76 Crayford Drive, Toronto, ON

Steeles, Toronto · MLS® E13855104

$749,000
For Sale
Listed 17 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 20, 2026, 12:15 a.m.. Price and status may have changed since; refresh in a minute for the live version.

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3Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Perfect opportunity for all Renovators and Investors to upgrade this End-unit Town house Located in a Quiet family friendly neighborhood.
  • New windows and sliding doors (2018)Excellent location for all amenities: TTC, Hwy 404/DVP & 401, Close to Shopping Malls, Grocery Stores, Drug Stores and Medical...

Perfect opportunity for all Renovators and Investors to upgrade this End-unit Town house Located in a Quiet family friendly neighborhood. New windows and sliding doors (2018)Excellent location for all amenities: TTC, Hwy 404/DVP & 401, Close to Shopping Malls, Grocery Stores, Drug Stores and Medical Clinics, Places of Worship & Bamburgh Park and well ranked schools Sir Samuel Steele Jr and Dr. Norman Bethune High Schools

Key facts

Property type
Townhouse, 2-Storey
MLS®
E13855104
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
25.03 × 150.16 ft
Cross streets
Steeles Ave E & Pharmacy Ave
Parking
1 garage · 3 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,312 / 2026
Days on market
17
Listing brokerage
HOMELIFE/VISION REALTY INC.

Rooms

Bedroom 3Second3.05 × 2.89 m
Dining RoomMain3.05 × 2.59 m
Primary BedroomSecond4.29 × 2.89 m
Bedroom 2Second4.29 × 2.89 m
Living RoomMain5.30 × 3.26 m
KitchenMain5.15 × 3.05 m
RecreationBasement9.09 × 4.82 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Dr Norman Bethune Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Steeles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sir Samuel B Steele Junior Public School
71%
Sir Samuel B Steele Junior Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 71% meet the provincial standard
Sir Ernest MacMillan Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Sir Ernest MacMillan Senior Public School · Public elementary1.0 km
Terry Fox Public School · Public elementary1.3 km · 80% at standard
David Lewis Public School · Public elementary1.5 km · 86% at standard
Arbor Glen Public School · Public elementary1.8 km · 98% at standard
Cherokee Public School · Public elementary1.8 km · 62% at standard
Chester Le Junior Public School · Public elementary1.8 km · 47% at standard
Epiphany of our Lord Catholic Academy · Catholic elementary1.8 km
Highland Middle School · Public elementary1.9 km · 88% at standard
L'Amoreaux Collegiate Institute · Public secondary1.9 km · 52% at standard
Beverly Glen Junior Public School · Public elementary2.0 km · 74% at standard
Hillmount Public School · Public elementary2.1 km · 89% at standard
Kennedy Public School · Public elementary2.2 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,414/mo
$145KIncome needed
5.2×Price ÷ income
$788Weekly cost
$22,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,414Property tax $359Total carry $3,773

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,313per month

Mortgage amount $599,200 · 4.49% over 25 years

$149,800Down payment (20.0%)
$599,200Loan before insurance
$0CMHC premium
$3,672Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,313
Property tax
$359
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,672

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,455
Toronto municipal land transfer tax
$11,455
Estimated closing costs
$22,910

Plus your down payment of $149,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,010/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$394,724Total interest paid
$993,924Total of all payments
Principal $599,200 Interest $394,724
YearPrincipalInterestBalance
1$13,372$26,385$585,828
2$13,979$25,778$571,850
3$14,613$25,144$557,236
4$15,277$24,480$541,959
5$15,971$23,786$525,989
6$16,696$23,061$509,293
7$17,454$22,303$491,839
8$18,246$21,511$473,593
9$19,075$20,682$454,519
10$19,941$19,816$434,578
11$20,846$18,911$413,732
12$21,793$17,964$391,939
13$22,782$16,975$369,157
14$23,816$15,940$345,341
15$24,898$14,859$320,443
16$26,028$13,729$294,415
17$27,210$12,547$267,204
18$28,446$11,311$238,759
19$29,737$10,020$209,022
20$31,087$8,670$177,935
21$32,499$7,258$145,436
22$33,974$5,783$111,462
23$35,517$4,240$75,945
24$37,129$2,627$38,815
25$38,815$942$0

At the end of your 5-year term

Total paid over the term
$198,785
Principal paid down
$73,211
Interest paid
$125,574
Balance remaining
$525,989

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $4,312− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,852

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/VISION REALTY INC.. MLS®/PropTx.

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