29 Topham Road, Toronto, ON

O'Connor-Parkview, Toronto · MLS® E13864338

$969,000
For Sale
Listed 15 days agoNo offer date stated
3Bedrooms
3Bathrooms
3Parking
1100-1500Sq ft

About this home

In short

  • Client RemarksThe family home you've been waiting for.
  • Set on an impressive 38 x 100 ft lot in a charming East York pocket, this fully detached two-storey home offers the space, layout and backyard every family dreams of.
  • The bright main floor features a renovated kitchen, comfortable principal rooms and a practical front mudroom to keep everyday life organized.
  • An above-ground pool makes summer feel like a staycation-ideal for cooling off, entertaining and keeping the kids happily occupied.

Client RemarksThe family home you've been waiting for! Set on an impressive 38 x 100 ft lot in a charming East York pocket, this fully detached two-storey home offers the space, layout and backyard every family dreams of.The bright main floor features a renovated kitchen, comfortable principal rooms and a practical front mudroom to keep everyday life organized. The dining room opens to a large deck-perfect for alfresco dining, morning coffee and entertaining. Upstairs are three bedrooms, including a spacious principal retreat with built-in closets and a beautiful ensuite with double sinks and an oversized shower. Three bathrooms in total add everyday convenience.The finished recreation room is the perfect spot for family movie nights, playtime, gaming or working from home. Outside, the spacious fenced backyard is ready for family fun! An above-ground pool makes summer feel like a staycation-ideal for cooling off, entertaining and keeping the kids happily occupied. Keep it for endless summer memories or remove it to create even more outdoor space. And the location? Topham Road has that wonderful old-East-York charm, with winding streets and an established neighbourhood feel, yet you're close to everything. Nestled between the Eglinton LRT and subway, with GO Transit nearby for easy downtown access and the PATH. The Beach and Boardwalk are close for evening strolls, while Taylor Creek Park offers biking, jogging and nature trails. All the big box stores nearby as well as charming one of a kind coffee shops/ restaurants. A home with room to grow, a backyard made for memories and a location that makes family life easy.

Key facts

Property type
Detached, 2-Storey
MLS®
E13864338
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
38 × 100 ft
Cross streets
St Clair Ave E & O'Connor Dr
Parking
3 parking
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Above Ground
Property tax
$4,604 / 2026
Days on market
15
Listing brokerage
ROYAL LEPAGE SIGNATURE SUSAN GUCCI REALTY

Rooms

Dining RoomMain3.11 × 3.41 m

open concept · hardwood floor · w/o to garden

KitchenMain2.84 × 5.19 m

quartz counter · stainless steel appl

Bedroom 3Second3.11 × 4.29 m
RecreationBasement5.35 × 6.83 m

broadloom · 2 pc bath

LaundryBasement2.94 × 2.05 m
Primary BedroomSecond3.19 × 4.93 m

3 pc ensuite · soaking tub

Living RoomMain4.56 × 3.47 m

open concept · hardwood floor · large window

Bedroom 2Second3.19 × 4.93 m

Overlooks Garden

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Selwyn Elementary School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

O'Connor-Parkview, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Selwyn Elementary School
85%
Selwyn Elementary SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 85% meet the provincial standard
East York Alternative Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Victoria Park Elementary School · Public elementary0.5 km · 92% at standard
O'Connor Public School · Public elementary0.6 km · 47% at standard
Clairlea Public School · Public elementary0.9 km · 57% at standard
George Webster Elementary School · Public elementary1.1 km · 58% at standard
Presteign Heights Elementary School · Public elementary1.2 km · 91% at standard
Regent Heights Public School · Public elementary1.3 km · 68% at standard
SATEC @ W A Porter Collegiate Institute · Public secondary1.5 km · 75% at standard
Parkside Elementary School · Public elementary1.6 km · 75% at standard
D A Morrison Middle School · Public elementary1.8 km · 79% at standard
Crescent Town Elementary School · Public elementary1.8 km · 68% at standard
Canadian Martyrs Catholic School · Catholic elementary1.9 km · 75% at standard
St John XXIII Catholic School · Catholic elementary2.0 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,416/mo
$184KIncome needed
5.3×Price ÷ income
$1,019Weekly cost
$31,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,416Property tax $384Total carry $4,800

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,286per month

Mortgage amount $775,200 · 4.49% over 25 years

$193,800Down payment (20.0%)
$775,200Loan before insurance
$0CMHC premium
$4,670Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,286
Property tax
$384
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,670

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,855
Toronto municipal land transfer tax
$15,855
Estimated closing costs
$31,710

Plus your down payment of $193,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,188/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$510,664Total interest paid
$1,285,864Total of all payments
Principal $775,200 Interest $510,664
YearPrincipalInterestBalance
1$17,299$34,135$757,901
2$18,085$33,350$739,816
3$18,906$32,529$720,910
4$19,764$31,670$701,146
5$20,661$30,773$680,485
6$21,600$29,835$658,885
7$22,580$28,854$636,305
8$23,606$27,829$612,699
9$24,677$26,757$588,022
10$25,798$25,637$562,224
11$26,969$24,465$535,255
12$28,194$23,241$507,062
13$29,474$21,961$477,588
14$30,812$20,623$446,776
15$32,211$19,224$414,565
16$33,673$17,761$380,891
17$35,202$16,232$345,689
18$36,801$14,634$308,888
19$38,472$12,963$270,417
20$40,218$11,216$230,199
21$42,044$9,390$188,154
22$43,953$7,481$144,201
23$45,949$5,486$98,252
24$48,035$3,399$50,216
25$50,216$1,218$0

At the end of your 5-year term

Total paid over the term
$257,173
Principal paid down
$94,715
Interest paid
$162,458
Balance remaining
$680,485

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $4,604− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,560

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE SUSAN GUCCI REALTY. MLS®/PropTx.

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