54 Sunderland Crescent, Toronto, ON

Woburn, Toronto · MLS® E13847426

$829,900
For Sale
Listed 19 days agoNo offer date stated

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4+1Bedrooms
3Bathrooms
6Parking
1100-1500Sq ft

About this home

In short

  • Welcome to this exceptional 5-level backsplit semi-detached home, perfectly situated in one of Scarborough's most desirable neighbourhoods.
  • Set on a rare and impressive premium lot of approximately 189 ft x 88 ft, this spacious home offers a fantastic combination of modern updates, generous living space...
  • Step inside to discover a freshly painted interior and numerous recent renovations, including a modern kitchen featuring quartz countertops and stainless-steel...
  • The thoughtfully designed 5-level backsplit layout provides excellent space and flexibility for families of all sizes.
  • Enjoy an unbeatable location steps to TTC and minutes to Scarborough Town Centre, with easy access to Highway 401, GO Station, shopping, restaurants, schools, parks...

Welcome to this exceptional 5-level backsplit semi-detached home, perfectly situated in one of Scarborough's most desirable neighbourhoods!Set on a rare and impressive premium lot of approximately 189 ft x 88 ft, this spacious home offers a fantastic combination of modern updates, generous living space, and outstanding outdoor potential.Step inside to discover a freshly painted interior and numerous recent renovations, including a modern kitchen featuring quartz countertops and stainless-steel appliances, along with beautifully renovated bathrooms. The thoughtfully designed 5-level backsplit layout provides excellent space and flexibility for families of all sizes.A separate side entrance provides convenient access to the lower levels and offers potential for a basement apartment and additional rental income, subject to the necessary approvals. The walkout leads directly to a spacious backyard, providing an ideal setting for entertaining, recreation, gardening, or creating your own private outdoor retreat.The lower level also features a large crawl space, offering valuable additional storage.Enjoy an unbeatable location steps to TTC and minutes to Scarborough Town Centre, with easy access to Highway 401, GO Station, shopping, restaurants, schools, parks, and everyday amenities.A fantastic opportunity to own a substantially updated home on an exceptionally large lot in a highly convenient Scarborough location. Don't miss it this one truly shows 10++++!LA and Sellers do not represent or warrant the retrofit status of the basement apartment. Shows 10++++! Don't miss this incredible opportunity!

Key facts

Property type
Semi-Detached, Backsplit 5
MLS®
E13847426
Bedrooms
4+1 (5 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
11.46 × 150.52 ft
Cross streets
Ellesmere/Bellamy
Parking
6 parking
Driveway
Private
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Brick Front
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,852 / 2026
Days on market
19
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

KitchenMain5.10 × 2.50 m

Eat-in Kitchen

Bedroom 3Lower3.25 × 2.75 m

hardwood floor · closet

Living RoomMain6.80 × 3.70 m

hardwood floor · combined w/dining

Primary BedroomUpper5.40 × 3.30 m

hardwood floor · closet

Bedroom 5Basement3.10 × 2.70 m
Bedroom 2Upper3.10 × 2.70 m

hardwood floor · closet

Dining RoomMain6.80 × 3.70 m

hardwood floor · combined w/living

Bedroom 4Lower3.35 × 3.25 m

hardwood floor · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Woburn Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Woburn, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near North Bendale Public School
64%
North Bendale Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 64% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bellmere Junior Public School · Public elementary0.6 km · 65% at standard
Tredway Woodsworth Public School · Public elementary1.1 km · 60% at standard
Bendale Junior Public School · Public elementary1.2 km · 62% at standard
St Andrews Public School · Public elementary1.3 km · 77% at standard
Woburn Junior Public School · Public elementary1.4 km · 67% at standard
Churchill Heights Public School · Public elementary1.4 km · 78% at standard
St Victor Catholic School · Catholic elementary1.5 km · 74% at standard
St Thomas More Catholic School · Catholic elementary1.5 km · 74% at standard
White Haven Junior Public School · Public elementary1.6 km · 74% at standard
St Elizabeth Seton Catholic School · Catholic elementary1.7 km
St Rose of Lima Catholic School · Catholic elementary1.8 km · 73% at standard
Edgewood Public School · Public elementary2.1 km · 36% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,782/mo
$158KIncome needed
5.3×Price ÷ income
$873Weekly cost
$26,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,782Property tax $321Total carry $4,103

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,671per month

Mortgage amount $663,920 · 4.49% over 25 years

$165,980Down payment (20.0%)
$663,920Loan before insurance
$0CMHC premium
$3,992Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,671
Property tax
$321
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,992

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,073
Toronto municipal land transfer tax
$13,073
Estimated closing costs
$26,146

Plus your down payment of $165,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,443/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$437,358Total interest paid
$1,101,278Total of all payments
Principal $663,920 Interest $437,358
YearPrincipalInterestBalance
1$14,816$29,235$649,104
2$15,489$28,563$633,616
3$16,192$27,859$617,424
4$16,927$27,124$600,497
5$17,696$26,356$582,801
6$18,499$25,552$564,302
7$19,339$24,712$544,963
8$20,217$23,834$524,746
9$21,135$22,916$503,611
10$22,095$21,957$481,517
11$23,098$20,953$458,419
12$24,146$19,905$434,273
13$25,243$18,808$409,030
14$26,389$17,662$382,641
15$27,587$16,464$355,054
16$28,840$15,212$326,214
17$30,149$13,902$296,065
18$31,518$12,533$264,547
19$32,949$11,102$231,599
20$34,445$9,606$197,154
21$36,009$8,042$161,145
22$37,644$6,407$123,501
23$39,353$4,698$84,148
24$41,140$2,911$43,008
25$43,008$1,043$0

At the end of your 5-year term

Total paid over the term
$220,256
Principal paid down
$81,119
Interest paid
$139,137
Balance remaining
$582,801

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $3,852− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,312

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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