1554 Saugeen Drive, Pickering, ON

Amberlea, Pickering · MLS® E13754252

$1,325,000
For Sale
Listed 13 days agoNo offer date stated
5+2Bedrooms
5Bathrooms
2Garage · 8 parking
3000-3500Sq ft

About this home

In short

  • Welcome to 1554 Saugeen Drive, an exceptional family home in Pickering's highly sought-after Amberlea neighbourhood, one of the city's most established and desirable...
  • This spacious 5-bedroom residence offers an ideal layout for large or multi-generational families, featuring a separate entrance to a fully finished lower level...
  • Enjoy added peace of mind with a brand-new roof, providing lasting value and reduced maintenance for years to come.
  • Mary Catholic Secondary School, this home is also just minutes from Rouge National Urban Park, Petticoat Creek Conservation Area, Pickering Town Centre, Pickering GO...

Welcome to 1554 Saugeen Drive, an exceptional family home in Pickering's highly sought-after Amberlea neighbourhood, one of the city's most established and desirable communities. This spacious 5-bedroom residence offers an ideal layout for large or multi-generational families, featuring a separate entrance to a fully finished lower level complete with an additional kitchen, two bedrooms, and a dedicated office. Enjoy added peace of mind with a brand-new roof, providing lasting value and reduced maintenance for years to come. Perfectly situated near top-rated schools, including Dumbarton High School and St. Mary Catholic Secondary School, this home is also just minutes from Rouge National Urban Park, Petticoat Creek Conservation Area, Pickering Town Centre, Pickering GO Station, Highway 401, Highway 407, parks, shopping, restaurants, and everyday amenities. Offering generous living space, exceptional flexibility, and a prime location in the heart of Amberlea, this is a rare opportunity to own a home that combines comfort, convenience, and long-term value in one of Pickering's most desirable family neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
E13754252
Bedrooms
5+2 (7 total)
Bathrooms
5 (2 half)
Size
3000-3500 sq ft
Lot
47.21 × 109.91 ft
Cross streets
Rosebank/Finch
Parking
2 garage · 8 parking (attached)
Driveway
Private Double
Basement
Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,773 / 2026
Days on market
13
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

LaundryMain2.49 × 3.09 m

tile floor · window

KitchenMain3.52 × 3.72 m

pot lights · quartz counter · backsplash

Primary BedroomSecond8.86 × 3.36 m

4 pc ensuite · walk-in closet(s) · laminate

Bedroom 2Second4.19 × 3.40 m

laminate · window · closet

KitchenBasement3.60 × 2.83 m

ceramic floor · backsplash

BedroomBasement3.47 × 3.78 m

laminate · window · closet

OfficeBasement4.65 × 2.52 m

closet · laminate

Bedroom 3Second5.16 × 3.42 m

laminate · window · double closet

Living RoomMain5.60 × 3.34 m

hardwood floor · window

Living RoomBasement4.10 × 3.00 m

Laminate

Bedroom 5Second4.39 × 3.40 m

laminate · window · double closet

Dining RoomBasement3.90 × 2.58 m

Ceramic Floor

OfficeMain3.34 × 3.50 m

hardwood floor · window

Dining RoomMain3.90 × 3.34 m

hardwood floor · large window

Bedroom 2Basement3.44 × 3.19 m

2 pc ensuite · window · closet

Bedroom 4Second5.77 × 3.42 m

laminate · window · double closet

Family RoomMain5.49 × 3.50 m

pot lights · hardwood floor · fireplace

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.31Mlikely sale price

Listed at $1,325,000. Going by how homes in Amberlea and the wider GTA have actually closed against their asking prices (about 99%, 26 local closings in 90 days), the likely sale price is near $1.31M, if it sells. A realistic range is $1.22M to $1.47M.

Independent value check: $1.23M. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $1.15M and $1.29M).

Why $1.23M. The typical detached home sold in Amberlea over the past year went for about $1.01M (90 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $8,773 a year; the typical home sold here pays about $7,100.
  • ▲ Raises itIt is 3,000 to 3,500 sq ft; the typical home sold here is 1,750 to 2,250.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
List price
$1.22MBelow recent closings$1.47MAbove recent closings

Total price vs nearby homes. Likely closing about $1.31M, from 26 recent closings in this pocket.

The market behind the math:

26sold nearby · 90 days
$950Kmedian sold price
100%of asking, on average
−14%prices vs a year ago
~16 dayshomes like this take to sell
13days on market so far
$4,889/moest. rent · 18 leases
4.4%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.4 months of inventory: 21 detached homes for sale in the area against 26 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $408/sqft against an area asking average of $554/sqft.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Amberlea: 19 of the 66 detached leases here lately were basement units, around $1,700 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Pickering.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 26 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.23M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($408/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Amberlea, so I widened the search to the surrounding area.

Based on 26 comparable homes that sold in Amberlea over the past two years, from 196 closings there.

What sellers nearby are askingCurrently listed nearby in Amberlea · asking prices
$1.27Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.23M, which is where my estimate comes from.

Per square foot, these ask about $507/sqft; this home lists at $408/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.32MThis home1.32M1.25M1.25M1.25M1.29MThis home vs active comparables

Neighbourhood & location

Amberlea, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodlands
$1.49M
Highbush
$1.18M
Dunbarton
$1.60M
Rougemount
$1.74M
Liverpool
$1.08M

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,039/mo
$258KIncome needed
5.1×Price ÷ income
$1,394Weekly cost
$22,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $6,039Property tax $731Total carry $6,770

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,802per month

Mortgage amount $1,060,000 · 4.39% over 25 years

$265,000Down payment (20.0%)
$1,060,000Loan before insurance
$0CMHC premium
$6,533Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,802
Property tax
$731
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,533

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,975
Estimated closing costs
$22,975

Plus your down payment of $265,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$7,030/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$680,650Total interest paid
$1,740,650Total of all payments
Principal $1,060,000 Interest $680,650
YearPrincipalInterestBalance
1$23,986$45,640$1,036,014
2$25,051$44,575$1,010,962
3$26,163$43,463$984,800
4$27,324$42,302$957,476
5$28,537$41,089$928,939
6$29,803$39,823$899,136
7$31,126$38,500$868,010
8$32,507$37,119$835,502
9$33,950$35,676$801,552
10$35,457$34,169$766,095
11$37,031$32,595$729,065
12$38,674$30,952$690,391
13$40,390$29,236$650,000
14$42,183$27,443$607,817
15$44,055$25,571$563,762
16$46,010$23,616$517,752
17$48,052$21,574$469,699
18$50,185$19,441$419,514
19$52,412$17,214$367,102
20$54,739$14,887$312,363
21$57,168$12,458$255,195
22$59,705$9,921$195,490
23$62,355$7,271$133,135
24$65,122$4,504$68,013
25$68,013$1,613$0

At the end of your 5-year term

Total paid over the term
$348,130
Principal paid down
$131,061
Interest paid
$217,069
Balance remaining
$928,939

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 18 whole-home leases in Amberlea$4,889/mo
$58,668Gross annual rent
3.2%Cap rate after taxes and upkeep
$4,282 to $5,327Typical rent range
~25 daysTo find a tenant, on average

The suite is real income here: basements rent in Amberlea (19 of 66 recent detached leases were basement units, around $1,700 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,700 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 18 whole-home leases in Amberlea signed at a median of $3,968 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,889. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.4%
Gross yield
− Property tax $8,773− Insurance $1,400− Vacancy & upkeep $6,453Net operating income $42,042

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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