130 Elmer Avenue, Toronto, ON
The Beaches, Toronto · MLS® E13820270
About this home
In short
- Imagine starting your morning with a walk to your favourite coffee shop on Queen Street, spending summer afternoons at the beach, and coming home to one of The...
- With its charming streets, local shops and cafés, parks, the boardwalk and the lake all close by, 130 Elmer Avenue offers the kind of location where everyday life...
- A rare detached century home on a deep 120-foot lot in the heart of The Beaches, offering 3+2 bedrooms, original character, parking and exceptional long-term flexibility.
- The approximately 25 x 120-foot lot provides a substantial backyard and excellent future possibilities, including potential for a two-storey garden suite, subject to...
Imagine starting your morning with a walk to your favourite coffee shop on Queen Street, spending summer afternoons at the beach, and coming home to one of The Beaches' most loved neighbourhoods. With its charming streets, local shops and cafés, parks, the boardwalk and the lake all close by, 130 Elmer Avenue offers the kind of location where everyday life feels connected to the community around you. A rare detached century home on a deep 120-foot lot in the heart of The Beaches, offering 3+2 bedrooms, original character, parking and exceptional long-term flexibility. Original oak trim, a wood-burning fireplace and classic proportions give the home the warmth and charm that make established Beaches houses so special.The home offers generous principal rooms, a separate den and a finished lower level with additional bedrooms and living space. While the kitchen and bathrooms would benefit from updating, the property offers a wonderful opportunity for a thoughtful restoration over time, allowing a buyer to preserve its character while improving it to suit their own style and budget.The approximately 25 x 120-foot lot provides a substantial backyard and excellent future possibilities, including potential for a two-storey garden suite, subject to applicable approvals.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13820270
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 24.34 × 120 ft
- Cross streets
- Woodbine Ave & Kingston Rd
- Parking
- 1 parking
- Driveway
- Mutual
- Basement
- Full
- Heating
- Radiant
- A/C
- Window Unit(s)
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $7,609 / 2025
- Days on market
- 26
- Listing brokerage
- KELLER WILLIAMS ADVANTAGE REALTY
Rooms
window · walk-in closet(s) · overlooks backyard
hardwood floor · closet · overlooks backyard
hardwood floor · overlooks backyard · window
hardwood floor · walk-in closet(s) · overlooks frontyard
Above Grade Window
combined w/living · hardwood floor · french doors
Above Grade Window
walk-out · window
combined w/dining · fireplace · large window
3 pc bath · window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (Norway Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,159/sqft; this home lists at $999/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
The Beaches, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,039,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,746
- Property tax
- $634
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,380
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,455
- Toronto municipal land transfer tax
- $22,455
- Estimated closing costs
- $44,910
Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $344,755
- Principal paid down
- $126,971
- Interest paid
- $217,784
- Balance remaining
- $912,229
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY. MLS®/PropTx.