32 Valley Centre Drive, Toronto, ON

Rouge E11, Toronto · MLS® E13820822

$1,248,800
For Sale
Listed 26 days agoNo offer date stated
4Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • If you've been looking for more space without leaving Toronto, 32 Valley Centre Drive might be exactly what you've been waiting for.
  • This detached 2-storey home offers over 2,300 sq. ft. above grade, with four bedrooms, three bathrooms and plenty of room to spread out.
  • Upstairs, the spacious family room gives you another place to relax, complete with a vaulted ceiling, fireplace and large windows that bring in plenty of natural light.
  • You'll also find four comfortable bedrooms upstairs, including a spacious primary bedroom with its own 4-piece ensuite, plus an additional 4-piece bathroom.
  • Downstairs, the full, partially finished basement gives you even more space to make your own-whether that's a rec room, home office, gym, playroom or extra storage.

If you've been looking for more space without leaving Toronto, 32 Valley Centre Drive might be exactly what you've been waiting for. This detached 2-storey home offers over 2,300 sq. ft. above grade, with four bedrooms, three bathrooms and plenty of room to spread out. Sitting on an approximately 40 x 118 ft. lot backing onto greenspace, the home also features an attached double garage, a private double driveway and parking for up to six vehicles-a combination that's not always easy to find in the city. Inside, separate living and dining areas give you plenty of space to entertain, while the kitchen offers generous cabinetry, modern counters/backsplash, and a large peninsula island overlooking the breakfast area with walkout to deck and backyard. Upstairs, the spacious family room gives you another place to relax, complete with a vaulted ceiling, fireplace and large windows that bring in plenty of natural light. You'll also find four comfortable bedrooms upstairs, including a spacious primary bedroom with its own 4-piece ensuite, plus an additional 4-piece bathroom. Downstairs, the full, partially finished basement gives you even more space to make your own-whether that's a rec room, home office, gym, playroom or extra storage. What I really like about this home is the possibility. You already have the space, the lot and the layout-you can simply make it yours over time. With TTC and schools nearby, convenient access to Highway 401 and plenty to explore throughout this part of Scarborough, it's a location that keeps everyday life connected. A solid family home. A great-sized lot. And lots of room for whatever comes next.

Key facts

Property type
Detached, 2-Storey
MLS®
E13820822
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
40.03 × 118.11 ft
Cross streets
Old Finch Ave / Valley Centre Dr
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,248 / 2026
Days on market
26
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Living RoomMain5.04 × 4.14 m

hardwood floor · picture window · french doors

KitchenMain2.79 × 4.31 m

ceramic floor · undermount sink

Utility RoomBasement5.78 × 2.62 m

Concrete Floor

Primary BedroomSecond3.39 × 4.97 m

laminate · walk-in closet(s) · 4 pc ensuite

RecreationBasement8.22 × 8.55 m

concrete floor · unfinished

Bedroom 4Second2.99 × 3.16 m

laminate · window

Family RoomSecond5.57 × 5.48 m

laminate · fireplace · open concept

Bedroom 3Second3.28 × 3.46 m

laminate · window · closet

Bedroom 2Second4.49 × 3.46 m

laminate · window · closet

Dining RoomMain3.18 × 4.14 m

hardwood floor · pot lights · overlooks backyard

BreakfastMain2.33 × 4.30 m

ceramic floor · walk-out · combined w/kitchen

LaundryMain1.59 × 2.29 m

ceramic floor · window

Family RoomMain
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.22Mlikely sale price

Listed at $1,248,800. Going by how homes in Rouge E11 and the wider GTA have actually closed against their asking prices (about 98%, 18 local closings in 90 days), the likely sale price is near $1.22M, if it sells. A realistic range is $1.15M to $1.38M.

Independent value check: $1.06M. Without looking at the asking price, our model values the home itself about 15% below the ask (homes like it typically land between $994K and $1.11M).

Why $1.06M. The typical detached home sold in Rouge E11 over the past year went for about $1.11M (69 sales). What sets this one apart:

  • ▼ Lowers it slightly4 bedrooms and 3 baths, against 4+2 and 4 typically.
List price
$1.15MBelow recent closings$1.38MAbove recent closings

Total price vs nearby homes. Likely closing about $1.22M, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$1.04Mmedian sold price
99%of asking, on average
−10%prices vs a year ago
~29 dayshomes like this take to sell
26days on market so far
$3,373/moest. rent · 32 leases
3.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.3 months of inventory: 8 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $555/sqft against an area asking average of $579/sqft.

  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.05M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Heritage Park Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($555/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 18 comparable homes that sold in Rouge E11 over the past two years, from 151 closings there.

What sellers nearby are askingCurrently listed nearby in Rouge E11 · asking prices
$1.22Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $540/sqft; this home lists at $555/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.25MThis home1.30M1.20M1.15MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

Rouge E11, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$949K
Steeles
$1.20M
Wexford-Maryvale
$849K
Banbury-Don Mills
$5.50M
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Heritage Park Public School
68%
Heritage Park Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 68% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published
St. BedeEQAO results not published
Also nearby: 12 more schools within 2.5 km
Fleming Public School · Public elementary0.9 km · 78% at standard
Alexander Stirling Public School · Public elementary1.3 km · 49% at standard
Mary Shadd Public School · Public elementary1.4 km · 56% at standard
St Mother Teresa Catholic Academy · Catholic secondary1.7 km · 50% at standard
Thomas L Wells Public School · Public elementary1.7 km · 80% at standard
Sacred Heart Catholic School · Catholic elementary1.7 km · 67% at standard
St Columba Catholic School · Catholic elementary1.9 km · 40% at standard
Emily Carr Public School · Public elementary2.0 km · 70% at standard
St Gabriel Lalemant Catholic School · Catholic elementary2.0 km · 55% at standard
Alvin Curling Public School · Public elementary2.0 km · 78% at standard
Grey Owl Junior Public School · Public elementary2.2 km · 54% at standard
St. Pier Giorgio Frassati Catholic School · Catholic elementary2.4 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,692/mo
$234KIncome needed
5.3×Price ÷ income
$1,313Weekly cost
$42,902Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,692Property tax $437Total carry $6,129

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,524per month

Mortgage amount $999,040 · 4.49% over 25 years

$249,760Down payment (20.0%)
$999,040Loan before insurance
$0CMHC premium
$5,961Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,524
Property tax
$437
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,961

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,451
Toronto municipal land transfer tax
$21,451
Estimated closing costs
$42,902

Plus your down payment of $249,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,686/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$658,119Total interest paid
$1,657,159Total of all payments
Principal $999,040 Interest $658,119
YearPrincipalInterestBalance
1$22,294$43,992$976,746
2$23,307$42,980$953,439
3$24,365$41,922$929,074
4$25,471$40,815$903,603
5$26,628$39,659$876,976
6$27,837$38,450$849,139
7$29,100$37,186$820,039
8$30,422$35,865$789,617
9$31,803$34,483$757,814
10$33,247$33,039$724,567
11$34,756$31,530$689,811
12$36,335$29,952$653,476
13$37,984$28,302$615,492
14$39,709$26,577$575,783
15$41,512$24,774$534,271
16$43,397$22,890$490,874
17$45,367$20,919$445,507
18$47,427$18,859$398,080
19$49,580$16,706$348,500
20$51,831$14,455$296,669
21$54,185$12,102$242,484
22$56,645$9,641$185,839
23$59,217$7,069$126,622
24$61,906$4,381$64,716
25$64,716$1,570$0

At the end of your 5-year term

Total paid over the term
$331,432
Principal paid down
$122,064
Interest paid
$209,368
Balance remaining
$876,976

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 32 whole-home leases in Rouge E11$3,373/mo
$40,476Gross annual rent
2.4%Cap rate after taxes and upkeep
$3,089 to $3,733Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 32 whole-home leases in Rouge E11 signed at a median of $3,252 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,373. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.2%
Gross yield
− Property tax $5,248− Insurance $1,400− Vacancy & upkeep $4,452Net operating income $29,376

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

CallRequest a showing