182 Chatfield Drive, Ajax, ON

Central West, Ajax · MLS® E13780574

$759,000
For Sale
Listed 31 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Who needs a cottage when you can step into your backyard and enjoy the great outdoors while lounging by the pool.
  • A safety fence encloses the pool so you can still enjoy the backyard and patio with less worry.
  • Set on a generous corner lot this home has side by side parking for 2 cars and a single car garage.
  • Inside you will find 3 bedrooms, 3 bathrooms and a finished basement with an oversized laundry room.
  • The primary bedroom has an unusual feature of 3 large closets and a 2 piece ensuite.

Who needs a cottage when you can step into your backyard and enjoy the great outdoors while lounging by the pool. A safety fence encloses the pool so you can still enjoy the backyard and patio with less worry. Set on a generous corner lot this home has side by side parking for 2 cars and a single car garage. Inside you will find 3 bedrooms, 3 bathrooms and a finished basement with an oversized laundry room. The primary bedroom has an unusual feature of 3 large closets and a 2 piece ensuite. Located within walking distance of the McLean Recreation Centre, shopping, restaurants, pharmacies, schools and local transit. For those needing to commute the 401 and Go Train are minutes away or head 10 mins or so north to hop on the 407. Book your showing today, this Westney Heights home is not to be missed.

Key facts

Property type
Detached, 2-Storey
MLS®
E13780574
Bedrooms
3
Bathrooms
3 (2 half)
Size
1100-1500 sq ft
Lot
40.07 × 101.82 ft
Cross streets
Westney Rd & Ravenscroft Rd
Parking
1 garage · 3 parking (attached)
Driveway
Available, Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$5,427 / 2026
Days on market
31
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

RecreationLower3.70 × 4.95 m

finished · b/i bookcase

Primary BedroomMain3.20 × 4.40 m

overlooks backyard · double closet · 2 pc ensuite

Bedroom 2Main2.70 × 3.00 m

overlooks frontyard · closet

KitchenMain2.40 × 4.90 m

Galley Kitchen

LaundryLower4.20 × 2.60 m

Partly Finished

OfficeLower3.00 × 2.60 m
Bedroom 3Main3.43 × 2.75 m

Closet

Dining RoomMain2.80 × 2.63 m

large window · combined w/living

Living RoomMain3.40 × 5.30 m

fireplace · combined w/dining · w/o to yard

Our TakeTeam Asgarian · Broker
A small discount is typical
$745Klikely sale price

Listed at $759,000. Going by how homes in Central West and the wider GTA have actually closed against their asking prices (about 98%, 36 local closings in 90 days), the likely sale price is near $745K, if it sells. A realistic range is $698K to $839K.

Independent value check: $754K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $706K and $790K).

Why $754K. The typical detached home sold in Central West over the past year went for about $945K (149 sales). What sets this one apart:

  • ▼ Lowers it stronglyIt is 1,100 to 1,500 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,427 a year; the typical home sold here pays about $6,800.
  • ▼ Lowers it slightly1 garage and 3 total parking spaces, against 2 and 4 typically.
List price
$698KBelow recent closings$839KAbove recent closings

Total price vs nearby homes. Likely closing about $745K, from 36 recent closings in this pocket.

The market behind the math:

36sold nearby · 90 days
$980Kmedian sold price
99%of asking, on average
+1%prices vs a year ago
~20 dayshomes like this take to sell
31days on market so far
$3,324/moest. rent · 26 leases
5.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 14 detached homes for sale in the area against 36 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $584/sqft against an area asking average of $558/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
  • Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 36 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $772K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully

Based on 36 comparable homes that sold in Central West over the past two years, from 289 closings there.

What sellers nearby are askingCurrently listed nearby in Central West · asking prices
$804kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $618/sqft; this home lists at $584/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
759kThis home830k757k825kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Central West: $790K in September 2026, down 8% from a year ago, on 138 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$920K13
November 2025$988K17
December 2025$1.06M5
January 2026$1.15M7
February 2026$880K5
March 2026$930K12
April 2026$942K8
May 2026$875K19
June 2026$858K14
July 2026$980K17
August 2026$971K10
September 2026$790K11

Neighbourhood & location

Central West, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central
$825K
Northwest Ajax
$1.09M
Central East
$1000K
Northeast Ajax
$1.14M
South East
$955K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,459/mo
$150KIncome needed
5.0×Price ÷ income
$798Weekly cost
$11,655Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,459Property tax $452Total carry $3,912

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,357per month

Mortgage amount $607,200 · 4.49% over 25 years

$151,800Down payment (20.0%)
$607,200Loan before insurance
$0CMHC premium
$3,810Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,357
Property tax
$452
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,810

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,655
Estimated closing costs
$11,655

Plus your down payment of $151,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,063/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$399,994Total interest paid
$1,007,194Total of all payments
Principal $607,200 Interest $399,994
YearPrincipalInterestBalance
1$13,550$26,738$593,650
2$14,165$26,122$579,485
3$14,809$25,479$564,676
4$15,481$24,807$549,195
5$16,184$24,104$533,011
6$16,919$23,369$516,093
7$17,687$22,601$498,406
8$18,490$21,798$479,916
9$19,329$20,958$460,587
10$20,207$20,081$440,380
11$21,124$19,163$419,256
12$22,084$18,204$397,172
13$23,086$17,202$374,086
14$24,134$16,153$349,951
15$25,230$15,058$324,721
16$26,376$13,912$298,345
17$27,573$12,714$270,772
18$28,825$11,462$241,947
19$30,134$10,154$211,813
20$31,502$8,785$180,310
21$32,933$7,355$147,378
22$34,428$5,860$112,950
23$35,991$4,297$76,959
24$37,625$2,663$39,334
25$39,334$954$0

At the end of your 5-year term

Total paid over the term
$201,439
Principal paid down
$74,189
Interest paid
$127,250
Balance remaining
$533,011

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 26 whole-home leases in Central West$3,324/mo
$39,888Gross annual rent
3.8%Cap rate after taxes and upkeep
$2,956 to $3,634Typical rent range
~16 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 26 whole-home leases in Central West signed at a median of $3,375 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,324. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.3%
Gross yield
− Property tax $5,427− Insurance $1,400− Vacancy & upkeep $4,388Net operating income $28,673

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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