20 Stephenson Avenue, Toronto, ON
East End-Danforth, Toronto · MLS® E13837722
About this home
In short
- A three bedroom semi-detached in quick walking distance to subway (8-10 mins walk) and Go Train (7 mins walk).
- Large principal rooms, one parking spot via laneway, and a newly renovated bathroom on the second floor.
- Walk to schools, parks, groceries, restaurants, shops and cafes.
A three bedroom semi-detached in quick walking distance to subway (8-10 mins walk) and Go Train (7 mins walk)! With some finishing touches, this could be a great family home in a vibrant east-end community. Large principal rooms, one parking spot via laneway, and a newly renovated bathroom on the second floor. Walk to schools, parks, groceries, restaurants, shops and cafes.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- E13837722
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 16.25 × 109.25 ft
- Cross streets
- Danforth and Woodbine
- Parking
- 1 parking
- Basement
- Partially Finished, Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Brick, Concrete Block
- Roof
- Asphalt Shingle, Membrane
- Sewer
- Sewer
- Property tax
- $4,696 / 2026
- Days on market
- 1
- Listing brokerage
- ROYAL LEPAGE ESTATE REALTY
Rooms
hardwood floor · large window · open concept
ceramic floor · walk-out
hardwood floor · window · combined w/living
Closet
Closet
large window · closet
Listed at $869,000. Going by how homes in East End-Danforth and the wider GTA have actually closed against their asking prices (about 104%, 21 local closings in 90 days), the likely sale price is near $906K, if it sells. A realistic range is $849K to $1.02M.
Independent value check: $1.09M. Without looking at the asking price, our model values the home itself about 26% above the ask (homes like it typically land between $1.03M and $1.15M).
Why $1.09M. The typical semi-detached home sold in East End-Danforth over the past year went for about $1.17M (74 sales). What sets this one apart:
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $4,696 a year; the typical home sold here pays about $5,000.
Total price vs nearby homes. Likely closing about $906K, from 21 recent closings in this pocket.
The market behind the math:
About 1.4 months of inventory: 10 semi-detached homes for sale in the area against 21 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $668/sqft against an area asking average of $805/sqft.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in East End-Danforth: 12 of the 65 detached leases here lately were basement units, around $1,650 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 21 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.10M. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
Its public catchment (Gledhill Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Danforth Avenue is about a 5-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Based on 3 homes sold on this street over the past two years, plus 2 nearby in East End-Danforth, from 149 closings in East End-Danforth.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $1.09M, which is where my estimate comes from.
Per square foot, these ask about $908/sqft; this home lists at $668/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
East End-Danforth, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Most daily errands can be done on foot.
🚉 Nearest transit: Danforth Avenue, about 363 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $695,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,844
- Property tax
- $391
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,235
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,855
- Toronto municipal land transfer tax
- $13,855
- Estimated closing costs
- $27,710
Plus your down payment of $173,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $230,633
- Principal paid down
- $84,941
- Interest paid
- $145,692
- Balance remaining
- $610,259
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in East End-Danforth (12 of 65 recent detached leases were basement units, around $1,650 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,650 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 19 whole-home leases in East End-Danforth signed at a median of $3,844 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,731. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.