12 Hazel Avenue, Toronto, ON

The Beaches, Toronto · MLS® E13862290

$3,375,000
For Sale
Listed 12 days agoNo offer date stated

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4+1Bedrooms
5Bathrooms
1Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Situated in the Highly Coveted Hazel-Fernwood pocket, just south of Queen Street and steps to the boardwalk, this exceptional home offers year-round lake views from...
  • The residence offers over 3,250 square feet of sophisticated living space.
  • An abundance of natural light defines the interiors, while the main floor features rich oak hardwood and a stunning gourmet kitchen designed for both everyday living...
  • Laneway home potential; preliminary designs from Lanescape included.
  • Set within a close-knit, family-friendly neighbourhood and an easy walk to top-rated schools.

Prime Beaches Location. Situated in the Highly Coveted Hazel-Fernwood pocket, just south of Queen Street and steps to the boardwalk, this exceptional home offers year-round lake views from all three levels. Tucked within a quiet, close-knit neighbourhood, it presents a rare and unique blend of privacy and community. Walking distance to top-rated schools. The residence offers over 3,250 square feet of sophisticated living space. An abundance of natural light defines the interiors, while the main floor features rich oak hardwood and a stunning gourmet kitchen designed for both everyday living and elegant entertaining. The exterior offers 5 car parking and detached garage (additional one car parking). Laneway home potential; preliminary designs from Lanescape included. A great opportunity for families seeking space in the heart of the Beach. Set within a close-knit, family-friendly neighbourhood and an easy walk to top-rated schools.

Key facts

Property type
Detached, 3-Storey
MLS®
E13862290
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
30 × 136 ft
Cross streets
Balsam Ave. and Queen St. East
Parking
1 garage · 6 parking (detached)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$14,579 / 2026
Days on market
12
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Dining RoomMain5.26 × 5.27 m

open concept · large window · hardwood floor

BathroomSecond2.94 × 1.52 m

4 pc bath · semi ensuite

BathroomSecond2.99 × 1.53 m

3 Pc Ensuite

BathroomThird5.31 × 4.73 m

5 pc bath · marble floor · b/i vanity

Living RoomMain5.33 × 5.20 m

south view · gas fireplace · hardwood floor

Primary BedroomThird5.31 × 7.34 m

gas fireplace · walk-in closet(s) · hardwood floor

KitchenMain4.97 × 4.40 m

centre island · w/o to yard · b/i appliances

Bedroom 2Second5.29 × 3.82 m

3 pc ensuite · b/i closet · w/o to balcony

BathroomBasement1.75 × 1.94 m

3 Pc Bath

Bedroom 4Second5.24 × 5.07 m

semi ensuite · b/i shelves · hardwood floor

RecreationBasement4.72 × 5.51 m

B/I Shelves

LaundryBasement1.75 × 2.71 m
OtherThird2.68 × 3.15 m

walk-in closet(s) · b/i shelves · hardwood floor

BedroomBasement4.52 × 3.44 m

above grade window · 3 pc bath

Bedroom 3Second2.97 × 4.31 m

semi ensuite · b/i closet · hardwood floor

Utility RoomBasement1.95 × 2.55 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Balmy Beach Community School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

The Beaches, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Balmy Beach Community School
88%
Balmy Beach Community SchoolPublic · Elementary · 0.5 km awayHigher-rated than most nearby · 88% meet the provincial standard
Glen Ames Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Williamson Road Junior Public School · Public elementary0.8 km · 78% at standard
Neil McNeil High School · Catholic secondary0.9 km · 76% at standard
St John Catholic School · Catholic elementary1.1 km · 72% at standard
Notre Dame Catholic High School · Catholic secondary1.1 km · 82% at standard
Courcelette Public School · Public elementary1.2 km · 77% at standard
Kew Beach Junior Public School · Public elementary1.2 km · 85% at standard
Adam Beck Junior Public School · Public elementary1.3 km · 73% at standard
Beaches Alternative Junior School · Public elementary1.5 km
Kimberley Junior Public School · Public elementary1.5 km · 82% at standard
Norway Junior Public School · Public elementary1.5 km · 85% at standard
Blantyre Public School · Public elementary1.5 km · 71% at standard
Bowmore Road Junior and Senior Public School · Public elementary2.2 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$15,382/mo
$626KIncome needed
5.4×Price ÷ income
$3,550Weekly cost
$145,450Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $15,382Property tax $1,215Total carry $16,597

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,929per month

Mortgage amount $2,700,000 · 4.49% over 25 years

$675,000Down payment (20.0%)
$2,700,000Loan before insurance
$0CMHC premium
$16,144Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,929
Property tax
$1,215
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,144

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$70,850
Toronto municipal land transfer tax
$74,600
Estimated closing costs
$145,450

Plus your down payment of $675,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$18,069/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,778,629Total interest paid
$4,478,629Total of all payments
Principal $2,700,000 Interest $1,778,629
YearPrincipalInterestBalance
1$60,253$118,893$2,639,747
2$62,988$116,157$2,576,759
3$65,848$113,297$2,510,911
4$68,838$110,307$2,442,073
5$71,963$107,182$2,370,110
6$75,231$103,914$2,294,879
7$78,647$100,499$2,216,232
8$82,217$96,928$2,134,015
9$85,950$93,195$2,048,064
10$89,853$89,292$1,958,211
11$93,933$85,212$1,864,279
12$98,198$80,948$1,766,081
13$102,656$76,489$1,663,425
14$107,317$71,828$1,556,108
15$112,190$66,955$1,443,918
16$117,284$61,862$1,326,634
17$122,609$56,536$1,204,026
18$128,176$50,969$1,075,850
19$133,995$45,150$941,854
20$140,079$39,066$801,775
21$146,440$32,706$655,336
22$153,088$26,057$502,247
23$160,039$19,106$342,208
24$167,306$11,839$174,902
25$174,902$4,243$0

At the end of your 5-year term

Total paid over the term
$895,726
Principal paid down
$329,890
Interest paid
$565,836
Balance remaining
$2,370,110

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $14,579− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $40,091

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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