10 Scarboro Avenue, Toronto, ON

Highland Creek, Toronto · MLS® E13839222

$1,249,900
For Sale
Listed 14 days agoNo offer date stated

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4Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Elevated corner lot, built in 1985 by Presidential Homes as "The Park 9" model.
  • Crown moulding and rich hardwood flooring (installed over a new subfloor in 2014) throughout.
  • The primary suite offers an Ikea PAX walk-in closet and a spa-like ensuite with a freestanding soaker tub, frameless glass shower, floating double vanity and heated...
  • Versatile 4th bedroom currently an open-concept office, can easily be enclosed with a partition wall.
  • The full 1062SF unfinished basement is prepped with insulation, vapour barrier, wiring, central vac and kitchen/bath rough-ins, plus a separate side entrance and...

Elevated corner lot, built in 1985 by Presidential Homes as "The Park 9" model. Tastefully remodelled offers 2229SF (2279SF according to pre-listing floor plans - Attached) above grade. Offers 4 bedrooms, 3 bathrooms and an attached 2-car garage with direct basement entry. Tall, manicured privacy trees line east side of property.Grand foyer features walnut staircase with brushed nickel spindles. Formal living/ dining spaces sit to the left. Open-concept family room, kitchen and breakfast area sit to the right. Crown moulding and rich hardwood flooring (installed over a new subfloor in 2014) throughout. Two walkouts open to a private, fully fenced, hedge-lined backyard with a patio awning. Wood-burning fireplace present in the family room. Remodelled Muti Kitchens galley kitchen (2014) features extensive custom cabinetry, premium quartz counters, a stylish tile backsplash, and a breakfast-bar island with 3-sided seating and an integrated power outlet. Stainless steel appliances include built-in oven. Premium Blum pull-outs, soft-close hardware and a deep pantry offer exceptional everyday storage.The primary suite offers an Ikea PAX walk-in closet and a spa-like ensuite with a freestanding soaker tub, frameless glass shower, floating double vanity and heated floors. Upgraded Riobel/Rubinet solid brass fixtures are featured throughout. Versatile 4th bedroom currently an open-concept office, can easily be enclosed with a partition wall. Key updates: furnace (2009); roof, central A/C and washer/dryer (2011); attic insulation (2015); windows (2024); smoke/CO detectors (2026).The full 1062SF unfinished basement is prepped with insulation, vapour barrier, wiring, central vac and kitchen/bath rough-ins, plus a separate side entrance and internal stairwell - ideal for a future suite, gym or rec room. See MLS links for floor plans, video tour, 3D virtual tour, HoodQ School Rating Report, and additional photographs.

Key facts

Property type
Detached, 2-Storey
MLS®
E13839222
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
44.56 × 107.93 ft
Cross streets
Ellesmere/Meadowvale
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Separate Entrance, Full, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,348 / 2026
Days on market
14
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

RecreationBasement12.50 × 7.78 m

Unfinished

BreakfastMain8.10 × 3.58 m

combined w/kitchen · hardwood floor · pot lights

Family RoomMain4.69 × 3.47 m

w/o to yard · hardwood floor · pot lights

KitchenMain8.10 × 3.58 m

open concept · hardwood floor · modern kitchen

Dining RoomMain4.31 × 3.45 m

combined w/living · hardwood floor · pot lights

Bedroom 4Second3.35 × 3.55 m

open concept · hardwood floor · window

Primary BedroomSecond4.31 × 4.36 m

walk-in closet(s) · hardwood floor · 5 pc ensuite

BathroomSecond2.29 × 2.47 m

soaking tub · ceramic floor · double sink

Living RoomMain4.31 × 3.38 m

combined w/dining · hardwood floor · pot lights

Bedroom 2Second4.06 × 3.52 m

pot lights · hardwood floor · window

Bedroom 3Second4.06 × 3.43 m

pot lights · hardwood floor · window

Our TakeTeam Asgarian · Broker
No automatic estimate

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Considering this property? Request a written price read

On schools, this address is zoned for Meadowvale Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Highland Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Meadowvale Public School
81%
Meadowvale Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 81% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Morrish Public School · Public elementary0.7 km · 82% at standard
Highland Creek Public School · Public elementary1.1 km · 53% at standard
John G Diefenbaker Public School · Public elementary1.2 km · 60% at standard
St Jean de Brebeuf Catholic School · Catholic elementary1.2 km · 79% at standard
Chief Dan George Public School · Public elementary1.4 km · 60% at standard
St Dominic Savio Catholic School · Catholic elementary1.4 km · 70% at standard
Centennial Road Junior Public School · Public elementary1.7 km · 71% at standard
Rouge Valley Public School · Public elementary1.8 km · 73% at standard
St Brendan Catholic School · Catholic elementary2.0 km · 82% at standard
Military Trail Public School · Public elementary2.1 km · 36% at standard
St Malachy Catholic School · Catholic elementary2.3 km · 73% at standard
St John Paul II Catholic Secondary School · Catholic secondary2.3 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,697/mo
$234KIncome needed
5.3×Price ÷ income
$1,315Weekly cost
$42,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,697Property tax $446Total carry $6,142

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,529per month

Mortgage amount $999,920 · 4.49% over 25 years

$249,980Down payment (20.0%)
$999,920Loan before insurance
$0CMHC premium
$5,974Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,529
Property tax
$446
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,974

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,473
Toronto municipal land transfer tax
$21,473
Estimated closing costs
$42,946

Plus your down payment of $249,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,692/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$658,699Total interest paid
$1,658,619Total of all payments
Principal $999,920 Interest $658,699
YearPrincipalInterestBalance
1$22,314$44,031$977,606
2$23,327$43,018$954,279
3$24,386$41,959$929,893
4$25,493$40,851$904,399
5$26,651$39,694$877,748
6$27,861$38,484$849,887
7$29,126$37,219$820,761
8$30,448$35,896$790,313
9$31,831$34,514$758,482
10$33,276$33,069$725,205
11$34,787$31,558$690,418
12$36,367$29,978$654,052
13$38,018$28,327$616,034
14$39,744$26,601$576,290
15$41,548$24,796$534,742
16$43,435$22,910$491,307
17$45,407$20,938$445,900
18$47,469$18,876$398,431
19$49,624$16,721$348,807
20$51,877$14,468$296,930
21$54,233$12,112$242,697
22$56,695$9,650$186,003
23$59,269$7,076$126,733
24$61,960$4,385$64,773
25$64,773$1,571$0

At the end of your 5-year term

Total paid over the term
$331,724
Principal paid down
$122,172
Interest paid
$209,552
Balance remaining
$877,748

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $5,348− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,108

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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