414-5800 Sheppard Avenue, Toronto, ON

Malvern, Toronto · MLS® E13841922

$415,000
For Sale
Listed 20 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Welcome to this beautifully renovated 1 Bedroom + Den condo offering approximately 685 sq. ft. of bright, functional living space (MPAC).
  • The open-concept layout features modern finishes, a spacious bedroom, and a versatile den ideal for a home office, guest area, or additional storage.
  • Conveniently located close to public transit, shopping, dining, and easy access to Highway 401.

Welcome to this beautifully renovated 1 Bedroom + Den condo offering approximately 685 sq. ft. of bright, functional living space (MPAC). The open-concept layout features modern finishes, a spacious bedroom, and a versatile den ideal for a home office, guest area, or additional storage. Large windows provide an abundance of natural light throughout the living space. Conveniently located close to public transit, shopping, dining, and easy access to Highway 401. A well-maintained, move-in-ready home offering comfort, functionality, and convenience. Property has been professionally destaged and is ready for your personal touch.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13841922
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Sheppard Ave East and gateforth Dr
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$632/mo
Exposure
South
Property tax
$882 / 2026
Days on market
20
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

KitchenFlat2.78 × 3.00 m

stone counters · laminate

DenFlat2.36 × 3.00 m

laminate · large window · sliding doors

Dining RoomFlat2.87 × 3.10 m

combined w/living · laminate

Living RoomFlat4.67 × 3.10 m

combined w/dining · laminate

Primary BedroomFlat3.83 × 3.01 m

closet · laminate · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Lester B Pearson Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Malvern, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lester B Pearson Collegiate Institute
66%
Lester B Pearson Collegiate InstitutePublic · Secondary · 0.9 km awayBelow the GTA average · 66% meet the provincial standard
Dr Marion Hilliard Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Malvern Junior Public School · Public elementary0.3 km · 58% at standard
Burrows Hall Junior Public School · Public elementary0.4 km · 81% at standard
Berner Trail Junior Public School · Public elementary1.0 km · 56% at standard
St Elizabeth Seton Catholic School · Catholic elementary1.5 km
St Edmund Campion Catholic School · Catholic elementary1.5 km · 78% at standard
White Haven Junior Public School · Public elementary1.6 km · 74% at standard
Tom Longboat Junior Public School · Public elementary1.6 km · 78% at standard
Grey Owl Junior Public School · Public elementary1.7 km · 54% at standard
Lucy Maud Montgomery Public School · Public elementary1.7 km · 74% at standard
Highcastle Public School · Public elementary1.8 km · 65% at standard
Woburn Junior Public School · Public elementary1.9 km · 67% at standard
St Gabriel Lalemant Catholic School · Catholic elementary1.9 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,891/mo
$89KIncome needed
4.6×Price ÷ income
$436Weekly cost
$9,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $1,891Property tax $74Condo fee $632Total carry $2,597

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,836per month

Mortgage amount $332,000 · 4.49% over 25 years

$83,000Down payment (20.0%)
$332,000Loan before insurance
$0CMHC premium
$2,541Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,836
Property tax
$74
Condo / maintenance fees
$632
Heating
$0
Estimated monthly cost
$2,541

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,775
Toronto municipal land transfer tax
$4,775
Estimated closing costs
$9,550

Plus your down payment of $83,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,222/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$218,705Total interest paid
$550,705Total of all payments
Principal $332,000 Interest $218,705
YearPrincipalInterestBalance
1$7,409$14,619$324,591
2$7,745$14,283$316,846
3$8,097$13,931$308,749
4$8,465$13,564$300,285
5$8,849$13,179$291,436
6$9,251$12,778$282,185
7$9,671$12,358$272,515
8$10,110$11,919$262,405
9$10,569$11,459$251,836
10$11,049$10,980$240,787
11$11,550$10,478$229,237
12$12,075$9,954$217,163
13$12,623$9,405$204,540
14$13,196$8,832$191,344
15$13,795$8,233$177,548
16$14,422$7,607$163,127
17$15,076$6,952$148,051
18$15,761$6,267$132,290
19$16,476$5,552$115,813
20$17,225$4,804$98,589
21$18,007$4,022$80,582
22$18,824$3,204$61,758
23$19,679$2,349$42,079
24$20,572$1,456$21,506
25$21,506$522$0

At the end of your 5-year term

Total paid over the term
$110,141
Principal paid down
$40,564
Interest paid
$69,577
Balance remaining
$291,436

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.9%
Gross yield
− Property tax $882− Condo fees $7,590− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,822

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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