68 Mystic Avenue, Toronto, ON

Oakridge, Toronto · MLS® E13770770

$859,000
For Sale
Listed 39 days agoNo offer date stated
3Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Set on a wide 42-foot lot in Oakridge, this charming three-bedroom detached home has a flexible layout, a finished lower level and an impressive amount of outdoor space.
  • The finished basement expands the living space with a large recreation room, separate office, laundry and substantial storage.
  • Outside, enjoy a composite front deck, a partially fenced backyard with BBQ gas line and a long private garden portion, three-car tandem driveway parking and a...

Welcome to 68 Mystic! Set on a wide 42-foot lot in Oakridge, this charming three-bedroom detached home has a flexible layout, a finished lower level and an impressive amount of outdoor space. The main floor features a bright living room, separate dining area with walk out to the backyard, a bright kitchen, full bathroom and a convenient bedroom, while the second floor offers two additional bedrooms with walk-in closets, and a powder room. The finished basement expands the living space with a large recreation room, separate office, laundry and substantial storage. Outside, enjoy a composite front deck, a partially fenced backyard with BBQ gas line and a long private garden portion, three-car tandem driveway parking and a spacious 16' x 20' insulated detached garage built in 2023. Other improvements include a waterproofed basement with sump pump and backflow valve, updated electrical, copper water pipes, custom window coverings and a high-efficiency furnace with central air and humidifier. This lovely family home is well-maintained with space to live, work, entertain and grow!

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
E13770770
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
42 × 115 ft
Cross streets
Warden Ave and Danforth Rd.
Parking
1 garage · 4 parking (detached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,223 / 2026
Days on market
39
Listing brokerage
KELLER WILLIAMS ADVANTAGE REALTY

Rooms

Primary BedroomSecond4.00 × 3.95 m

hardwood floor · walk-in closet(s)

BedroomMain3.30 × 2.80 m

hardwood floor · closet

Living RoomMain3.80 × 3.40 m

hardwood floor · overlooks frontyard

KitchenMain3.60 × 2.70 m

w/o to yard · cork floor

Dining RoomMain3.55 × 2.70 m

hardwood floor · w/o to deck

Family RoomBasement5.35 × 3.40 m

broadloom · b/i bookcase

BedroomSecond5.94 × 2.90 m

hardwood floor · closet

OfficeBasement4.20 × 2.90 m

Broadloom

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Birchmount Park Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Oakridge, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Taylor Creek Public School
41%
Taylor Creek Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 41% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Oakridge Junior Public School · Public elementary0.9 km · 61% at standard
Immaculate Heart of Mary Catholic School · Catholic elementary0.9 km · 71% at standard
J G Workman Public School · Public elementary1.0 km · 51% at standard
Birch Cliff Public School · Public elementary1.0 km · 68% at standard
Danforth Gardens Public School · Public elementary1.0 km · 58% at standard
Samuel Hearne Public School · Public elementary1.0 km · 47% at standard
Birch Cliff Heights Public School · Public elementary1.0 km · 59% at standard
St Dunstan Catholic School · Catholic elementary1.2 km · 73% at standard
Regent Heights Public School · Public elementary1.6 km · 68% at standard
Crescent Town Elementary School · Public elementary1.6 km · 68% at standard
Blantyre Public School · Public elementary1.9 km · 71% at standard
Cliffside Public School · Public elementary1.9 km · 54% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,915/mo
$164KIncome needed
5.2×Price ÷ income
$903Weekly cost
$27,310Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,915Property tax $352Total carry $4,267

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,800per month

Mortgage amount $687,200 · 4.49% over 25 years

$171,800Down payment (20.0%)
$687,200Loan before insurance
$0CMHC premium
$4,152Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,800
Property tax
$352
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,152

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,655
Toronto municipal land transfer tax
$13,655
Estimated closing costs
$27,310

Plus your down payment of $171,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,599/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$452,694Total interest paid
$1,139,894Total of all payments
Principal $687,200 Interest $452,694
YearPrincipalInterestBalance
1$15,335$30,260$671,865
2$16,032$29,564$655,833
3$16,760$28,836$639,073
4$17,521$28,075$621,553
5$18,316$27,280$603,237
6$19,148$26,448$584,089
7$20,017$25,579$564,072
8$20,926$24,670$543,146
9$21,876$23,720$521,270
10$22,869$22,727$498,401
11$23,908$21,688$474,493
12$24,993$20,603$449,500
13$26,128$19,468$423,372
14$27,314$18,282$396,058
15$28,554$17,041$367,504
16$29,851$15,745$337,653
17$31,206$14,390$306,447
18$32,623$12,973$273,824
19$34,104$11,491$239,719
20$35,653$9,943$204,067
21$37,272$8,324$166,795
22$38,964$6,632$127,831
23$40,733$4,863$87,098
24$42,582$3,013$44,516
25$44,516$1,080$0

At the end of your 5-year term

Total paid over the term
$227,979
Principal paid down
$83,963
Interest paid
$144,016
Balance remaining
$603,237

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $4,223− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,941

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY. MLS®/PropTx.

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