121 Janray Drive, Toronto, ON

Woburn, Toronto · MLS® E13850680

$849,900
For Sale
Listed 18 days agoNo offer date stated
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◎ Directions
3+1Bedrooms
2Bathrooms
1Garage · 4 parking
700-1100Sq ft

About this home

In short

  • Location, Location, Location.
  • This house is ideally situated, just minutes away from Schools, Parks, Public Transit, Hospital and Highway 401.

Location, Location, Location!! Welcome to this spacious bungalow nestled in a great neighbourhood, offering plenty of room. This house is ideally situated, just minutes away from Schools, Parks, Public Transit, Hospital and Highway 401. The kitchen is updated.

Key facts

Property type
Detached, Bungalow
MLS®
E13850680
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
45 × 112 ft
Cross streets
Scarb Golf/Ellesmere
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,332 / 2026
Days on market
18
Listing brokerage
CENTURY 21 REGAL REALTY INC.

Rooms

Bedroom 2Ground3.24 × 2.71 m

Hardwood Floor

RecreationBasement6.93 × 4.03 m

Wet Bar

Living RoomGround4.86 × 3.83 m

hardwood floor · open concept

Dining RoomGround3.78 × 2.37 m

hardwood floor · open concept

KitchenGround4.58 × 1.53 m

ceramic floor · family size kitchen

StudyBasement5.69 × 3.12 m
Bedroom 3Ground4.00 × 2.94 m

Hardwood Floor

BedroomBasement3.66 × 3.39 m
Primary BedroomGround3.93 × 3.59 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Cedarbrae Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Woburn · asking prices
$879kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $977/sqft; this home lists at $944/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
850kThis home839k800k999kThis home vs active comparables

Neighbourhood & location

Woburn, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$900K
Rouge E11
$1.15M
Wexford-Maryvale
$849K
Steeles
$1.20M
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Golf Road Junior Public School
56%
Golf Road Junior Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 56% meet the provincial standard
Tecumseh Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Barbara Catholic School · Catholic elementary0.6 km · 55% at standard
Churchill Heights Public School · Public elementary0.7 km · 78% at standard
Heather Heights Junior Public School · Public elementary0.8 km · 64% at standard
George B Little Public School · Public elementary0.9 km · 54% at standard
Cornell Junior Public School · Public elementary1.0 km · 74% at standard
Alternative Scarborough Education 1 · Public secondary1.1 km
Willow Park Junior Public School · Public elementary1.1 km · 27% at standard
Henry Hudson Senior Public School · Public elementary1.1 km
Woburn Collegiate Institute · Public secondary1.3 km · 66% at standard
Tredway Woodsworth Public School · Public elementary1.4 km · 60% at standard
Bellmere Junior Public School · Public elementary1.4 km · 65% at standard
Woburn Junior Public School · Public elementary1.4 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,874/mo
$163KIncome needed
5.2×Price ÷ income
$894Weekly cost
$26,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,874Property tax $361Total carry $4,235

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,759per month

Mortgage amount $679,920 · 4.49% over 25 years

$169,980Down payment (20.0%)
$679,920Loan before insurance
$0CMHC premium
$4,120Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,759
Property tax
$361
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,120

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,473
Toronto municipal land transfer tax
$13,473
Estimated closing costs
$26,946

Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,550/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,898Total interest paid
$1,127,818Total of all payments
Principal $679,920 Interest $447,898
YearPrincipalInterestBalance
1$15,173$29,940$664,747
2$15,862$29,251$648,885
3$16,582$28,531$632,303
4$17,335$27,778$614,968
5$18,122$26,991$596,846
6$18,945$26,168$577,902
7$19,805$25,308$558,097
8$20,704$24,409$537,392
9$21,644$23,468$515,748
10$22,627$22,486$493,121
11$23,654$21,458$469,467
12$24,728$20,384$444,738
13$25,851$19,262$418,887
14$27,025$18,088$391,863
15$28,252$16,861$363,611
16$29,535$15,578$334,076
17$30,876$14,237$303,200
18$32,277$12,835$270,923
19$33,743$11,370$237,180
20$35,275$9,838$201,905
21$36,877$8,236$165,028
22$38,551$6,562$126,477
23$40,301$4,811$86,176
24$42,131$2,981$44,044
25$44,044$1,069$0

At the end of your 5-year term

Total paid over the term
$225,564
Principal paid down
$83,074
Interest paid
$142,490
Balance remaining
$596,846

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $4,332− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,754

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 REGAL REALTY INC.. MLS®/PropTx.

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