36 United Square, Toronto, ON

Malvern, Toronto · MLS® E13824574

$899,000
For Sale
Listed 21 days agoNo offer date stated

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3+2Bedrooms
5Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Exceptional detached turnkey home extensively renovated in 2022, offering 3+2 bedrooms and 5 bathrooms for ultimate flexibility.
  • Perfect for savvy investors, multi-generational families, or income generation, the upper level features 3 generous bedrooms-each with its own private ensuite.
  • The fully finished basement includes a private side entrance, 2 additional bedrooms, a second kitchen, and private laundry, making it ideal as a high-yield rental or...
  • Enjoy two distinct living spaces in a quiet, family-friendly Malvern neighborhood just a 2-minute walk to the Sheppard bus, top schools, local plazas, and a quick...

Exceptional detached turnkey home extensively renovated in 2022, offering 3+2 bedrooms and 5 bathrooms for ultimate flexibility. Perfect for savvy investors, multi-generational families, or income generation, the upper level features 3 generous bedrooms-each with its own private ensuite. The fully finished basement includes a private side entrance, 2 additional bedrooms, a second kitchen, and private laundry, making it ideal as a high-yield rental or in-law suite. Enjoy two distinct living spaces in a quiet, family-friendly Malvern neighborhood just a 2-minute walk to the Sheppard bus, top schools, local plazas, and a quick drive to Hwy 401. Move-in ready! (Note: Some photos are virtually staged).

Key facts

Property type
Detached, 2-Storey
MLS®
E13824574
Bedrooms
3+2 (5 total)
Bathrooms
5
Size
1100-1500 sq ft
Lot
45.01 × 112 ft
Cross streets
Neilson/Sheppard
Parking
1 garage · 5 parking (carport)
Driveway
Private, Covered
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,475 / 2026
Days on market
21
Listing brokerage
RE/MAX CROSSROADS REALTY INC.

Rooms

Bedroom 5Basement2.75 × 2.45 m

vinyl floor · closet

Bedroom 4Basement2.79 × 2.54 m

Vinyl Floor

Living RoomGround4.59 × 3.74 m

combined w/dining · picture window

Bedroom 2Second3.55 × 3.61 m

closet · 4 pc bath

KitchenBasement6.34 × 4.29 m

carpet free · open concept · combined w/living

Bedroom 3Second2.89 × 3.45 m

closet · 4 pc bath

Living RoomBasement6.34 × 4.29 m

vinyl floor · combined w/dining · 3 pc bath

KitchenGround2.99 × 3.09 m

eat-in kitchen · tile floor

Dining RoomGround2.99 × 2.79 m

combined w/living · laminate

Primary BedroomSecond3.90 × 4.20 m

closet · 4 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Lucy Maud Montgomery Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Malvern, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lucy Maud Montgomery Public School
74%
Lucy Maud Montgomery Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Grey Owl Junior Public School · Public elementary0.6 km · 54% at standard
Emily Carr Public School · Public elementary0.8 km · 70% at standard
St Columba Catholic School · Catholic elementary0.8 km · 40% at standard
Berner Trail Junior Public School · Public elementary0.9 km · 56% at standard
St Mother Teresa Catholic Academy · Catholic secondary1.2 km · 50% at standard
Dr Marion Hilliard Senior Public School · Public elementary1.2 km
St Edmund Campion Catholic School · Catholic elementary1.3 km · 78% at standard
St John Paul II Catholic Secondary School · Catholic secondary1.3 km · 76% at standard
Highcastle Public School · Public elementary1.3 km · 65% at standard
St Barnabas Catholic School · Catholic elementary1.4 km · 67% at standard
Alexander Stirling Public School · Public elementary1.4 km · 49% at standard
Military Trail Public School · Public elementary1.5 km · 36% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$168KIncome needed
5.3×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,097Property tax $290Total carry $4,387

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,266Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$290
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,266

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $3,475− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,689

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.

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