74 Winners Circle, Toronto, ON

The Beaches, Toronto · MLS® E13839244

$2,699,000
For Sale
Listed 20 days agoNo offer date stated
Request a showing
◎ Directions
3+1Bedrooms
4Bathrooms
2Garage
2500-3000Sq ft

About this home

In short

  • The Beaches lifestyle, with a home that delivers on every level.
  • From the foyer's dramatic 24-foot ceiling to the soaring family room and private outdoor spaces, every level is built for family life and entertaining.
  • The main floor brings it together with spacious living and dining rooms and a custom kitchen featuring quartz counters, premium appliances, extensive Miralis...
  • Upstairs, two more bedrooms, a full bathroom, and laundry sit alongside the family room, the true showpiece of the home, with a 14-foot vaulted ceiling, gas...
  • Beyond the property, The Beaches delivers the lifestyle that makes this neighbourhood so popular - walk to Woodbine Beach, Woodbine Park, Kew Gardens, the boardwalk...

The Beaches lifestyle, with a home that delivers on every level. 74 Winners Circle is a beautifully updated family home with four levels of well-designed space and an impressive sense of light and volume. From the foyer's dramatic 24-foot ceiling to the soaring family room and private outdoor spaces, every level is built for family life and entertaining. The main floor brings it together with spacious living and dining rooms and a custom kitchen featuring quartz counters, premium appliances, extensive Miralis cabinetry, and a large island with breakfast bar - suited equally to everyday life and larger gatherings. Upstairs, two more bedrooms, a full bathroom, and laundry sit alongside the family room, the true showpiece of the home, with a 14-foot vaulted ceiling, gas fireplace, custom built-ins, and a walkout to the upper deck. The primary suite occupies its own level, with west-facing city views, a private deck, a walk in closet, and a five-piece ensuite with skylight.The finished lower level adds a spacious recreation room with wet bar, a fourth bedroom, and a full bathroom - ideal for guests, older children, or a home office.Quality craftsmanship runs throughout, from custom Miralis cabinetry and built-in storage to skylights, large windows, and smart-home features.Outside, the private backyard offers a flagstone patio, wide deck, red maple, and a gas line for the barbecue, plus a detached two-car garage with rear laneway access.Beyond the property, The Beaches delivers the lifestyle that makes this neighbourhood so popular - walk to Woodbine Beach, Woodbine Park, Kew Gardens, the boardwalk, and the cafés and restaurants of Queen Street East, with downtown easily accessible.74 Winners Circle brings together the space, quality, and flexibility of a substantial family home with everything that makes The Beaches special.

Key facts

Property type
Detached, 3-Storey
MLS®
E13839244
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
23.98 × 106.66 ft
Cross streets
Queen Street E & Woodbine Ave
Parking
2 garage (detached)
Driveway
Lane
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Wood
Foundation
Poured Concrete
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$12,323 / 2026
Days on market
20
Listing brokerage
ROYAL LEPAGE TERREQUITY SEYMOUR REAL ESTATE

Rooms

KitchenMain4.90 × 4.80 m

quartz counter · hardwood floor · quartz counter

Primary BedroomThird5.20 × 6.00 m

hardwood floor · ensuite bath · window

Family RoomSecond5.80 × 5.90 m

2 way fireplace · vaulted ceiling(s) · balcony

FoyerMain3.50 × 1.70 m

slate flooring · b/i shelves · skylight

RecreationBasement3.70 × 5.40 m

b/i bar · broadloom

Dining RoomMain5.80 × 3.30 m

hardwood floor · b/i shelves

Bedroom 2Second4.20 × 2.80 m

hardwood floor · b/i closet · window

BedroomBasement3.70 × 5.60 m

double closet · broadloom · window

Living RoomMain4.00 × 4.20 m

hardwood floor · large window

Bedroom 3Second4.90 × 3.00 m

hardwood floor · b/i closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Kew Beach Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

The Beaches, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Kew Beach Junior Public School
85%
Kew Beach Junior Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 85% meet the provincial standard
School of Life ExperienceEQAO results not published
Also nearby: 12 more schools within 2.5 km
Duke of Connaught Junior and Senior Public School · Public elementary1.0 km · 71% at standard
Norway Junior Public School · Public elementary1.2 km · 85% at standard
Glen Ames Senior Public School · Public elementary1.3 km
Equinox Holistic Alternative School · Public elementary1.3 km · 83% at standard
Roden Public School · Public elementary1.4 km · 65% at standard
Williamson Road Junior Public School · Public elementary1.4 km · 78% at standard
St Joseph Catholic School · Catholic elementary1.7 km · 66% at standard
Monarch Park Collegiate Institute · Public secondary1.8 km · 79% at standard
Leslieville Junior Public School · Public elementary1.8 km · 62% at standard
Earl Haig Public School · Public elementary1.9 km · 62% at standard
Bruce Public School · Public elementary2.0 km · 68% at standard
Balmy Beach Community School · Public elementary2.0 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$12,301/mo
$504KIncome needed
5.4×Price ÷ income
$2,839Weekly cost
$107,900Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $12,301Property tax $1,027Total carry $13,328

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,939per month

Mortgage amount $2,159,200 · 4.49% over 25 years

$539,800Down payment (20.0%)
$2,159,200Loan before insurance
$0CMHC premium
$12,966Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,939
Property tax
$1,027
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,966

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$53,950
Toronto municipal land transfer tax
$53,950
Estimated closing costs
$107,900

Plus your down payment of $539,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$14,450/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,422,376Total interest paid
$3,581,576Total of all payments
Principal $2,159,200 Interest $1,422,376
YearPrincipalInterestBalance
1$48,184$95,079$2,111,016
2$50,372$92,891$2,060,644
3$52,659$90,604$2,007,985
4$55,050$88,213$1,952,935
5$57,549$85,714$1,895,386
6$60,162$83,101$1,835,223
7$62,894$80,369$1,772,329
8$65,750$77,513$1,706,580
9$68,735$74,528$1,637,845
10$71,856$71,407$1,565,989
11$75,118$68,145$1,490,871
12$78,529$64,734$1,412,342
13$82,095$61,169$1,330,247
14$85,822$57,441$1,244,425
15$89,719$53,544$1,154,707
16$93,792$49,471$1,060,914
17$98,051$45,212$962,864
18$102,503$40,760$860,361
19$107,157$36,106$753,204
20$112,022$31,241$641,182
21$117,108$26,155$524,074
22$122,425$20,838$401,649
23$127,984$15,279$273,665
24$133,795$9,468$139,870
25$139,870$3,393$0

At the end of your 5-year term

Total paid over the term
$716,315
Principal paid down
$263,814
Interest paid
$452,501
Balance remaining
$1,895,386

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $12,323− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $42,347

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY SEYMOUR REAL ESTATE. MLS®/PropTx.

CallRequest a showing