104-1715 Kingston Road, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13817702

$549,900
For Sale
Listed 22 days agoNo offer date stated
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2Bedrooms
1Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Rarely available in an intimate boutique building of only 10 residences, this bright and spacious two-bedroom condo offers a peaceful setting in a highly desirable...
  • South-facing and flooded with natural light, the open-concept living and dining area overlooks quiet residential homes and features a Juliette balcony-perfect for...

Rarely available in an intimate boutique building of only 10 residences, this bright and spacious two-bedroom condo offers a peaceful setting in a highly desirable neighbourhood. South-facing and flooded with natural light, the open-concept living and dining area overlooks quiet residential homes and features a Juliette balcony-perfect for enjoying the fresh air and leafy surroundings. A generous eat-in kitchen, two well-proportioned bedrooms and an updated bathroom provide comfortable, functional living. Complete with parking and a locker for added convenience. Ideally located steps from The Bodega by City Cottage, the Waterfront Trail, Rosetta McClain Gardens, Birchmount Recreation Centre and several neighbourhood schools. Enjoy easy access to The Beach, the GO Station and everything this welcoming lakeside community has to offer.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13817702
Bedrooms
2
Bathrooms
1
Size
800-899 sq ft
Cross streets
South side of Kingston Rd West of Birchmount
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Wall Unit(s)
Exterior
Stucco (Plaster), Brick
Maintenance
$748/mo
Exposure
South West
Property tax
$2,363 / 2026
Days on market
22
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Living RoomFlat6.65 × 4.34 m

hardwood floor · combined w/dining · ceiling fan(s)

BedroomFlat4.14 × 2.97 m

closet · hardwood floor · window

KitchenFlat4.14 × 2.46 m

double sink · galley kitchen · tile floor

Dining RoomFlat6.65 × 4.34 m

combined w/living · hardwood floor · juliette balcony

Primary BedroomFlat4.14 × 3.48 m

hardwood floor · double closet · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$544Klikely sale price

Listed at $549,900. Going by how homes in Birchcliffe-Cliffside and the wider GTA have actually closed against their asking prices (about 99%, 8 local closings in 90 days), the likely sale price is near $544K, if it sells. A realistic range is $512K to $588K.

Independent value check: $519K. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $483K and $545K).

Why $519K. The typical condo sold in Birchcliffe-Cliffside over the past year went for about $570K (31 sales). What sets this one apart:

  • ▲ Raises it2 bedrooms and 1 baths, against 1+1 and 1 typically.
List price
$512KBelow recent closings$588KAbove recent closings

Total price vs nearby homes. Likely closing about $544K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$597Kmedian sold price
103%of asking, on average
+4%prices vs a year ago
~30 dayshomes like this take to sell
22days on market so far
$2,423/moest. rent · 144 leases
5.3%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 8.3 months of inventory: 22 condo apartment homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $647/sqft against an area asking average of $771/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $556K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($647/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 8 comparable homes that sold in Birchcliffe-Cliffside over the past two years, from 75 closings there.

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,798 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K879

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$778K
Moss Park
$507K
Waterfront Communities C8
$449K
Church-Yonge Corridor
$586K
Tam O'Shanter-Sullivan
$599K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Birch Cliff Heights Public School · Public elementary1.1 km · 59% at standard
Taylor Creek Public School · Public elementary1.4 km · 41% at standard
Oakridge Junior Public School · Public elementary1.5 km · 61% at standard
J G Workman Public School · Public elementary1.7 km · 51% at standard
Cliffside Public School · Public elementary1.7 km · 54% at standard
Samuel Hearne Public School · Public elementary1.7 km · 47% at standard
St Dunstan Catholic School · Catholic elementary1.7 km · 73% at standard
Blantyre Public School · Public elementary1.9 km · 71% at standard
Danforth Gardens Public School · Public elementary1.9 km · 58% at standard
Courcelette Public School · Public elementary1.9 km · 77% at standard
Neil McNeil High School · Catholic secondary2.2 km · 76% at standard
Adam Beck Junior Public School · Public elementary2.3 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,506/mo
$119KIncome needed
4.6×Price ÷ income
$578Weekly cost
$14,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,506Property tax $197Condo fee $748Total carry $3,451

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,432per month

Mortgage amount $439,920 · 4.49% over 25 years

$109,980Down payment (20.0%)
$439,920Loan before insurance
$0CMHC premium
$3,377Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,432
Property tax
$197
Condo / maintenance fees
$748
Heating
$0
Estimated monthly cost
$3,377

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,473
Toronto municipal land transfer tax
$7,473
Estimated closing costs
$14,946

Plus your down payment of $109,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,944/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$289,798Total interest paid
$729,718Total of all payments
Principal $439,920 Interest $289,798
YearPrincipalInterestBalance
1$9,817$19,372$430,103
2$10,263$18,926$419,840
3$10,729$18,460$409,111
4$11,216$17,973$397,895
5$11,725$17,463$386,170
6$12,258$16,931$373,912
7$12,814$16,375$361,098
8$13,396$15,793$347,702
9$14,004$15,185$333,698
10$14,640$14,549$319,058
11$15,305$13,884$303,753
12$16,000$13,189$287,753
13$16,726$12,463$271,027
14$17,486$11,703$253,542
15$18,279$10,909$235,262
16$19,109$10,079$216,153
17$19,977$9,212$196,176
18$20,884$8,305$175,292
19$21,832$7,356$153,459
20$22,824$6,365$130,636
21$23,860$5,329$106,776
22$24,943$4,246$81,833
23$26,076$3,113$55,757
24$27,260$1,929$28,497
25$28,497$691$0

At the end of your 5-year term

Total paid over the term
$145,944
Principal paid down
$53,750
Interest paid
$92,193
Balance remaining
$386,170

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 144 whole-home leases in Birchcliffe-Cliffside$2,423/mo
$29,076Gross annual rent
2.5%Cap rate after taxes and upkeep
$2,302 to $2,551Typical rent range
~31 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 144 whole-home leases in Birchcliffe-Cliffside signed at a median of $2,302 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,423. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.3%
Gross yield
− Property tax $2,363− Condo fees $8,971− Insurance $600− Vacancy & upkeep $3,198Net operating income $13,943

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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