132 Valdor Drive, Toronto, ON

Agincourt North, Toronto · MLS® E13828388

$848,888
For Sale
Listed 25 days agoNo offer date stated
Request a showing
◎ Directions
4Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Bright and spacious detached-linked home in the highly desirable Rosewood neighbourhood of Agincourt North.
  • Situated on a quiet, family-friendly street, this move-in-ready 4-bedroom,3-bathroom home is completely refreshed.
  • Upgrades include new engineered hardwood flooring,modern light fixtures, fresh paint throughout, and updated hardware.
  • Commuting is a breeze, located just 10 minutes from both Highway 401 and Highway 407.

Bright and spacious detached-linked home in the highly desirable Rosewood neighbourhood of Agincourt North. Situated on a quiet, family-friendly street, this move-in-ready 4-bedroom,3-bathroom home is completely refreshed. Upgrades include new engineered hardwood flooring,modern light fixtures, fresh paint throughout, and updated hardware. Enjoy a short walk or quick drive to top-rated schools, parks, public transit, and a vibrant local culinary scene.Unmatched accessibility: minutes to Pacific Mall, Woodside Square, Scarborough Town Centre, Finch Midland Medical Centre, and Agincourt GO Station (plus the future Finch-Kennedy GO expansion). Commuting is a breeze, located just 10 minutes from both Highway 401 and Highway 407. Offering the perfect blend of comfort and convenience, this is the ideal family home. Turn the key and move right in!

Key facts

Property type
Detached, 2-Storey
MLS®
E13828388
Bedrooms
4
Bathrooms
3 (2 half)
Size
1500-2000 sq ft
Lot
30.03 × 104.41 ft
Cross streets
Midland Ave. & McNicoll Ave.
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$4,220 / 2026
Days on market
25
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 3Second0.00 × 0.00 m

hardwood floor · double closet · large window

RecreationBasement0.00 × 0.00 m

Open Concept

Bedroom 2Second0.00 × 0.00 m

hardwood floor · double closet · large window

Dining RoomMain0.00 × 0.00 m

hardwood floor · open concept · large window

Primary BedroomSecond0.00 × 0.00 m

w/o to balcony · 2 pc ensuite · walk-in closet(s)

Family RoomMain0.00 × 0.00 m

hardwood floor · fireplace · large window

KitchenMain0.00 × 0.00 m

tile floor · double sink · large window

Living RoomMain0.00 × 0.00 m

hardwood floor · open concept · w/o to yard

Bedroom 4Second0.00 × 0.00 m

hardwood floor · closet · large window

Cold Room/CantinaBasement0.00 × 0.00 m
Utility RoomBasement0.00 × 0.00 m

open concept · laundry sink · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Albert Campbell Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Agincourt North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Alexmuir Junior Public School
74%
Alexmuir Junior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 74% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published
St. Marguerite BourgeoysEQAO results not published
Also nearby: 12 more schools within 2.5 km
Milliken Public School · Public elementary0.5 km · 78% at standard
St Marguerite Bourgeoys Catholic Catholic School · Catholic elementary0.5 km
St Rene Goupil Catholic School · Catholic elementary0.8 km
Agnes Macphail Public School · Public elementary1.1 km · 88% at standard
Mary Ward Catholic Secondary School · Catholic secondary1.2 km · 78% at standard
Brimwood Boulevard Junior Public School · Public elementary1.2 km · 61% at standard
Our Lady of Grace Catholic School · Catholic elementary1.2 km · 75% at standard
Msgr Fraser-Midland · Catholic secondary1.3 km · 64% at standard
Francis Libermann Catholic High School · Catholic secondary1.3 km · 74% at standard
St Sylvester Catholic School · Catholic elementary1.3 km · 94% at standard
Port Royal Public School · Public elementary1.4 km · 85% at standard
Silver Springs Public School · Public elementary1.4 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,869/mo
$162KIncome needed
5.2×Price ÷ income
$893Weekly cost
$26,906Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,869Property tax $352Total carry $4,221

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,755per month

Mortgage amount $679,110 · 4.49% over 25 years

$169,778Down payment (20.0%)
$679,110Loan before insurance
$0CMHC premium
$4,107Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,755
Property tax
$352
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,107

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,453
Toronto municipal land transfer tax
$13,453
Estimated closing costs
$26,906

Plus your down payment of $169,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,545/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,365Total interest paid
$1,126,475Total of all payments
Principal $679,110 Interest $447,365
YearPrincipalInterestBalance
1$15,155$29,904$663,956
2$15,843$29,216$648,113
3$16,562$28,497$631,550
4$17,314$27,745$614,236
5$18,100$26,959$596,136
6$18,922$26,137$577,213
7$19,781$25,278$557,432
8$20,680$24,379$536,752
9$21,618$23,441$515,134
10$22,600$22,459$492,534
11$23,626$21,433$468,908
12$24,699$20,360$444,209
13$25,820$19,239$418,389
14$26,993$18,066$391,396
15$28,218$16,841$363,178
16$29,499$15,560$333,678
17$30,839$14,220$302,839
18$32,239$12,820$270,600
19$33,703$11,356$236,897
20$35,233$9,826$201,664
21$36,833$8,226$164,832
22$38,505$6,554$126,326
23$40,253$4,806$86,073
24$42,081$2,978$43,992
25$43,992$1,067$0

At the end of your 5-year term

Total paid over the term
$225,295
Principal paid down
$82,975
Interest paid
$142,320
Balance remaining
$596,136

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $4,220− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,022

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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