3 Charity Road, Toronto, ON

Kennedy Park, Toronto · MLS® E13818950

$899,000
For Sale
Listed 26 days agoNo offer date stated
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3+2Bedrooms
3Bathrooms
1Garage · 4 parking
700-1100Sq ft

About this home

In short

  • Beautifully Maintained, Recently Renovated, Sun-Filled Bungalow with Skylight.
  • Rarely offered bungalow featuring 3 full bathrooms and a spacious functional layout.
  • Enjoy the warmth and character of hardwood flooring throughout.
  • The newly updated kitchen offers modern appeal, while a newer furnace and shingles provide added peace of mind.
  • The extra-wide driveway accommodates up to 3 vehicles, offering both convenience and excellent curb appeal.

Beautifully Maintained, Recently Renovated, Sun-Filled Bungalow with Skylight! Rarely offered bungalow featuring 3 full bathrooms and a spacious functional layout. Lot size is 55X100ft. Enjoy the warmth and character of hardwood flooring throughout. The newly updated kitchen offers modern appeal, while a newer furnace and shingles provide added peace of mind.The extra-wide driveway accommodates up to 3 vehicles, offering both convenience and excellent curb appeal. The home also offers the possibility of a second in-law suite, providing flexibility for extended family or income potential. Basement Features 2 Full Bathrooms, Large Living Space and 3 Bedrooms . Seller does not warrant the retrofit of the basement.A wonderful home for families, multi-generational living, or a solid investment opportunity.

Key facts

Property type
Detached, Bungalow
MLS®
E13818950
Bedrooms
3+2 (5 total)
Bathrooms
3
Size
700-1100 sq ft
Lot
55 × 100 ft
Cross streets
Midland/Eglinton Ave
Parking
1 garage · 4 parking (attached)
Basement
Finished, Development Potential
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,125 / 2025
Days on market
26
Listing brokerage
ONE PERCENT REALTY LTD.

Rooms

KitchenMain4.60 × 2.70 m

Eat-in Kitchen

Dining RoomMain2.60 × 3.04 m

Combined w/Living

Bedroom 3Main2.90 × 2.90 m

broadloom · closet · hardwood floor

Living RoomMain3.23 × 3.04 m

combined w/dining · broadloom · window

Bedroom 2Main2.10 × 2.40 m

broadloom · closet · hardwood floor

Primary BedroomMain2.90 × 4.20 m

broadloom · double closet · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Corvette Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Kennedy Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$799K
Bendale
$900K
Wexford-Maryvale
$849K
Woodbine-Lumsden
$949K
Leaside
$2.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Corvette Junior Public School
60%
Corvette Junior Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 60% meet the provincial standard
Robert Service Senior Public SchoolEQAO results not published
Alternative Scarborough Education 1EQAO results not published
Also nearby: 12 more schools within 2.5 km
South East Secondary Alternative School · Public secondary0.3 km
Caring and Safe School 3 · Public secondary0.3 km
Scarborough Centre for Alternative Studi · Public secondary0.3 km
Walter Perry Junior Public School · Public elementary0.6 km · 66% at standard
St Joan of Arc Catholic Academy · Catholic secondary0.8 km · 61% at standard
Glen Ravine Junior Public School · Public elementary0.8 km · 62% at standard
Lord Roberts Junior Public School · Public elementary1.2 km · 69% at standard
Norman Cook Junior Public School · Public elementary1.3 km · 56% at standard
St Albert Catholic School · Catholic elementary1.4 km · 66% at standard
Anson Park Public School · Public elementary1.4 km · 60% at standard
Ionview Public School · Public elementary1.5 km · 64% at standard
Hunter's Glen Junior Public School · Public elementary1.6 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$170KIncome needed
5.3×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,097Property tax $344Total carry $4,441

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,320Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$344
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,320

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $4,125− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,961

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ONE PERCENT REALTY LTD.. MLS®/PropTx.

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