162 Bathgate Drive, Toronto, ON

Centennial Scarborough, Toronto · MLS® E13771142

$949,900
For Sale
Listed 39 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • Nestled in the highly sought-after Bathgate Estates in the Centennial community, this spacious back-split is tucked away on a spectacular 50 x 175 ft ravine lot, set...
  • Offered for the first time in over 50 years, this well-loved home presents a rare opportunity to make it your own.
  • With over 2,600 sq. ft. of total living space, this home is much larger than it appears.
  • It features 3 generous bedrooms, 2 bathrooms, a welcoming main-floor family room with a cozy fireplace, and a walkout to a private deck overlooking the expansive...

Nestled in the highly sought-after Bathgate Estates in the Centennial community, this spacious back-split is tucked away on a spectacular 50 x 175 ft ravine lot, set back from the road for exceptional privacy and a peaceful, natural setting. Offered for the first time in over 50 years, this well-loved home presents a rare opportunity to make it your own.With over 2,600 sq. ft. of total living space, this home is much larger than it appears. It features 3 generous bedrooms, 2 bathrooms, a welcoming main-floor family room with a cozy fireplace, and a walkout to a private deck overlooking the expansive backyard. There's plenty of space for extended family, with a separate side entrance offering excellent potential for an in-law suite or future basement apartment. The basement is high, dry, and full of possibilities.Ideally located close to public and Catholic elementary and high schools, the University of Toronto Scarborough, Centennial College, hospitals, libraries, community centres, parks, the waterfront trail, Rouge National Urban Park, Highland Creek, Rouge Hill GO Station, TTC, and countless other amenities. A rare opportunity to own a home in one of Scarborough's most desirable and established neighbourhoods.

Key facts

Property type
Detached, Backsplit 5
MLS®
E13771142
Bedrooms
3
Bathrooms
2
Size
1500-2000 sq ft
Lot
50 × 174 ft
Cross streets
Meadowvale/Lawrence
Parking
1 garage · 6 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,751 / 2025
Days on market
39
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 3In Between3.45 × 2.85 m

hardwood floor · closet · window

OtherBasement5.50 × 5.00 m

Broadloom

Utility RoomLower6.40 × 3.10 m
KitchenMain4.90 × 2.70 m

vinyl floor · eat-in kitchen

Primary BedroomUpper5.10 × 3.20 m

closet · window

Dining RoomMain6.40 × 4.10 m

broadloom · bay window · combined w/dining

RecreationIn Between6.20 × 3.10 m

broadloom · closet · window

Living RoomMain6.40 × 4.10 m

broadloom · bow window · combined w/dining

Family RoomIn Between5.70 × 3.25 m

parquet · gas fireplace · w/o to deck

RecreationIn Between6.20 × 3.10 m

Broadloom

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Sir Oliver Mowat Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Centennial Scarborough, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charlottetown Junior Public School
68%
Charlottetown Junior Public SchoolPublic · Elementary · 1.2 km awayBelow the GTA average · 68% meet the provincial standard
Joseph Howe Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Centennial Road Junior Public School · Public elementary0.8 km · 71% at standard
St Malachy Catholic School · Catholic elementary1.4 km · 73% at standard
Meadowvale Public School · Public elementary1.6 km · 81% at standard
William G Miller Junior Public School · Public elementary1.6 km · 62% at standard
Highland Creek Public School · Public elementary1.7 km · 53% at standard
St Dominic Savio Catholic School · Catholic elementary1.8 km · 70% at standard
William G Davis Junior Public School · Public elementary1.9 km · 88% at standard
Cardinal Leger Catholic School · Catholic elementary1.9 km · 78% at standard
Rouge Valley Public School · Public elementary2.0 km · 73% at standard
Morrish Public School · Public elementary2.1 km · 82% at standard
Joseph Brant Senior Public School · Public elementary2.2 km · 43% at standard
Chief Dan George Public School · Public elementary2.4 km · 60% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,329/mo
$181KIncome needed
5.2×Price ÷ income
$999Weekly cost
$30,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,329Property tax $396Total carry $4,725

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,202per month

Mortgage amount $759,920 · 4.49% over 25 years

$189,980Down payment (20.0%)
$759,920Loan before insurance
$0CMHC premium
$4,598Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,202
Property tax
$396
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,598

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,473
Toronto municipal land transfer tax
$15,473
Estimated closing costs
$30,946

Plus your down payment of $189,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,086/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,598Total interest paid
$1,260,518Total of all payments
Principal $759,920 Interest $500,598
YearPrincipalInterestBalance
1$16,958$33,463$742,962
2$17,728$32,693$725,234
3$18,533$31,888$706,701
4$19,375$31,046$687,326
5$20,254$30,167$667,072
6$21,174$29,247$645,898
7$22,135$28,285$623,763
8$23,140$27,280$600,622
9$24,191$26,230$576,432
10$25,289$25,131$551,142
11$26,438$23,983$524,705
12$27,638$22,783$497,067
13$28,893$21,528$468,174
14$30,205$20,216$437,969
15$31,576$18,845$406,393
16$33,010$17,411$373,384
17$34,508$15,912$338,875
18$36,075$14,345$302,800
19$37,713$12,707$265,087
20$39,426$10,995$225,661
21$41,216$9,205$184,445
22$43,087$7,334$141,358
23$45,043$5,377$96,315
24$47,089$3,332$49,227
25$49,227$1,194$0

At the end of your 5-year term

Total paid over the term
$252,104
Principal paid down
$92,848
Interest paid
$159,255
Balance remaining
$667,072

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $4,751− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,491

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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