1856 Rosebank Road, Pickering, ON

Amberlea, Pickering · MLS® E13758570

$1,324,900
For Sale
Listed 12 days agoNo offer date stated
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5+1Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • The main floor features a porcelain tile foyer, open-concept kitchen and family room with a gas fireplace, custom built-in shelving, California shutters, and premium...
  • The second level has four bedrooms with California shutters, including a primary suite with walk-in closet and an updated 4-piece ensuite.
  • The third floor offers a dedicated 5th bedroom plus a spacious loft with hardwood floors and its own 3-piece washroom - perfect as a home office or additional living...
  • The finished basement includes ceramic tile, a renovated bedroom, 3-piece bath, and rough-in for kitchen appliances, offering excellent in-law suite potential.
  • Steps to transit, minutes to the 401, 407, GO, top-ranked schools, parks, and shopping.

Welcome to 1856 Rosebank Rd, a well-loved and updated home in Pickering's sought-after Amberlea neighbourhood. Offering over 3,300 sq ft of above-grade living space across three levels, this 5+1 bedroom, 5-bathroom home is ideal for large or multigenerational families. The main floor features a porcelain tile foyer, open-concept kitchen and family room with a gas fireplace, custom built-in shelving, California shutters, and premium engineered hardwood throughout. The second level has four bedrooms with California shutters, including a primary suite with walk-in closet and an updated 4-piece ensuite. The third floor offers a dedicated 5th bedroom plus a spacious loft with hardwood floors and its own 3-piece washroom - perfect as a home office or additional living space. The finished basement includes ceramic tile, a renovated bedroom, 3-piece bath, and rough-in for kitchen appliances, offering excellent in-law suite potential. Outside, enjoy an extended landscaped driveway & backyard with six inch patterned concrete. Steps to transit, minutes to the 401, 407, GO, top-ranked schools, parks, and shopping.

Key facts

Property type
Detached, 3-Storey
MLS®
E13758570
Bedrooms
5+1 (6 total)
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
44.95 × 109.91 ft
Cross streets
Rosebank Rd & Strouds Ln
Parking
2 garage · 6 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,971 / 2026
Days on market
12
Listing brokerage
ROYAL HERITAGE REALTY LTD.

Rooms

BedroomBasement3.48 × 5.49 m

ceramic floor · pot lights · finished

Living RoomMain3.35 × 4.08 m

hardwood floor · large window · california shutters

BreakfastMain3.35 × 3.05 m

porcelain floor · w/o to patio · open concept

KitchenBasement14.27 × 2.74 m

ceramic floor · pot lights · open concept

KitchenMain5.36 × 3.35 m

porcelain floor · stainless steel appl · open concept

LoftThird10.39 × 3.49 m

hardwood floor · california shutters · ceiling fan(s)

Bedroom 4Second3.35 × 3.35 m

hardwood floor · california shutters · closet

Bedroom 2Second3.84 × 3.35 m

hardwood floor · california shutters · closet

Family RoomMain5.18 × 4.57 m

hardwood floor · gas fireplace · b/i shelves

RecreationBasement5.18 × 3.05 m

ceramic floor · pot lights · open concept

Bedroom 5Third2.74 × 3.05 m

hardwood floor · california shutters · window

Bedroom 3Second4.69 × 3.84 m

hardwood floor · california shutters · closet

Dining RoomMain4.27 × 3.35 m

hardwood floor · california shutters · open concept

Primary BedroomSecond5.79 × 6.10 m

hardwood floor · his and hers closets · 4 pc ensuite

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.31Mlikely sale price

Listed at $1,324,900. Going by how homes in Amberlea and the wider GTA have actually closed against their asking prices (about 99%, 26 local closings in 90 days), the likely sale price is near $1.31M, if it sells. A realistic range is $1.22M to $1.47M.

Independent value check: $1.29M. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $1.21M and $1.35M).

Why $1.29M. The typical detached home sold in Amberlea over the past year went for about $1.01M (90 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $9,971 a year; the typical home sold here pays about $7,100.
  • ▲ Raises itIt is 3,000 to 3,500 sq ft; the typical home sold here is 1,750 to 2,250.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
List price
$1.22MBelow recent closings$1.47MAbove recent closings

Total price vs nearby homes. Likely closing about $1.31M, from 26 recent closings in this pocket.

The market behind the math:

26sold nearby · 90 days
$950Kmedian sold price
100%of asking, on average
−14%prices vs a year ago
~16 dayshomes like this take to sell
12days on market so far
$5,517/moest. rent · 5 leases
5.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 5 detached homes for sale in the area against 26 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $408/sqft against an area asking average of $508/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 26 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.36M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Amberlea, so I widened the search to the surrounding area.

Based on 26 comparable homes that sold in Amberlea over the past two years, from 196 closings there.

What sellers nearby are askingCurrently listed nearby in Amberlea · asking prices
$1.27Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.29M, which is where my estimate comes from.

Per square foot, these ask about $415/sqft; this home lists at $408/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.32MThis home1.32M1.25M1.25MThis home vs active comparables

Neighbourhood & location

Amberlea, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Highbush
$1.18M
Woodlands
$1.49M
Dunbarton
$1.60M
Rougemount
$1.74M
Liverpool
$1.08M

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,038/mo
$261KIncome needed
5.1×Price ÷ income
$1,393Weekly cost
$22,973Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $6,038Property tax $831Total carry $6,869

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,802per month

Mortgage amount $1,059,920 · 4.39% over 25 years

$264,980Down payment (20.0%)
$1,059,920Loan before insurance
$0CMHC premium
$6,633Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,802
Property tax
$831
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,633

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,973
Estimated closing costs
$22,973

Plus your down payment of $264,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$7,029/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$680,599Total interest paid
$1,740,519Total of all payments
Principal $1,059,920 Interest $680,599
YearPrincipalInterestBalance
1$23,985$45,636$1,035,935
2$25,049$44,572$1,010,886
3$26,161$43,460$984,725
4$27,322$42,299$957,403
5$28,535$41,086$928,869
6$29,801$39,820$899,068
7$31,124$38,497$867,944
8$32,505$37,116$835,439
9$33,948$35,673$801,492
10$35,454$34,167$766,037
11$37,028$32,593$729,010
12$38,671$30,950$690,339
13$40,387$29,233$649,951
14$42,180$27,441$607,771
15$44,052$25,569$563,720
16$46,007$23,614$517,713
17$48,049$21,572$469,664
18$50,181$19,439$419,483
19$52,408$17,212$367,074
20$54,734$14,886$312,340
21$57,164$12,457$255,176
22$59,701$9,920$195,475
23$62,350$7,270$133,125
24$65,118$4,503$68,008
25$68,008$1,613$0

At the end of your 5-year term

Total paid over the term
$348,104
Principal paid down
$131,051
Interest paid
$217,052
Balance remaining
$928,869

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Amberlea$5,517/mo
$66,204Gross annual rent
3.6%Cap rate after taxes and upkeep
$4,855 to $6,179Typical rent range
~25 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Amberlea signed at a median of $4,788 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,517. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.0%
Gross yield
− Property tax $9,971− Insurance $1,400− Vacancy & upkeep $7,282Net operating income $47,551

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL HERITAGE REALTY LTD.. MLS®/PropTx.

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