330-2020 Mcnicoll Avenue, Toronto, ON

Milliken, Toronto · MLS® E13841904

$439,000
For Sale
Listed 20 days agoNo offer date stated
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1Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Experience independent living at its finest in this vibrant 55+ life lease community at Mon Sheong Court.
  • Extra large living/dining area, move-in ready, featuring a versatile 1-bedroom plus den layout with two full bathrooms.
  • Open-concept living and dining area offers clear, unobstructed north-facing views.
  • The primary suite features an ensuite with a large walk-in shower, built-in seating, and safety grab bars.

Experience independent living at its finest in this vibrant 55+ life lease community at Mon Sheong Court. Extra large living/dining area, move-in ready, featuring a versatile 1-bedroom plus den layout with two full bathrooms. 840 sq ft as per seller. Open-concept living and dining area offers clear, unobstructed north-facing views. Includes a private den with sliding doors-ideal for a home office. The primary suite features an ensuite with a large walk-in shower, built-in seating, and safety grab bars. Stay active and social with an incredible array of on-site amenities, including a gym, library, hair salon, pharmacy, and dedicated rooms for karaoke, mahjong, and table tennis. Residents enjoy a packed social calendar featuring Tai Chi, dance classes, and daily morning coffee.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13841904
Bedrooms
1
Bathrooms
2
Size
800-899 sq ft
Cross streets
Kennedy/Mcnicoll
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$956/mo
Exposure
North
Property tax
$1,536 / 2026
Days on market
20
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

DenFlat2.13 × 2.74 m

sliding doors · laminate

KitchenFlat2.90 × 2.97 m

Tile Floor

Primary BedroomFlat3.05 × 3.66 m

large closet · laminate

Dining RoomFlat4.88 × 5.18 m

combined w/living · w/o to balcony · laminate

Living RoomFlat4.88 × 5.18 m

combined w/dining · w/o to balcony · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Lynnwood Heights Junior Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Milliken · asking prices
$491kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $433/sqft; this home lists at $517/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
439kThis home470k498k500k500k488kThis home vs active comparables

Neighbourhood & location

Milliken, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
North St. James Town
$765K
Church-Yonge Corridor
$529K
Kensington-Chinatown
$585K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lynnwood Heights Junior Public School
84%
Lynnwood Heights Junior Public SchoolPublic · Elementary · 2.0 km awayHigher-rated than most nearby · 84% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Mary Ward Catholic Secondary School · Catholic secondary0.1 km · 78% at standard
Kennedy Public School · Public elementary0.9 km · 80% at standard
Silver Springs Public School · Public elementary0.9 km · 64% at standard
Milliken Public School · Public elementary1.1 km · 78% at standard
St Rene Goupil Catholic School · Catholic elementary1.3 km
Alexmuir Junior Public School · Public elementary1.3 km · 74% at standard
St Marguerite Bourgeoys Catholic Catholic School · Catholic elementary1.4 km
David Lewis Public School · Public elementary1.4 km · 86% at standard
Terry Fox Public School · Public elementary1.4 km · 80% at standard
Port Royal Public School · Public elementary1.6 km · 85% at standard
Brookmill Boulevard Junior Public School · Public elementary1.7 km · 82% at standard
L'Amoreaux Collegiate Institute · Public secondary1.7 km · 52% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,001/mo
$102KIncome needed
4.3×Price ÷ income
$462Weekly cost
$10,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $2,001Property tax $128Condo fee $956Total carry $3,085

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,942per month

Mortgage amount $351,200 · 4.49% over 25 years

$87,800Down payment (20.0%)
$351,200Loan before insurance
$0CMHC premium
$3,026Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,942
Property tax
$128
Condo / maintenance fees
$956
Heating
$0
Estimated monthly cost
$3,026

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,255
Toronto municipal land transfer tax
$5,255
Estimated closing costs
$10,510

Plus your down payment of $87,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,350/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$231,354Total interest paid
$582,554Total of all payments
Principal $351,200 Interest $231,354
YearPrincipalInterestBalance
1$7,837$15,465$343,363
2$8,193$15,109$335,170
3$8,565$14,737$326,604
4$8,954$14,348$317,650
5$9,361$13,942$308,290
6$9,786$13,517$298,504
7$10,230$13,072$288,274
8$10,694$12,608$277,580
9$11,180$12,122$266,400
10$11,688$11,615$254,713
11$12,218$11,084$242,494
12$12,773$10,529$229,721
13$13,353$9,949$216,368
14$13,959$9,343$202,409
15$14,593$8,709$187,816
16$15,256$8,047$172,561
17$15,948$7,354$156,613
18$16,672$6,630$139,940
19$17,429$5,873$122,511
20$18,221$5,081$104,290
21$19,048$4,254$85,242
22$19,913$3,389$65,329
23$20,817$2,485$44,512
24$21,762$1,540$22,750
25$22,750$552$0

At the end of your 5-year term

Total paid over the term
$116,511
Principal paid down
$42,910
Interest paid
$73,601
Balance remaining
$308,290

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
3.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.4%
Gross yield
− Property tax $1,536− Condo fees $11,472− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,228

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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