291 Morningside Avenue, Toronto, ON

West Hill, Toronto · MLS® E13826464

$949,000
For Sale
Listed 24 days agoNo offer date stated
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2+1Bedrooms
1Bathrooms
2Garage · 5 parking
700-1100Sq ft

About this home

In short

  • A Rare Find - Immaculately Maintained Residence with Residential Zoning.
  • Offering a unique blend of residential zoning (CR, RD, f13.5;a557471) per MPAC, this is a truly versatile and valuable opportunity in a rapidly evolving neighbourhood.
  • These spaces are ideal for a handyman, car enthusiast, collector, or simply for additional storage.
  • Situated on a generous lot, the property also holds potential for a Garden Suite, offering an opportunity for added income or multi-generational living.

A Rare Find - Immaculately Maintained Residence with Residential Zoning!Pride of ownership is evident throughout this exceptionally well-kept property. Offering a unique blend of residential zoning (CR, RD, f13.5;a557*471) per MPAC, this is a truly versatile and valuable opportunity in a rapidly evolving neighbourhood.The home and all major systems, including the roof and mechanics, are in excellent, up-to-date condition. The lot is fully fenced for added privacy and features two newer garages, both built with permits. These spaces are ideal for a handyman, car enthusiast, collector, or simply for additional storage.Situated on a generous lot, the property also holds potential for a Garden Suite, offering an opportunity for added income or multi-generational living.This turnkey property presents incredible long-term investment potential as the area continues to transform. Don't miss this rare opportunity to secure a multi-use property with strong future upside!

Key facts

Property type
Detached, Bungalow
MLS®
E13826464
Bedrooms
2+1 (3 total)
Bathrooms
1
Size
700-1100 sq ft
Lot
50 × 181 ft
Cross streets
North of Kingston Rd
Parking
2 garage · 5 parking (detached)
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete, Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,816 / 2026
Days on market
24
Listing brokerage
FENGHILL REALTY INC.

Rooms

Cold Room/CantinaBasement2.89 × 1.91 m
BedroomMain3.33 × 3.34 m

Double Closet

FoyerMain1.18 × 1.77 m

Closet

KitchenMain3.44 × 3.94 m

Eat-in Kitchen

BedroomBasement2.98 × 3.49 m

Window

Utility RoomBasement4.72 × 3.89 m
Utility RoomBasement8.00 × 3.89 m

Combined w/Laundry

Living RoomMain4.55 × 3.96 m

Window

Primary BedroomMain3.29 × 4.00 m

Closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in West Hill · asking prices
$1.04Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,160/sqft; this home lists at $1,054/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
949kThis home800k700k825k1.85MThis home vs active comparables

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge E11
$1.15M
Bendale
$900K
Cliffcrest
$799K
Wexford-Maryvale
$849K
Steeles
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Martin De Porres
44%
St. Martin De PorresCatholic · Elementary · 0.6 km awayBelow the GTA average · 44% meet the provincial standard
West Hill Public SchoolEQAO results not published
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
West Hill Public School · Public elementary0.1 km · 60% at standard
West Hill Collegiate Institute · Public secondary0.5 km · 52% at standard
St Margaret's Public School · Public elementary0.8 km · 57% at standard
Joseph Brant Senior Public School · Public elementary1.1 km · 43% at standard
Galloway Road Public School · Public elementary1.1 km · 57% at standard
Highland Creek Public School · Public elementary1.5 km · 53% at standard
Eastview Public School · Public elementary1.5 km · 52% at standard
Maplewood High School · Public secondary1.6 km
George B Little Public School · Public elementary1.7 km · 54% at standard
St Malachy Catholic School · Catholic elementary1.7 km · 73% at standard
William G Miller Junior Public School · Public elementary1.8 km · 62% at standard
Poplar Road Junior Public School · Public elementary2.0 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,325/mo
$175KIncome needed
5.4×Price ÷ income
$998Weekly cost
$30,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $4,325Property tax $235Total carry $4,560

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,198per month

Mortgage amount $759,200 · 4.49% over 25 years

$189,800Down payment (20.0%)
$759,200Loan before insurance
$0CMHC premium
$4,432Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,198
Property tax
$235
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,432

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,455
Toronto municipal land transfer tax
$15,455
Estimated closing costs
$30,910

Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,081/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,124Total interest paid
$1,259,324Total of all payments
Principal $759,200 Interest $500,124
YearPrincipalInterestBalance
1$16,942$33,431$742,258
2$17,711$32,662$724,547
3$18,516$31,857$706,031
4$19,356$31,017$686,675
5$20,235$30,138$666,440
6$21,154$29,219$645,286
7$22,114$28,259$623,172
8$23,118$27,255$600,053
9$24,168$26,205$575,885
10$25,265$25,108$550,620
11$26,412$23,960$524,208
12$27,612$22,761$496,596
13$28,865$21,508$467,730
14$30,176$20,197$437,554
15$31,546$18,827$406,008
16$32,978$17,395$373,030
17$34,476$15,897$338,554
18$36,041$14,332$302,513
19$37,678$12,695$264,836
20$39,388$10,985$225,447
21$41,177$9,196$184,271
22$43,046$7,327$141,224
23$45,001$5,372$96,224
24$47,044$3,329$49,180
25$49,180$1,193$0

At the end of your 5-year term

Total paid over the term
$251,865
Principal paid down
$92,760
Interest paid
$159,105
Balance remaining
$666,440

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $2,816− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $11,270

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FENGHILL REALTY INC.. MLS®/PropTx.

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