39 Rhydwen Avenue, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E13863080
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About this home
In short
- Discover the charm of Birchcliff, where tree-lined streets, local shops and a welcoming community create a wonderful place to call home.
- Nestled on a quiet street in one of Scarborough's most sought-after lakeside neighbourhoods, this beautifully updated 2+2-bedroom, 2-bath bungalow offers bright...
- Sun-filled living and dining spaces feature rich hardwood floors, sleek pot lights and oversized windows, creating an inviting setting for everyday living and...
- The open-concept updated kitchen, finished with elegant porcelain tile flooring, blends seamlessly into the main living area.
- The fully finished lower level extends the living space with new vinyl flooring, two additional bedrooms, a second kitchen and a separate entrance, offering...
Discover the charm of Birchcliff, where tree-lined streets, local shops and a welcoming community create a wonderful place to call home. Nestled on a quiet street in one of Scarborough's most sought-after lakeside neighbourhoods, this beautifully updated 2+2-bedroom, 2-bath bungalow offers bright interiors, thoughtful finishes and exceptional versatility. Sun-filled living and dining spaces feature rich hardwood floors, sleek pot lights and oversized windows, creating an inviting setting for everyday living and entertaining. The open-concept updated kitchen, finished with elegant porcelain tile flooring, blends seamlessly into the main living area. Two generous bedrooms with large windows and closets, complemented by a tastefully updated bathroom, complete the main level. The fully finished lower level extends the living space with new vinyl flooring, two additional bedrooms, a second kitchen and a separate entrance, offering flexibility for extended family, guests or potential rental income. A walkout to the backyard welcomes natural light and provides convenient outdoor access. Step outside to a private, fully fenced backyard with a spacious deck, perfect for summer dinners, gardening and relaxed evenings at home. Private parking for three cars adds everyday convenience. Enjoy the neighbourhood's shops and amenities along Kingston Road, excellent schools, nearby parks and transit, all with easy access to downtown Toronto. A stylish, versatile home in a community you'll love coming home to.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- E13863080
- Bedrooms
- 2+2 (4 total)
- Bathrooms
- 2
- Size
- 700-1100 sq ft
- Lot
- 33 × 100 ft
- Cross streets
- Kingston Rd & Birchmount Rd
- Parking
- 3 parking
- Driveway
- Private
- Basement
- Finished with Walk-Out, Separate Entrance, Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,740 / 2025
- Days on market
- 13
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
w/o to yard · granite counters · vinyl floor
large window · hardwood floor · pot lights
vinyl floor · led lighting
large window · hardwood floor · pot lights
combined w/living · hardwood floor · pot lights
porcelain floor · quartz counter · window
vinyl floor · above grade window · led lighting
vinyl floor · above grade window
laundry sink · led lighting · separate room
combined w/dining · hardwood floor · large window
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $703,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,888
- Property tax
- $312
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,200
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,055
- Toronto municipal land transfer tax
- $14,055
- Estimated closing costs
- $28,110
Plus your down payment of $175,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $233,287
- Principal paid down
- $85,918
- Interest paid
- $147,369
- Balance remaining
- $617,282
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.