28 O'shea Crescent, Ajax, ON

Northwest Ajax, Ajax · MLS® E13793940

$1,120,000
For Sale
Listed 4 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Welcome to this stunning Tribute-built home in the sought-after Nottingham community of Ajax.
  • Offering 3,034 square feet. of above-grade living space, this impressive 4-bedroom home sits on a premium lot with a community park directly behind, offering a...
  • The main floor features 9-foot ceilings, hardwood flooring, pot lights, upgraded light fixtures and elegant chandeliers.
  • Renovated bathrooms and stylish upgrades add a contemporary touch throughout.

Welcome to this stunning Tribute-built home in the sought-after Nottingham community of Ajax! Offering 3,034 square feet. of above-grade living space, this impressive 4-bedroom home sits on a premium lot with a community park directly behind, offering a beautiful green backdrop and no immediate rear neighbours. The main floor features 9-foot ceilings, hardwood flooring, pot lights, upgraded light fixtures and elegant chandeliers. Large windows throughout fill the home with natural light. The thoughtfully designed layout boasts separate living, dining and family rooms, ideal for entertaining and everyday living. The spacious, modernized kitchen offers ample cabinetry and workspace, complemented by a generous breakfast area. Upstairs, four spacious bedrooms and three full bathrooms connected to each room provide comfort and convenience for the entire family. Renovated bathrooms and stylish upgrades add a contemporary touch throughout. Enjoy the beautiful backyard and peaceful park setting. Conveniently located near Westney & Taunton Shopping Centre, Somerset Plaza, Audley Recreation Centre, McLean Community Centre, Greenwood Conservation Area, White Pine Lookout, Deer Creek Golf & Events and Schools. A wonderful opportunity to enjoy spacious living, modern updates and a fantastic setting in one of Ajax's established communities!

Key facts

Property type
Detached, 2-Storey
MLS®
E13793940
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
58 × 91.86 ft
Cross streets
Westney & Williamson
Parking
2 garage · 4 parking (built-in)
Driveway
Private, Private Double
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,907 / 2025
Days on market
4
Listing brokerage
RE/MAX CROSSROADS REALTY INC.

Rooms

Bedroom 2Second5.14 × 4.74 m

3 pc ensuite · hardwood floor · large closet

Bedroom 3Second4.00 × 3.44 m

hardwood floor · large closet

Dining RoomMain3.61 × 6.41 m

hardwood floor · large window

KitchenMain4.75 × 3.75 m

pot lights · stainless steel appl

Family RoomMain5.04 × 5.49 m

fireplace · overlooks backyard · pot lights

Primary BedroomSecond5.75 × 4.10 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Bedroom 4Second4.69 × 3.72 m

hardwood floor · large closet

BreakfastMain4.77 × 2.34 m

w/o to yard · combined w/kitchen

Living RoomMain3.48 × 5.14 m

cathedral ceiling(s) · hardwood floor

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.11Mlikely closing

Listed at $1,120,000 with no offer date. Homes here have been closing close to ask, so my read is $1.11M, typically $1.07M to $1.17M. Comparable closings on their own put this home around $1.12M, which supports the ask, so this is a firm read.

List price
$1.07MBelow recent closings$1.17MAbove recent closings

Total price vs nearby homes. Likely closing about $1.11M, from 20 recent closings in this pocket.

The market behind the math:

20sold nearby · 90 days
$1.13Mmedian sold price
100%of asking, on average
−6%prices vs a year ago
~18 dayshomes like this take to sell
4days on market so far
$3,678/moest. rent · 27 leases
3.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.1 months of inventory: 7 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $345/sqft against an area asking average of $415/sqft. Size and $/sqft both feed the estimate above.

  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 20 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.08M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 20 comparable homes that sold in Northwest Ajax over the past two years, from 175 closings there.

Neighbourhood & location

Northwest Ajax, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northeast Ajax
$1.11M
Central West
$998K
Central
$850K
Central East
$978K
South East
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,105/mo
$223KIncome needed
5.0×Price ÷ income
$1,178Weekly cost
$18,875Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

87%mortgage
Mortgage $5,105Property tax $742Total carry $5,847

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,904per month

Mortgage amount $896,000 · 4.39% over 25 years

$224,000Down payment (20.0%)
$896,000Loan before insurance
$0CMHC premium
$5,647Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,904
Property tax
$742
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,647

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,875
Estimated closing costs
$18,875

Plus your down payment of $224,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,942/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$575,342Total interest paid
$1,471,342Total of all payments
Principal $896,000 Interest $575,342
YearPrincipalInterestBalance
1$20,275$38,578$875,725
2$21,175$37,678$854,549
3$22,115$36,739$832,434
4$23,097$35,757$809,338
5$24,122$34,732$785,216
6$25,192$33,662$760,024
7$26,310$32,543$733,714
8$27,478$31,376$706,236
9$28,697$30,156$677,538
10$29,971$28,883$647,567
11$31,301$27,552$616,266
12$32,690$26,163$583,576
13$34,141$24,712$549,434
14$35,657$23,197$513,778
15$37,239$21,615$476,539
16$38,892$19,962$437,647
17$40,618$18,236$397,029
18$42,421$16,433$354,608
19$44,303$14,550$310,305
20$46,270$12,584$264,035
21$48,323$10,531$215,712
22$50,468$8,386$165,244
23$52,708$6,146$112,537
24$55,047$3,807$57,490
25$57,490$1,364$0

At the end of your 5-year term

Total paid over the term
$294,268
Principal paid down
$110,784
Interest paid
$183,485
Balance remaining
$785,216

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 27 whole-home leases in Northwest Ajax$3,678/mo
$44,136Gross annual rent
2.6%Cap rate after taxes and upkeep
$3,444 to $4,212Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 27 whole-home leases in Northwest Ajax signed at a median of $3,481 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,678. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $8,907− Insurance $1,400− Vacancy & upkeep $4,855Net operating income $28,974

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.

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