145 Boardwalk Drive, Toronto, ON

The Beaches, Toronto · MLS® E13850426

$2,139,000
For Sale
Listed 19 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
2Garage
2000-2500Sq ft

About this home

In short

  • There is something about this part of the Beach that just works.
  • 145 Boardwalk Drive fits right into that rhythm.
  • Inside, approximately 2,250 sq. ft. above grade and nearly 3,000 sq. ft. of total living space give this home room to breathe.
  • The second floor offers a generous primary suite with room for a sitting area, walk-in closet, five-piece ensuite and private balcony, plus a second bedroom with its...

There is something about this part of the Beach that just works. The lake is steps away, Queen Street is around the corner, neighbours know each other, and everyday life feels a little easier here. 145 Boardwalk Drive fits right into that rhythm. Inside, approximately 2,250 sq. ft. above grade and nearly 3,000 sq. ft. of total living space give this home room to breathe. And then there is the kitchen. Chef's dream! A dramatic expanse of marble, an oversized island, high-end appliances, sleek cabinetry and exceptional storage make this the undeniable star of the show. Open to the family room with a gas fireplace and a walkout to the private rear patio, the entire back of the house is designed for cooking, entertaining and lingering a little longer. The second floor offers a generous primary suite with room for a sitting area, walk-in closet, five-piece ensuite and private balcony, plus a second bedroom with its own ensuite and walk-in closet. The third bedroom claims the entire top floor, creating a fabulous private retreat with room to sleep, work and lounge, plus direct access to a spectacular private terrace. Morning coffee, sunset drinks, summer evenings under the sky. This one is special. The finished lower level adds a fourth bedroom, full bath, rec room, laundry and excellent storage. A detached two-car garage rounds out an already impressive list of features. Step outside and the lifestyle takes over. The Boardwalk, lake, Ashbridges Bay, parks, local schools, cafes, restaurants, shops and transit are all close at hand. Walk the dog by the water, grab coffee on Queen, bike the waterfront or meet friends for dinner and be home in minutes. Space, style, outdoor living and the lake at your doorstep. This is Beach living at its best.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
E13850426
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
18.04 × 117.09 ft
Cross streets
Queen And Woodbine
Parking
2 garage (detached)
Driveway
Lane
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,297 / 2026
Days on market
19
Listing brokerage
ROYAL LEPAGE ESTATE REALTY

Rooms

BedroomSecond3.76 × 2.95 m

4 pc ensuite · walk-in closet(s) · large window

KitchenMain4.64 × 4.48 m

breakfast bar · w/o to garden · stainless steel appl

Primary BedroomSecond4.65 × 4.60 m

5 pc ensuite · walk-in closet(s) · w/o to balcony

Living RoomMain5.67 × 3.53 m

juliette balcony · open concept · combined w/dining

Family RoomMain4.64 × 2.65 m

w/o to garden · gas fireplace · picture window

BedroomLower5.59 × 4.44 m

3 pc ensuite · recessed lighting · double closet

BedroomThird8.42 × 4.80 m

w/o to deck · recessed lighting · walk-in closet(s)

Dining RoomMain5.67 × 3.53 m

recessed lighting · open concept · recessed lighting

Utility RoomBasement2.81 × 2.62 m

tile floor · b/i shelves · pot lights

LaundryBasement4.39 × 2.90 m

tile floor · b/i shelves · recessed lighting

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Kew Beach Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

The Beaches, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Kew Beach Junior Public School
85%
Kew Beach Junior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 85% meet the provincial standard
School of Life ExperienceEQAO results not published
Also nearby: 12 more schools within 2.5 km
Glen Ames Senior Public School · Public elementary1.0 km
Norway Junior Public School · Public elementary1.1 km · 85% at standard
Williamson Road Junior Public School · Public elementary1.1 km · 78% at standard
Duke of Connaught Junior and Senior Public School · Public elementary1.3 km · 71% at standard
Equinox Holistic Alternative School · Public elementary1.5 km · 83% at standard
Roden Public School · Public elementary1.6 km · 65% at standard
Balmy Beach Community School · Public elementary1.7 km · 88% at standard
St John Catholic School · Catholic elementary1.8 km · 72% at standard
Beaches Alternative Junior School · Public elementary1.8 km
Kimberley Junior Public School · Public elementary1.8 km · 82% at standard
Notre Dame Catholic High School · Catholic secondary1.9 km · 82% at standard
Monarch Park Collegiate Institute · Public secondary1.9 km · 79% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,749/mo
$402KIncome needed
5.3×Price ÷ income
$2,250Weekly cost
$79,900Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,749Property tax $858Total carry $10,607

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,462per month

Mortgage amount $1,711,200 · 4.49% over 25 years

$427,800Down payment (20.0%)
$1,711,200Loan before insurance
$0CMHC premium
$10,320Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,462
Property tax
$858
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,320

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$39,950
Toronto municipal land transfer tax
$39,950
Estimated closing costs
$79,900

Plus your down payment of $427,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,452/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,127,256Total interest paid
$2,838,456Total of all payments
Principal $1,711,200 Interest $1,127,256
YearPrincipalInterestBalance
1$38,187$75,352$1,673,013
2$39,921$73,618$1,633,093
3$41,733$71,805$1,591,360
4$43,628$69,910$1,547,732
5$45,609$67,929$1,502,123
6$47,680$65,859$1,454,443
7$49,844$63,694$1,404,599
8$52,108$61,431$1,352,491
9$54,474$59,065$1,298,018
10$56,947$56,591$1,241,071
11$59,532$54,006$1,181,538
12$62,235$51,303$1,119,303
13$65,061$48,477$1,054,242
14$68,015$45,523$986,227
15$71,103$42,435$915,123
16$74,332$39,206$840,791
17$77,707$35,831$763,085
18$81,235$32,303$681,850
19$84,923$28,615$596,926
20$88,779$24,759$508,147
21$92,810$20,728$415,337
22$97,024$16,514$318,313
23$101,429$12,109$216,884
24$106,035$7,504$110,849
25$110,849$2,689$0

At the end of your 5-year term

Total paid over the term
$567,691
Principal paid down
$209,077
Interest paid
$358,614
Balance remaining
$1,502,123

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $10,297− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $33,159

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.

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