211 Ponymeadow Terrace, Toronto, ON

Highland Creek, Toronto · MLS® E13852274

$899,000
For Sale
Listed 17 days agoNo offer date stated

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4Bedrooms
4Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this beautiful and spacious 4-bedroom detached home in the highly desirable Highland Creek neighborhood.
  • Enjoy a prime location close to public and Catholic schools, TTC, library, shopping, major highways, University of Toronto Scarborough, Centennial College Morningside...
  • Newer windows on the main and 2nd floor - 2023, Roof - 2021, Air conditioning - 2019, Main floor stairs - 2026, Newer flooring in 2 second floor rooms - 2026.

Welcome to this beautiful and spacious 4-bedroom detached home in the highly desirable Highland Creek neighborhood! Featuring a double car garage and a fantastic layout designed for comfortable family living, this home offers plenty of space for the whole family. Enjoy a prime location close to public and Catholic schools, TTC, library, shopping, major highways, University of Toronto Scarborough, Centennial College Morningside Campus, Pan Am Sports Centre, and all essential amenities. The main floor features a welcoming living and dining area, cozy family room, bright eat-in kitchen, and convenient main-floor laundry. The kitchen offers a walk-out to the backyard, creating a wonderful space for outdoor enjoyment and entertaining family and friends. A wonderful opportunity to own a spacious family home in a sought-after Highland Creek community, combining comfort, and an excellent location. Newer windows on the main and 2nd floor - 2023, Roof - 2021, Air conditioning - 2019, Main floor stairs - 2026, Newer flooring in 2 second floor rooms - 2026.

Key facts

Property type
Detached, 2-Storey
MLS®
E13852274
Bedrooms
4
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
35 × 107 ft
Cross streets
Ellesmere/Morrish Rd.
Parking
2 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,118 / 2026
Days on market
17
Listing brokerage
RE/MAX ROUGE RIVER REALTY LTD.

Rooms

Dining RoomMain3.73 × 3.23 m

hardwood floor · combined w/living

BedroomBasement4.27 × 4.57 m
BedroomBasement3.73 × 4.62 m
KitchenMain5.59 × 4.27 m

ceramic floor · eat-in kitchen

BedroomSecond6.81 × 3.48 m
Living RoomMain6.73 × 4.88 m

hardwood floor · combined w/dining

Bedroom 4Second3.48 × 3.07 m
Family RoomMain5.11 × 4.88 m

Hardwood Floor

Living RoomBasement6.71 × 4.62 m
Bedroom 3Second4.70 × 3.07 m
Bedroom 2Second6.20 × 4.27 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Morrish Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Highland Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morrish Public School
82%
Morrish Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 82% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Jean de Brebeuf Catholic School · Catholic elementary0.7 km · 79% at standard
John G Diefenbaker Public School · Public elementary0.8 km · 60% at standard
Meadowvale Public School · Public elementary1.1 km · 81% at standard
Chief Dan George Public School · Public elementary1.3 km · 60% at standard
Highland Creek Public School · Public elementary1.5 km · 53% at standard
Alvin Curling Public School · Public elementary1.6 km · 78% at standard
Military Trail Public School · Public elementary1.8 km · 36% at standard
St Dominic Savio Catholic School · Catholic elementary1.8 km · 70% at standard
St John Paul II Catholic Secondary School · Catholic secondary1.9 km · 76% at standard
Rouge Valley Public School · Public elementary2.2 km · 73% at standard
St Florence Catholic School · Catholic elementary2.4 km · 73% at standard
Centennial Road Junior Public School · Public elementary2.5 km · 71% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$173KIncome needed
5.2×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,097Property tax $426Total carry $4,524

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,403Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$427
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,403

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $5,118− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,124

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ROUGE RIVER REALTY LTD.. MLS®/PropTx.

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