207-1705 Mccowan Road, Toronto, ON
Agincourt South-Malvern West, Toronto · MLS® E13814184
About this home
In short
- Spacious 3-bedroom, 2-bathroom unit conveniently located at McCowan and Sheppard, just steps from the future Scarborough Subway Extension.
- Ideally situated close to Scarborough Town Centre, TTC transit, Highway 401, schools, parks, restaurants, shopping, grocery stores and a wide range of everyday amenities.
- A great opportunity to own a spacious 3-bedroom suite in a well-connected and evolving Scarborough neighbourhood. photos have been virtually staged
Spacious 3-bedroom, 2-bathroom unit conveniently located at McCowan and Sheppard, just steps from the future Scarborough Subway Extension. Offering a functional and well-designed layout, this generously sized suite provides plenty of space and the flexibility to make it your own. Large windows fill the unit with natural light, creating a bright and inviting living space. Ideally situated close to Scarborough Town Centre, TTC transit, Highway 401, schools, parks, restaurants, shopping, grocery stores and a wide range of everyday amenities. A great opportunity to own a spacious 3-bedroom suite in a well-connected and evolving Scarborough neighbourhood. *photos have been virtually staged*
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- E13814184
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1200-1399 sq ft
- Cross streets
- McCowan and Sheppard
- Parking
- 1 parking
- Basement
- None
- Heating
- Baseboard
- A/C
- None
- Exterior
- Concrete
- Maintenance
- $659/mo
- Exposure
- North
- Property tax
- $1,576 / 2025
- Days on market
- 28
- Listing brokerage
- UNION CAPITAL REALTY
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readIts public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
Agincourt South-Malvern West, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $335,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,857
- Property tax
- $131
- Condo / maintenance fees
- $659
- Heating
- $0
- Estimated monthly cost
- $2,648
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,873
- Toronto municipal land transfer tax
- $4,873
- Estimated closing costs
- $9,746
Plus your down payment of $83,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $111,442
- Principal paid down
- $41,043
- Interest paid
- $70,398
- Balance remaining
- $294,877
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION CAPITAL REALTY. MLS®/PropTx.