318-3655 Kingston Road, Toronto, ON

Scarborough Village, Toronto · MLS® E13844438

$419,900
For Sale
Listed 19 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Welcome To This Charming, Meticulously Maintained 1-Bedroom Plus Den Condo At 3655 Kingston Road In Scarborough.
  • One Of The Standout Features Is The Expansive 96 Sq Ft South-Facing Balcony, Accessible From Both The Living Room And Bedroom Through Separate Sliding Doors.
  • Located In A Vibrant And Convenient Community, You'll Be Just Steps From Local Shops, Cafes And Restaurants, With 24-Hour Transit Service Right At Your Doorstep.
  • The University Of Toronto Scarborough Campus Is Less Than 10 Minutes Away, While Guildwood GO Station Is Just Minutes Away, Offering Quick Access To Downtown Toronto...

Welcome To This Charming, Meticulously Maintained 1-Bedroom Plus Den Condo At 3655 Kingston Road In Scarborough. Freshly Painted And Beautifully Cared For, This Inviting Unit Offers A Perfect Blend Of Comfort, Style And Convenience. Step Inside To Discover Laminate Flooring Throughout And A Modern Kitchen Equipped With Stainless Steel Appliances. One Of The Standout Features Is The Expansive 96 Sq Ft South-Facing Balcony, Accessible From Both The Living Room And Bedroom Through Separate Sliding Doors. Enjoy Your Morning Coffee Or Unwind At The End Of The Day While Taking In The Views. The Unit Also Includes A Dedicated Parking Space And Locker For Additional Storage. Located In A Vibrant And Convenient Community, You'll Be Just Steps From Local Shops, Cafes And Restaurants, With 24-Hour Transit Service Right At Your Doorstep. The University Of Toronto Scarborough Campus Is Less Than 10 Minutes Away, While Guildwood GO Station Is Just Minutes Away, Offering Quick Access To Downtown Toronto In Approximately 25 Minutes.Move-In Ready, Well Maintained And Ideally Located, This Is A Wonderful Opportunity To Enjoy Convenient Scarborough Living!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13844438
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Kingston Rd/Eglinton Ave E
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$765/mo
Exposure
South
Property tax
$2,348 / 2026
Days on market
19
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Dining RoomMain3.60 × 3.00 m

open concept · combined w/living · laminate

Living RoomMain3.60 × 3.00 m

laminate · combined w/dining · w/o to balcony

KitchenMain3.80 × 2.10 m

stainless steel appl · granite counters · laminate

Primary BedroomMain2.80 × 3.40 m

w/o to balcony · laminate · 4 pc bath

DenMain2.80 × 2.50 m

Laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (George P Mackie Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Scarborough Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near George P Mackie Junior Public School
81%
George P Mackie Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 81% meet the provincial standard
Maplewood High SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Cedar Drive Junior Public School · Public elementary0.5 km · 53% at standard
Elizabeth Simcoe Junior Public School · Public elementary0.7 km · 81% at standard
Mason Road Junior Public School · Public elementary1.2 km · 43% at standard
Native Learning Centre East · Public secondary1.2 km
St Ursula Catholic School · Catholic elementary1.3 km · 89% at standard
Sir Wilfrid Laurier Collegiate Institute · Public secondary1.3 km · 68% at standard
Guildwood Junior Public School · Public elementary1.3 km · 80% at standard
Cedarbrook Public School · Public elementary1.5 km · 48% at standard
Bliss Carman Senior Public School · Public elementary1.6 km
Cedarbrae Collegiate Institute · Public secondary1.9 km · 56% at standard
Cornell Junior Public School · Public elementary1.9 km · 74% at standard
Willow Park Junior Public School · Public elementary2.0 km · 27% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,914/mo
$97KIncome needed
4.3×Price ÷ income
$442Weekly cost
$9,746Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $1,914Property tax $196Condo fee $765Total carry $2,874

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,857per month

Mortgage amount $335,920 · 4.49% over 25 years

$83,980Down payment (20.0%)
$335,920Loan before insurance
$0CMHC premium
$2,818Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,857
Property tax
$196
Condo / maintenance fees
$765
Heating
$0
Estimated monthly cost
$2,818

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,873
Toronto municipal land transfer tax
$4,873
Estimated closing costs
$9,746

Plus your down payment of $83,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,248/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$221,288Total interest paid
$557,208Total of all payments
Principal $335,920 Interest $221,288
YearPrincipalInterestBalance
1$7,496$14,792$328,424
2$7,837$14,452$320,587
3$8,192$14,096$312,395
4$8,564$13,724$303,830
5$8,953$13,335$294,877
6$9,360$12,928$285,517
7$9,785$12,504$275,732
8$10,229$12,059$265,503
9$10,694$11,595$254,810
10$11,179$11,109$243,631
11$11,687$10,602$231,944
12$12,217$10,071$219,727
13$12,772$9,516$206,955
14$13,352$8,936$193,603
15$13,958$8,330$179,645
16$14,592$7,696$165,053
17$15,254$7,034$149,799
18$15,947$6,341$133,852
19$16,671$5,617$117,181
20$17,428$4,860$99,753
21$18,219$4,069$81,533
22$19,046$3,242$62,487
23$19,911$2,377$42,576
24$20,815$1,473$21,760
25$21,760$528$0

At the end of your 5-year term

Total paid over the term
$111,442
Principal paid down
$41,043
Interest paid
$70,398
Balance remaining
$294,877

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.9%
Gross yield
− Property tax $2,348− Condo fees $9,175− Insurance $600− Vacancy & upkeep $2,706Net operating income $9,771

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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