147 Earlton Road, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13794316

$990,000
For Sale
Listed 33 days agoNo offer date stated
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3Bedrooms
2Bathrooms
2Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Prime Corner Lot - Unlimited Potential in the Heart of Scarborough.
  • Located at the prestigious intersection of Sheppard & Kennedy, this rare corner lot offers an oversized property in an unbeatable location.
  • Everyday convenience - Steps to schools, library, supermarket, and a major shopping mall.

Prime Corner Lot - Unlimited Potential in the Heart of Scarborough! Located at the prestigious intersection of Sheppard & Kennedy, this rare corner lot offers an oversized property in an unbeatable location. Whether you're looking for a place to call home, a redevelopment project, or a commercial investment, the possibilities are endless. Ideal for living - With just a little touch-up, you can move in and enjoy comfort and convenience. Perfect for investment - Rebuild into a residential or commercial property, or explore other development options. Huge potential, with future appreciation that knows no bounds. Everyday convenience - Steps to schools, library, supermarket, and a major shopping mall. A bus stop right at your doorstep makes commuting a breeze. Private scenic views - Massive backyard with great sunlight and beautiful surroundings. The corner layout adds extra privacy and openness. This property offers both immediate livability and long-term investment returns. Come see it for yourself - you have to see it to believe it!

Key facts

Property type
Detached, Bungalow
MLS®
E13794316
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
60 × 125 ft
Cross streets
KENNEDY/SHEPPARD
Parking
2 garage · 4 parking (attached)
Driveway
Private, Available
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Fibreglass Shingle
Sewer
Sewer
Pool
Other
Property tax
$5,535 / 2025
Days on market
33
Listing brokerage
MAPLE LIFE REALTY INC.

Rooms

BedroomGround4.00 × 6.00 m
Bedroom 3Ground4.10 × 3.90 m
Bedroom 2Ground3.90 × 4.80 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Inglewood Heights Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Inglewood Heights Junior Public School
72%
Inglewood Heights Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 72% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Tam O'Shanter Junior Public School · Public elementary0.8 km · 56% at standard
Agincourt Junior Public School · Public elementary1.0 km · 75% at standard
Lynngate Junior Public School · Public elementary1.1 km · 61% at standard
Glamorgan Junior Public School · Public elementary1.1 km · 63% at standard
Agincourt Collegiate Institute · Public secondary1.2 km · 82% at standard
Pauline Johnson Junior Public School · Public elementary1.3 km · 58% at standard
Sir Alexander Mackenzie Senior Public School · Public elementary1.6 km
St Bartholomew Catholic School · Catholic elementary1.7 km
Lynnwood Heights Junior Public School · Public elementary1.7 km · 84% at standard
Highland Heights Junior Public School · Public elementary1.7 km · 60% at standard
Vradenburg Junior Public School · Public elementary1.7 km · 75% at standard
Sir William Osler High School · Public secondary1.8 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,512/mo
$190KIncome needed
5.2×Price ÷ income
$1,041Weekly cost
$32,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,512Property tax $461Total carry $4,973

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,379per month

Mortgage amount $792,000 · 4.49% over 25 years

$198,000Down payment (20.0%)
$792,000Loan before insurance
$0CMHC premium
$4,840Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,379
Property tax
$461
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,840

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,275
Toronto municipal land transfer tax
$16,275
Estimated closing costs
$32,550

Plus your down payment of $198,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,300/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$521,731Total interest paid
$1,313,731Total of all payments
Principal $792,000 Interest $521,731
YearPrincipalInterestBalance
1$17,674$34,875$774,326
2$18,477$34,073$755,849
3$19,315$33,234$736,534
4$20,192$32,357$716,341
5$21,109$31,440$695,232
6$22,068$30,482$673,165
7$23,070$29,480$650,095
8$24,117$28,432$625,978
9$25,212$27,337$600,766
10$26,357$26,192$574,409
11$27,554$24,996$546,855
12$28,805$23,745$518,050
13$30,112$22,437$487,938
14$31,480$21,070$456,458
15$32,909$19,640$423,549
16$34,403$18,146$389,146
17$35,965$16,584$353,181
18$37,598$14,951$315,583
19$39,305$13,244$276,277
20$41,090$11,459$235,187
21$42,956$9,594$192,232
22$44,906$7,643$147,326
23$46,945$5,604$100,381
24$49,076$3,473$51,305
25$51,305$1,245$0

At the end of your 5-year term

Total paid over the term
$262,746
Principal paid down
$96,768
Interest paid
$165,978
Balance remaining
$695,232

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $5,535− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,629

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MAPLE LIFE REALTY INC.. MLS®/PropTx.

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