320-10 Mendelssohn Street, Toronto, ON

Clairlea-Birchmount, Toronto · MLS® E13801516

$490,000
For Sale
Listed 31 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Don't sleep on 10 Mendelssohn.
  • Unit 320 is the bright and light 821 square foot home ready to welcome you with open arms.
  • A split 2 bedroom layout, with plenty of space to stretch and breathe, and a primary bedroom with an ensuite bathroom.
  • Plus, both the full locker & parking spot are on P1. An ultra convenient location: a 8 minute walk to Warden TTC subway station, next door to Warden Hilltop...

Don't sleep on 10 Mendelssohn! Buyers and first timers, this is the starter home for you. Unit 320 is the bright and light 821 square foot home ready to welcome you with open arms. A split 2 bedroom layout, with plenty of space to stretch and breathe, and a primary bedroom with an ensuite bathroom. A large kitchen with full sized appliances (!), an extra large laundry room and plenty of storage. Smooth ceilings, a designers' touch and true pride of ownership. Plus, both the full locker & parking spot are on P1. ***** An ultra convenient location: a 8 minute walk to Warden TTC subway station, next door to Warden Hilltop Community Centre, park & splash pad, and minutes' drive to every convenience you need - grocery stores (including No Frills, Seafood City & Costco Business Centre), HomeSense and other great shops and restaurants. ***** The alarm is ringing, friends. This is the one. Come and get it!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13801516
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Warden Ave & St Clair Ave E
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Maintenance
$657/mo
Exposure
South
Property tax
$2,340 / 2026
Days on market
31
Listing brokerage
SAGE REAL ESTATE LIMITED

Rooms

KitchenFlat3.75 × 3.01 m
Primary BedroomFlat4.30 × 2.89 m

3 pc ensuite · large closet

LaundryFlat1.34 × 2.26 m
Dining RoomFlat1.67 × 3.04 m
Living RoomFlat2.93 × 3.04 m
Bedroom 2Flat3.72 × 2.48 m

Large Closet

Our TakeTeam Asgarian · Broker
In line with recent sales
$515Kautomated estimate, from recent sales

Listed at $490,000, about 5% below our estimate of $515K (homes like it typically land between $479K and $541K).

Why $515K. The typical condo sold in Clairlea-Birchmount over the past year went for about $490K (27 sales). On tax assessment, size, rooms and lot, this one is close to that typical home.

List price
$479KBelow our range$541KAbove our range

Total price vs nearby homes. Fair value about $515K, learned from recent GTA sales.

The market behind the math:

4sold nearby · 90 days
31days on market so far
$2,670/moest. rent · 5 leases
6.5%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6.8 months of inventory: 9 condo apartment homes for sale in the area against 4 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $577/sqft against an area asking average of $651/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 40 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $467K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is SATEC @ W A Porter Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 3 homes sold in this building over the past two years, plus 2 nearby in Clairlea-Birchmount, from 41 closings in Clairlea-Birchmount.

What sellers nearby are askingCurrently listed nearby in Clairlea-Birchmount · asking prices
$523kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $615/sqft; this home lists at $577/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
490kThis home520k450k600kThis home vs active comparables

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

Clairlea-Birchmount, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Bayview Village
$526K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near General Brock Public School
55%
General Brock Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Regent Heights Public School · Public elementary1.0 km · 68% at standard
Our Lady of Fatima Catholic School · Catholic elementary1.1 km · 69% at standard
Danforth Gardens Public School · Public elementary1.1 km · 58% at standard
Clairlea Public School · Public elementary1.2 km · 57% at standard
Victoria Park Elementary School · Public elementary1.3 km · 92% at standard
J G Workman Public School · Public elementary1.4 km · 51% at standard
Taylor Creek Public School · Public elementary1.7 km · 41% at standard
O'Connor Public School · Public elementary1.8 km · 47% at standard
Norman Cook Junior Public School · Public elementary2.0 km · 56% at standard
George Webster Elementary School · Public elementary2.0 km · 58% at standard
Corvette Junior Public School · Public elementary2.0 km · 60% at standard
Gordon A Brown Middle School · Public elementary2.1 km · 77% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,233/mo
$107KIncome needed
4.6×Price ÷ income
$515Weekly cost
$12,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,233Property tax $195Condo fee $657Total carry $3,086

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,167per month

Mortgage amount $392,000 · 4.49% over 25 years

$98,000Down payment (20.0%)
$392,000Loan before insurance
$0CMHC premium
$3,019Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,167
Property tax
$195
Condo / maintenance fees
$657
Heating
$0
Estimated monthly cost
$3,019

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,275
Toronto municipal land transfer tax
$6,275
Estimated closing costs
$12,550

Plus your down payment of $98,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,623/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$258,231Total interest paid
$650,231Total of all payments
Principal $392,000 Interest $258,231
YearPrincipalInterestBalance
1$8,748$17,261$383,252
2$9,145$16,864$374,107
3$9,560$16,449$364,547
4$9,994$16,015$354,553
5$10,448$15,561$344,105
6$10,922$15,087$333,182
7$11,418$14,591$321,764
8$11,937$14,072$309,827
9$12,479$13,530$297,349
10$13,045$12,964$284,303
11$13,638$12,372$270,666
12$14,257$11,752$256,409
13$14,904$11,105$241,505
14$15,581$10,428$225,924
15$16,288$9,721$209,636
16$17,028$8,981$192,608
17$17,801$8,208$174,807
18$18,609$7,400$156,197
19$19,454$6,555$136,743
20$20,337$5,672$116,406
21$21,261$4,748$95,145
22$22,226$3,783$72,919
23$23,235$2,774$49,683
24$24,290$1,719$25,393
25$25,393$616$0

At the end of your 5-year term

Total paid over the term
$130,046
Principal paid down
$47,895
Interest paid
$82,151
Balance remaining
$344,105

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Clairlea-Birchmount$2,670/mo
$32,040Gross annual rent
3.6%Cap rate after taxes and upkeep
$2,350 to $2,991Typical rent range
~22 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Clairlea-Birchmount signed at a median of $2,488 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,670. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.5%
Gross yield
− Property tax $2,340− Condo fees $7,889− Insurance $600− Vacancy & upkeep $3,524Net operating income $17,686

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.

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