304-1695 Dersan Street, Pickering, ON

Duffin Heights, Pickering · MLS® E13803540

$499,900
For Sale
Listed 27 days agoNo offer date stated
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2Bedrooms
3Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • ATTENTION FIRST-TIME BUYERS.
  • Priced under $500,000, net of HST, with only 5% down and move-in ready in just 30-60 days.
  • This bright and stylish 2-bedroom, 2-storey condo townhome is the perfect fit for a young couple, first-time buyer or small family looking for a home they can move...
  • Enjoy modern finishes including laminate flooring, Quartz kitchen countertops and stainless steel appliances, plus the convenience of 2 full bathrooms and a powder...
  • Commuters will love the easy access to the 407, 401, Pickering Town Centre and Pickering GO, all within approximately 10 minutes.

ATTENTION FIRST-TIME BUYERS! Priced under $500,000, net of HST, with only 5% down and move-in ready in just 30-60 days! This is an incredible opportunity to get into the market at Park District Towns.This bright and stylish 2-bedroom, 2-storey condo townhome is the perfect fit for a young couple, first-time buyer or small family looking for a home they can move right into. Enjoy modern finishes including laminate flooring, Quartz kitchen countertops and stainless steel appliances, plus the convenience of 2 full bathrooms and a powder room for guests.Set in desirable Duffin Heights, you're just steps from shops and restaurants, with schools, places of worship, a medical centre, walking and hiking trails, and golf all nearby. Commuters will love the easy access to the 407, 401, Pickering Town Centre and Pickering GO, all within approximately 10 minutes.Affordable. Modern. Move-in ready. And in a fantastic location. Why rent when you can own? What are you waiting for? Purchase Price net of HST - OPEN HOUSE SUNDAY 1-4 PM

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13803540
Bedrooms
2
Bathrooms
3 (1 half)
Size
900-999 sq ft
Cross streets
Brock and Dersan
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$322/mo
Exposure
East
Property tax
$4,814 / 2026
Days on market
27
Listing brokerage
HARTLAND REALTY INC.

Rooms

Bedroom 2Flat2.68 × 2.43 m

laminate · closet

Dining RoomFlat4.26 × 4.87 m

laminate · open concept · combined w/living

Primary BedroomFlat2.74 × 3.29 m

laminate · large closet · 3 pc ensuite

Living RoomMain4.26 × 4.87 m

laminate · east view · open concept

KitchenFlat2.80 × 3.04 m

laminate · quartz counter · stainless steel appl

Our TakeTeam Asgarian · Broker
A small discount is typical
$490Klikely sale price

Listed at $499,900. Going by how homes in Duffin Heights and the wider GTA have actually closed against their asking prices (about 98%, 14 local closings in 90 days), the likely sale price is near $490K, if it sells. A realistic range is $462K to $531K.

Independent value check: $566K. Without looking at the asking price, our model values the home itself about 13% above the ask (homes like it typically land between $527K and $595K).

Why $566K. The typical townhouse sold in Duffin Heights over the past year went for about $590K (67 sales). What sets this one apart:

  • ▼ Lowers it slightlyIt is 900 to 999 sq ft; the typical home sold here is 1,000 to 1,199.
List price
$462KBelow recent closings$531KAbove recent closings

Total price vs nearby homes. Likely closing about $490K, from 14 recent closings in this pocket.

The market behind the math:

14sold nearby · 90 days
$580Kmedian sold price
99%of asking, on average
−3%prices vs a year ago
~33 dayshomes like this take to sell
27days on market so far
$2,404/moest. rent · 10 leases
5.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.9 months of inventory: 18 condo townhouse homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $526/sqft against an area asking average of $513/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $508K. Condition and finishes remain an in-person call.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($526/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Duffin Heights, so I widened the search to the surrounding area.

Based on 14 comparable homes that sold in Duffin Heights over the past two years, from 125 closings there.

What sellers nearby are askingCurrently listed nearby in Duffin Heights · asking prices
$559kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $535/sqft; this home lists at $526/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
500kThis home549k545k583kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Pickering: $625K in September 2026, up 1% from a year ago, on 168 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Pickering as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$615K16
November 2025$617K20
January 2026$600K9
February 2026$620K10
March 2026$625K15
April 2026$600K17
May 2026$590K18
June 2026$613K25
July 2026$585K12
August 2026$635K15
September 2026$625K11

Neighbourhood & location

Duffin Heights, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Village East
$673K
Liverpool
$595K
Town Centre
$580K
Bay Ridges
$650K
Woodlands
$631K

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,278/mo
$110KIncome needed
4.5×Price ÷ income
$526Weekly cost
$6,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,278Property tax $401Condo fee $322Total carry $3,002

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,211per month

Mortgage amount $399,920 · 4.49% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$2,934Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,211
Property tax
$401
Condo / maintenance fees
$322
Heating
$0
Estimated monthly cost
$2,934

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Estimated closing costs
$6,473

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,676/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,448Total interest paid
$663,368Total of all payments
Principal $399,920 Interest $263,448
YearPrincipalInterestBalance
1$8,925$17,610$390,995
2$9,330$17,205$381,666
3$9,753$16,781$371,912
4$10,196$16,339$361,716
5$10,659$15,876$351,057
6$11,143$15,392$339,914
7$11,649$14,886$328,265
8$12,178$14,357$316,087
9$12,731$13,804$303,356
10$13,309$13,226$290,047
11$13,913$12,622$276,134
12$14,545$11,990$261,589
13$15,205$11,329$246,384
14$15,896$10,639$230,488
15$16,617$9,917$213,871
16$17,372$9,163$196,499
17$18,161$8,374$178,338
18$18,985$7,550$159,353
19$19,847$6,688$139,506
20$20,748$5,786$118,758
21$21,690$4,844$97,067
22$22,675$3,859$74,392
23$23,705$2,830$50,687
24$24,781$1,754$25,906
25$25,906$628$0

At the end of your 5-year term

Total paid over the term
$132,674
Principal paid down
$48,863
Interest paid
$83,811
Balance remaining
$351,057

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in Duffin Heights$2,404/mo
$28,848Gross annual rent
3.3%Cap rate after taxes and upkeep
$2,212 to $2,596Typical rent range
~25 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in Duffin Heights signed at a median of $2,575 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,404. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.8%
Gross yield
− Property tax $4,814− Condo fees $3,869− Insurance $600− Vacancy & upkeep $3,173Net operating income $16,391

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARTLAND REALTY INC.. MLS®/PropTx.

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