407-1695 Dersan Street, Pickering, ON
Duffin Heights, Pickering · MLS® E13805546
About this home
In short
- Welcome to Park District Towns.
- This exceptional 3-bedroom + family room freehold townhome offers the perfect blend of style, space and location, with over $40,000 in upgrades.
- The generous layout provides plenty of space for the whole family, while the primary retreat features a walk-in closet, bright window and a beautiful frameless glass...
- Located in sought-after Duffin Heights, you're just a stroll away from an array of shops and restaurants, with easy access to the 407, 401, Pickering Town Centre and...
- Purchase price is net of HST - OPEN HOUSE SATURDAY AND SUNDAY 12-4
Welcome to Park District Towns! This exceptional 3-bedroom + family room freehold townhome offers the perfect blend of style, space and location, with over $40,000 in upgrades! Step inside and appreciate the solid oak stained staircase, upgraded Quartz kitchen countertops, and elegant stone countertops in the main and ensuite bathrooms. The spacious, family-sized kitchen offers plenty of room to gather and features a convenient walk-out to the deck-perfect for enjoying your morning coffee or unwinding with an evening cocktail.The generous layout provides plenty of space for the whole family, while the primary retreat features a walk-in closet, bright window and a beautiful frameless glass shower enclosure. Located in sought-after Duffin Heights, you're just a stroll away from an array of shops and restaurants, with easy access to the 407, 401, Pickering Town Centre and Pickering GO. Enjoy an active lifestyle with hiking and biking trails and golf courses all close by. Beautifully upgraded, thoughtfully designed and ideally located-this is one you won't want to miss! Purchase price is net of HST - OPEN HOUSE SATURDAY AND SUNDAY 12-4
Key facts
- Property type
- Townhouse, 3-Storey
- MLS®
- E13805546
- Bedrooms
- 3
- Bathrooms
- 4 (2 half)
- Size
- 1500-2000 sq ft
- Lot
- 18.04 × 82.09 ft
- Cross streets
- Brock and Dersan
- Parking
- 1 garage · 2 parking (built-in)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Slab
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $2,461 / 2026
- Days on market
- 2
- Listing brokerage
- HARTLAND REALTY INC.
Rooms
laminate · pot lights · 2 pc bath
laminate · 3 pc ensuite · walk-in closet(s)
laminate · pot lights · w/o to deck
laminate · closet
laminate · walk-in closet(s) · window
laminate · walk-out · 2 pc bath
laminate · quartz counter · picture window
Listed at $769,900, about 2% below our estimate of $787K (homes like it typically land between $737K and $824K).
Why $787K. The typical townhouse sold in Duffin Heights over the past year went for about $808K (20 sales). What sets this one apart:
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $2,461 a year; the typical home sold here pays about $5,900.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▼ Lowers it slightlyIt is 1,500 to 2,000 sq ft; the typical home sold here is 1,750 to 2,250.
Total price vs nearby homes. Fair value about $787K, learned from recent GTA sales.
The market behind the math:
About 8 months of inventory: 8 townhouse homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $440/sqft against an area asking average of $423/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $724K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Primary suite: a key comfort and resale feature. Lifestyle
Based on 29 comparable homes that sold in Duffin Heights over the past two years, from 47 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $435/sqft; this home lists at $440/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Duffin Heights, Pickering, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Pickering.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.
Mortgage amount $615,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,371
- Property tax
- $205
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,576
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,873
- Estimated closing costs
- $11,873
Plus your down payment of $153,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $202,283
- Principal paid down
- $76,154
- Interest paid
- $126,129
- Balance remaining
- $539,766
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 17 whole-home leases in Duffin Heights signed at a median of $2,923 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,977. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARTLAND REALTY INC.. MLS®/PropTx.