36 Lachlan Drive, Ajax, ON

Central West, Ajax · MLS® E13811198

$963,000
For Sale
Listed 24 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • Lovely 4 Bedroom Family Home With A Separate Entrance To A 1 Bedroom In-Law Basement Apartment.
  • Fully Renovated From Top To Bottom With Pot Lights All Over The Ceiling., 2 Separate Laundry, Walk-Out Eat In Kitchen To Large Deck.
  • Master Bedroom With 4 Piece Ensuite And His/Hers Closet.
  • Steps To Schools, Transit And Shopping, Minutes To Hwy 401 & Go Station.
  • The Hearts Of The Home Is A Gorgeous Renovated Kitchen Featuring Quartz Countertops, And A Walkout To The Backyard Large Deck, Perfect For Summer Nights, Morning...

Lovely 4 Bedroom Family Home With A Separate Entrance To A 1 Bedroom In-Law Basement Apartment. Fully Renovated From Top To Bottom With Pot Lights All Over The Ceiling., 2 Separate Laundry, Walk-Out Eat In Kitchen To Large Deck. Master Bedroom With 4 Piece Ensuite And His/Hers Closet. Main Floor Has Family Room With Fireplace. Large Porch Enclosure, Access Driveway From The Garage To House. Steps To Schools, Transit And Shopping, Minutes To Hwy 401 & Go Station. The Main Floor Layout Is Both Functional And Inviting, With Spacious Rooms That Make Everyday Living And Entertaining Feel Effortless. The Hearts Of The Home Is A Gorgeous Renovated Kitchen Featuring Quartz Countertops, And A Walkout To The Backyard Large Deck, Perfect For Summer Nights, Morning Coffee Or Hosting Friends And Family. Family Room On The Main Floor With Fireplace To Make Cozy Living During Winter. Second Floor The Primary Bedroom Is A True Retreat, Oversized And Bright, It Offers His And Hers Closets, With 4 Pc Ensuite Bathroom. All Bathrooms Have Been Recently Renovated, Bringing A Fresh, Modern Feel Throughout The Home. New Stairs And Carpet Free New Flooring. Basement Room Has Carpet To Feel Warm And Comfy During Winter, Adds To The Beauty. The Fully Furnished Basement Add Incredibly Flexibility With Additional Bedroom, Full 3 Pc Bathroom, Kitchen, And Family Area With Separate Laundry, Making It Ideal For An In-Law Suite Or Guest Space. Thoughtfully Upgraded And Move-In Ready!

Key facts

Property type
Detached, 2-Storey
MLS®
E13811198
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
41.74 × 104.1 ft
Cross streets
Westney Road And Kingston Road
Parking
2 garage · 6 parking (attached)
Driveway
Available
Basement
Apartment, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,927 / 2026
Days on market
24
Listing brokerage
HOMELIFE HEARTS REALTY INC.

Rooms

Dining RoomMain3.04 × 3.04 m

Combined w/Living

Bedroom 2Second3.04 × 2.40 m

Closet

RecreationBasement0.00 × 0.00 m
BedroomBasement4.20 × 2.80 m

3 Pc Ensuite

Primary BedroomSecond4.57 × 3.04 m

4 pc ensuite · his and hers closets

Bedroom 4Second2.74 × 2.43 m

Closet

Family RoomMain5.17 × 2.74 m

Fireplace

Bedroom 3Second3.04 × 2.70 m

Closet

Living RoomMain4.57 × 3.04 m

Combined w/Dining

KitchenBasement0.00 × 0.00 m

Ceramic Backsplash

Our TakeTeam Asgarian · Broker
A small discount is typical
$945Klikely sale price

Listed at $963,000. Going by how homes in Central West and the wider GTA have actually closed against their asking prices (about 98%, 36 local closings in 90 days), the likely sale price is near $945K, if it sells. A realistic range is $886K to $1.07M.

Independent value check: $891K. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $835K and $933K).

Why $891K. The typical detached home sold in Central West over the past year went for about $945K (149 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,927 a year; the typical home sold here pays about $6,800.
  • ▼ Lowers itIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises it4+1 bedrooms and 4 baths, against 3+1 and 3 typically.
List price
$886KBelow recent closings$1.07MAbove recent closings

Total price vs nearby homes. Likely closing about $945K, from 36 recent closings in this pocket.

The market behind the math:

36sold nearby · 90 days
$980Kmedian sold price
99%of asking, on average
+1%prices vs a year ago
~20 dayshomes like this take to sell
24days on market so far
$3,603/moest. rent · 10 leases
4.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.8 months of inventory: 21 detached homes for sale in the area against 36 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $550/sqft against an area asking average of $500/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Central West: 46 of the 148 detached leases here lately were basement units, around $1,700 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Ajax.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 36 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $847K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 36 comparable homes that sold in Central West over the past two years, from 289 closings there.

Sold price trend

Median sold price for detached homes in Central West: $790K in September 2026, down 8% from a year ago, on 138 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$920K13
November 2025$988K17
December 2025$1.06M5
January 2026$1.15M7
February 2026$880K5
March 2026$930K12
April 2026$942K8
May 2026$875K19
June 2026$858K14
July 2026$980K17
August 2026$971K10
September 2026$790K11

Neighbourhood & location

Central West, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central
$825K
Northwest Ajax
$1.09M
Central East
$1000K
South West
$821K
South East
$955K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,389/mo
$187KIncome needed
5.2×Price ÷ income
$1,013Weekly cost
$15,735Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,389Property tax $494Total carry $4,883

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,260per month

Mortgage amount $770,400 · 4.49% over 25 years

$192,600Down payment (20.0%)
$770,400Loan before insurance
$0CMHC premium
$4,754Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,260
Property tax
$494
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,754

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,735
Estimated closing costs
$15,735

Plus your down payment of $192,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,156/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$507,502Total interest paid
$1,277,902Total of all payments
Principal $770,400 Interest $507,502
YearPrincipalInterestBalance
1$17,192$33,924$753,208
2$17,973$33,143$735,235
3$18,789$32,327$716,447
4$19,642$31,474$696,805
5$20,534$30,583$676,271
6$21,466$29,650$654,805
7$22,441$28,676$632,365
8$23,459$27,657$608,906
9$24,525$26,592$584,381
10$25,638$25,478$558,743
11$26,802$24,314$531,941
12$28,019$23,097$503,922
13$29,291$21,825$474,631
14$30,621$20,495$444,009
15$32,011$19,105$411,998
16$33,465$17,651$378,533
17$34,984$16,132$343,549
18$36,573$14,543$306,976
19$38,233$12,883$268,742
20$39,969$11,147$228,773
21$41,784$9,332$186,989
22$43,681$7,435$143,308
23$45,665$5,452$97,643
24$47,738$3,378$49,905
25$49,905$1,211$0

At the end of your 5-year term

Total paid over the term
$255,580
Principal paid down
$94,129
Interest paid
$161,452
Balance remaining
$676,271

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in Central West$3,603/mo
$43,236Gross annual rent
3.2%Cap rate after taxes and upkeep
$3,315 to $4,056Typical rent range
~16 daysTo find a tenant, on average

The suite is real income here: basements rent in Central West (46 of 148 recent detached leases were basement units, around $1,700 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,700 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in Central West signed at a median of $3,741 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,603. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.5%
Gross yield
− Property tax $5,927− Insurance $1,400− Vacancy & upkeep $4,756Net operating income $31,153

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE HEARTS REALTY INC.. MLS®/PropTx.

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