1089 Dundas Street, Toronto, ON

South Riverdale, Toronto · MLS® E13757818

$1,298,000
For Sale
Listed 3 days agoNo offer date stated
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◎ Directions
2+1Bedrooms
2Bathrooms
1Garage
1500-2000Sq ft
15 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

In short

  • Rarely offered investment opportunity at the acclaimed Riverdale Lofts.
  • Discover ultimate versatility in this massive, light-filled freehold property offering over 2,100 sq. ft. of premium open-concept space.
  • The architectural flair is unmatched, featuring dramatic floor-to-ceiling windows that flood the space with natural light, a grand solid oak staircase, and rich...
  • Enjoy soaring vertical space with 10-foot ceilings on the main floor and up to 12-foot ceilings on the second level.

Rarely offered investment opportunity at the acclaimed Riverdale Lofts! Discover ultimate versatility in this massive, light-filled freehold property offering over 2,100 sq. ft. of premium open-concept space. Boasting a perfect live/work layout or potential duplex setup, this property features two separate entrances, making it ideal for professionals, business owners, or savvy investors looking to live in one unit and rent the other.The architectural flair is unmatched, featuring dramatic floor-to-ceiling windows that flood the space with natural light, a grand solid oak staircase, and rich hardwood floors throughout. Enjoy soaring vertical space with 10-foot ceilings on the main floor and up to 12-foot ceilings on the second level. The highly functional main floor also comes equipped with full kitchen capacity to easily service a storefront, office, or secondary suite. Embrace the vibrant lifestyle with exceptional outdoor living, including a huge private terrace and your own private rooftop deck offering spectacular, unobstructed treetop and neighborhood views.Unbeatable location just steps to Queen Street East, the TTC, boutique shopping, and world-class dining. Truly a unique gem in one of the East End's most desirable pockets!

Key facts

Property type
Townhouse, 3-Storey
MLS®
E13757818
Bedrooms
2+1 (3 total)
Bathrooms
2 (1 half)
Size
1500-2000 sq ft
Lot
12.83 × 70.65 ft
Cross streets
Dundas St E & Logan Ave
Parking
1 garage (carport)
Driveway
Mutual
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Unknown
Sewer
Sewer
Property tax
$5,598 / 2025
Days on market
3
Listing brokerage
AIMHOME REALTY INC.

Rooms

RecreationLower9.16 × 3.38 m

large closet · 3 pc bath

Living RoomSecond4.60 × 3.38 m

hardwood floor · open concept

OfficeMain11.43 × 3.38 m

hardwood floor · walk-out · pot lights

KitchenSecond2.96 × 3.38 m

hardwood floor · overlooks dining · open concept

Primary BedroomThird4.35 × 3.38 m

hardwood floor · w/o to balcony · double closet

Bedroom 2Third3.10 × 3.38 m

hardwood floor · closet

Dining RoomSecond3.31 × 3.38 m

hardwood floor · open concept · w/o to deck

Our TakeTeam Asgarian · Broker
In line
$1.35Mest. value

Listed at $1,298,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.35M, typically $1.23M to $1.56M. Comparable closings on their own put this home around $1.48M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.

Second read, from the city assessment: $1.41M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

One thing to square: this home asks more than the ones for sale nearby, yet my estimate still puts it below recent closings. That usually means the nearby listings are smaller or simpler homes, so the sticker comparison undersells what this one is.

List price
$1.23MBelow recent closings$1.56MAbove recent closings

Total price vs nearby homes. Fair value about $1.35M, median of 31 comparables.

The market behind the math:

13sold nearby · 90 days
$900Kmedian sold price
106%of asking, on average
−32%prices vs a year ago
~33 dayshomes like this take to sell
3days on market so far
$3,793/moest. rent · 5 leases
3.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.4 months of inventory: 6 townhouse homes for sale in the area against 13 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $742/sqft against an area asking average of $809/sqft. Size and $/sqft both feed the estimate above.

  • Ravine / green setting. This home sits beside a green space. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version

I take the 31 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.41M, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Morse Street Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dundas Street East is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in South Riverdale, so I widened the search to the surrounding area.

Based on 31 comparable homes that sold in South Riverdale over the past two years, from 102 closings there.

What sellers nearby are askingCurrently listed nearby in South Riverdale · asking prices
$1.05Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.48M, which is where my estimate comes from.

Per square foot, these ask about $860/sqft; this home lists at $742/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
1.30MThis home1.40M950k899k649k1.35MThis home vs active comparables

Neighbourhood & location

South Riverdale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Most daily errands can be done on foot.

🚉 Nearest transit: Dundas Street East, about 200 m away

20+ transit stops12 grocery20+ dining20+ parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Greenwood-Coxwell
$1.15M
Cabbagetown-South St. James Town
$1.85M
University
$1.40M
Annex
$2.29M
Trinity-Bellwoods
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morse Street Junior Public School
76%
Morse Street Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 76% meet the provincial standard
Quest Alternative Senior SchoolEQAO results not published
Danforth Collegiate and Technical InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Dundas Junior Public School · Public elementary0.5 km · 59% at standard
Eastdale Collegiate Institute · Public secondary0.5 km
Queen Alexandra Middle School · Public elementary0.6 km · 71% at standard
SEED Alternative School · Public secondary0.6 km
Pape Avenue Junior Public School · Public elementary0.8 km · 90% at standard
Bruce Public School · Public elementary0.9 km · 68% at standard
Blake Street Junior Public School · Public elementary1.0 km · 75% at standard
East Alternative School of Toronto · Public elementary1.0 km
Leslieville Junior Public School · Public elementary1.0 km · 62% at standard
Riverdale Collegiate Institute · Public secondary1.0 km · 86% at standard
St Joseph Catholic School · Catholic elementary1.0 km · 66% at standard
Quest Alternative School Senior · Public elementary1.0 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,916/mo
$243KIncome needed
5.3×Price ÷ income
$1,365Weekly cost
$44,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,916Property tax $466Total carry $6,382

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,598per month

Mortgage amount $1,038,400 · 4.24% over 25 years

$259,600Down payment (20.0%)
$1,038,400Loan before insurance
$0CMHC premium
$6,065Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,598
Property tax
$467
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,065

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,435
Toronto municipal land transfer tax
$22,435
Estimated closing costs
$44,870

Plus your down payment of $259,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$6,793/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$641,039Total interest paid
$1,679,439Total of all payments
Principal $1,038,400 Interest $641,039
YearPrincipalInterestBalance
1$23,992$43,186$1,014,408
2$25,020$42,157$989,388
3$26,092$41,085$963,296
4$27,210$39,967$936,085
5$28,376$38,801$907,709
6$29,592$37,586$878,117
7$30,860$36,318$847,257
8$32,182$34,995$815,075
9$33,561$33,616$781,513
10$34,999$32,178$746,514
11$36,499$30,678$710,015
12$38,063$29,114$671,952
13$39,694$27,483$632,257
14$41,395$25,783$590,862
15$43,169$24,009$547,694
16$45,019$22,159$502,675
17$46,948$20,230$455,727
18$48,959$18,218$406,768
19$51,057$16,120$355,711
20$53,245$13,933$302,466
21$55,526$11,651$246,940
22$57,906$9,272$189,034
23$60,387$6,791$128,647
24$62,974$4,203$65,673
25$65,673$1,505$0

At the end of your 5-year term

Total paid over the term
$335,888
Principal paid down
$130,691
Interest paid
$205,197
Balance remaining
$907,709

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in South Riverdale$3,793/mo
$45,516Gross annual rent
2.6%Cap rate after taxes and upkeep
$2,681 to $4,248Typical rent range
~14 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in South Riverdale signed at a median of $3,693 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,793. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.5%
Gross yield
− Property tax $5,598− Insurance $1,400− Vacancy & upkeep $5,007Net operating income $33,511

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.

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