58 Jonesridge Drive, Ajax, ON

Northwest Ajax, Ajax · MLS® E13776970

$999,900
For Sale
Listed 8 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Beautiful model home 4+1 bedroom.
  • Finished basement with one bedroom and full washroom.
  • Steps to the public school, Durham Transit, shopping, park, Rec Centre.
  • Close to 401 and Go Transit.

Beautiful model home 4+1 bedroom. Finished basement with one bedroom and full washroom. Steps to the public school, Durham Transit, shopping, park, Rec Centre. Close to 401 and Go Transit.

Key facts

Property type
Detached, 2-Storey
MLS®
E13776970
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
32.15 × 102.99 ft
Cross streets
Westney/Rossland
Parking
2 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,510 / 2026
Days on market
8
Listing brokerage
HOMELIFE/FUTURE REALTY INC.

Rooms

Family RoomMain6.68 × 3.69 m

hardwood floor · gas fireplace · open concept

Dining RoomMain3.66 × 2.92 m

hardwood floor · coffered ceiling(s) · california shutters

RecreationBasement6.61 × 10.34 m

laminate · window

KitchenMain4.70 × 2.92 m

ceramic floor · stainless steel appl · custom backsplash

BathroomBasement3.99 × 3.40 m

laminate · window

Bedroom 5Basement3.99 × 3.40 m

laminate · window

Primary BedroomSecond4.51 × 3.99 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Bedroom 3Second3.11 × 3.35 m

hardwood floor · large window · large closet

Bedroom 2Second3.99 × 3.35 m

hardwood floor · double closet · window

Bedroom 4Second3.54 × 2.93 m

hardwood floor · large window · large closet

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$995Klikely closing

Listed at $999,900 with no offer date. Homes here have been closing close to ask, so my read is $995K, typically $959K to $1.04M. Comparable closings on their own put this home around $994K, which supports the ask, so this is a firm read.

List price
$959KBelow recent closings$1.04MAbove recent closings

Total price vs nearby homes. Likely closing about $995K, from 20 recent closings in this pocket.

The market behind the math:

20sold nearby · 90 days
$1.13Mmedian sold price
100%of asking, on average
−6%prices vs a year ago
~18 dayshomes like this take to sell
8days on market so far
$3,260/moest. rent · 28 leases
3.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.1 months of inventory: 14 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $444/sqft against an area asking average of $463/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 20 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $954K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 20 comparable homes that sold in Northwest Ajax over the past two years, from 175 closings there.

Neighbourhood & location

Northwest Ajax, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central West
$998K
Central
$850K
Northeast Ajax
$1.11M
Central East
$978K
South East
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,557/mo
$198KIncome needed
5.0×Price ÷ income
$1,052Weekly cost
$16,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,557Property tax $626Total carry $5,183

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,379per month

Mortgage amount $799,920 · 4.39% over 25 years

$199,980Down payment (20.0%)
$799,920Loan before insurance
$0CMHC premium
$5,004Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,379
Property tax
$626
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,004

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,473
Estimated closing costs
$16,473

Plus your down payment of $199,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,305/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$513,647Total interest paid
$1,313,567Total of all payments
Principal $799,920 Interest $513,647
YearPrincipalInterestBalance
1$18,101$34,441$781,819
2$18,905$33,638$762,914
3$19,744$32,799$743,171
4$20,620$31,923$722,551
5$21,535$31,008$701,016
6$22,491$30,052$678,525
7$23,489$29,054$655,036
8$24,531$28,011$630,505
9$25,620$26,923$604,885
10$26,757$25,785$578,127
11$27,945$24,598$550,183
12$29,185$23,358$520,998
13$30,480$22,062$490,517
14$31,833$20,710$458,684
15$33,246$19,297$425,438
16$34,721$17,821$390,717
17$36,262$16,280$354,455
18$37,872$14,671$316,583
19$39,553$12,990$277,030
20$41,308$11,235$235,722
21$43,141$9,401$192,581
22$45,056$7,487$147,525
23$47,056$5,487$100,469
24$49,144$3,399$51,325
25$51,325$1,217$0

At the end of your 5-year term

Total paid over the term
$262,713
Principal paid down
$98,904
Interest paid
$163,809
Balance remaining
$701,016

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 28 whole-home leases in Northwest Ajax$3,260/mo
$39,120Gross annual rent
2.6%Cap rate after taxes and upkeep
$3,023 to $3,490Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 28 whole-home leases in Northwest Ajax signed at a median of $3,436 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,260. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $7,510− Insurance $1,400− Vacancy & upkeep $4,303Net operating income $25,907

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/FUTURE REALTY INC.. MLS®/PropTx.

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