3 Ruddell Place, Toronto, ON
Centennial Scarborough, Toronto · MLS® E13865542
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About this home
In short
- Nestled on a prime, sun-drenched lot in the heart of the prestigious Centennial neighborhood cul de sac, this stunning 4-bedroom detached home offers the perfect...
- New, Fully renovated kitchen with sleek and modern finishes.
- The heart of the home is the bright eat-in kitchen, which seamlessly overlooks a lush backyard oasis.
- Rare separate basement apartment with 2 bedrooms, fully renovated kitchen, ideal for multi-generational living or as a high-potential rental suite.
- With major upgrades including a new driveway, a newer roof (3 years), and a tankless hot water system, this home offers true peace of mind.
Nestled on a prime, sun-drenched lot in the heart of the prestigious Centennial neighborhood cul de sac, this stunning 4-bedroom detached home offers the perfect blend of privacy and sophisticated living. New, Fully renovated kitchen with sleek and modern finishes. Renovated main level bathroom, makes this house move in ready. Located on a peaceful, family-friendly court, the residence greets you with an elegant open-concept layout and sprawling principal rooms featuring rich oak flooring throughout.The heart of the home is the bright eat-in kitchen, which seamlessly overlooks a lush backyard oasis. Multiple walkouts lead to an expansive deck, perfect for summer entertaining or quiet morning coffee. Retreat to the bright and open family room, where a cozy fireplace sets the tone for intimate winter evenings. Rare separate basement apartment with 2 bedrooms, fully renovated kitchen, ideal for multi-generational living or as a high-potential rental suite. With major upgrades including a new driveway, a newer roof (3 years), and a tankless hot water system, this home offers true peace of mind. Just minutes from Highway 401, elite schools, and the scenic trails of the Rouge Valley, this is more than a home; it's a lifestyle.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13865542
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 66.62 × 112.37 ft
- Cross streets
- Meadowvale/Lawson
- Parking
- 2 garage · 8 parking (attached)
- Driveway
- Private
- Basement
- Finished, Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Brick, Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,081 / 2026
- Days on market
- 7
- Listing brokerage
- HOMELIFE LANDMARK REALTY INC.
Rooms
family size kitchen · cushion floor · overlooks garden
closet · broadloom
bay window · separate room · combined w/office
brick fireplace · sliding doors · w/o to patio
side door · access to garage · 2 pc bath
double closet · broadloom
4 pc ensuite · walk-in closet(s) · b/i vanity
double closet · combined w/office
picture window · separate room · broadloom
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is Sir Oliver Mowat Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Centennial Scarborough, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,039,999 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,750
- Property tax
- $507
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,257
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,475
- Toronto municipal land transfer tax
- $22,475
- Estimated closing costs
- $44,950
Plus your down payment of $260,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $345,020
- Principal paid down
- $127,069
- Interest paid
- $217,951
- Balance remaining
- $912,930
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.