7-178 Clonmore Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13866052

$849,000
For Sale
Listed 12 days agoNo offer date stated

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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Introducing a sleek and modern 3 bed + 2 bath two storey town at the highly anticipated Clonmore Urban Towns, complete with parking and a spacious, open-concept layout.
  • Boasting 1326 square feet of modern interior living space and a generous 323-square-foot rooftop terrace, it's designed for indoor-outdoor living-perfect for quiet...

Introducing a sleek and modern 3 bed + 2 bath two storey town at the highly anticipated Clonmore Urban Towns, complete with parking and a spacious, open-concept layout. Boasting 1326 square feet of modern interior living space and a generous 323-square-foot rooftop terrace, it's designed for indoor-outdoor living-perfect for quiet mornings, evening downtime, or hosting friends and family. Inside, you'll find clean contemporary finishes, nine-foot ceilings, high-performance wide-plank flooring, and a stylish kitchen equipped with a never-used stainless steel appliance package, quartz counters, and a functional breakfast bar. Set in Toronto's Upper Beaches/Cliffside and Birchcliffe community, this location adds a whole new layer of possibility to your lifestyle. Transit is a breeze with quick access to major TTC bus routes, nearby GO stations, and convenient connections to the Warden subway. You're minutes from beaches, parks, boutique cafés, and local shops that give the area its relaxed yet vibrant energy. Whether you're starting your day with a lakeside walk, commuting seamlessly across the city, or exploring neighbourhood restaurants and markets, living here offers a balance of calm coastal living and urban convenience that's hard to beat.

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
E13866052
Bedrooms
3
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Warden/ Kingston Rd
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Maintenance
$572/mo
Exposure
North
Property tax
$5,278 / 2025
Days on market
12
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Dining RoomMain8.59 × 3.99 m

laminate · open concept · combined w/living

Living RoomMain8.59 × 3.99 m

laminate · open concept · large window

BedroomMain3.38 × 3.16 m

laminate · window · closet

BedroomMain2.68 × 3.99 m

laminate · closet · window

KitchenMain8.59 × 3.99 m

laminate · breakfast bar · stainless steel appl

Primary BedroomMain3.23 × 3.07 m

laminate · his and hers closets · 3 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Oakridge Junior Public School · Public elementary0.6 km · 61% at standard
St Dunstan Catholic School · Catholic elementary0.7 km · 73% at standard
Samuel Hearne Public School · Public elementary0.7 km · 47% at standard
Blantyre Public School · Public elementary0.9 km · 71% at standard
Taylor Creek Public School · Public elementary1.0 km · 41% at standard
Immaculate Heart of Mary Catholic School · Catholic elementary1.2 km · 71% at standard
Adam Beck Junior Public School · Public elementary1.3 km · 73% at standard
Courcelette Public School · Public elementary1.3 km · 77% at standard
Neil McNeil High School · Catholic secondary1.4 km · 76% at standard
Crescent Town Elementary School · Public elementary1.4 km · 68% at standard
Malvern Collegiate Institute · Public secondary1.6 km · 87% at standard
Notre Dame Catholic High School · Catholic secondary1.7 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,869/mo
$176KIncome needed
4.8×Price ÷ income
$893Weekly cost
$26,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $3,869Property tax $440Condo fee $572Total carry $4,881

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,755per month

Mortgage amount $679,200 · 4.49% over 25 years

$169,800Down payment (20.0%)
$679,200Loan before insurance
$0CMHC premium
$4,767Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,755
Property tax
$440
Condo / maintenance fees
$572
Heating
$0
Estimated monthly cost
$4,767

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,455
Toronto municipal land transfer tax
$13,455
Estimated closing costs
$26,910

Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,545/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,424Total interest paid
$1,126,624Total of all payments
Principal $679,200 Interest $447,424
YearPrincipalInterestBalance
1$15,157$29,908$664,043
2$15,845$29,220$648,198
3$16,564$28,500$631,634
4$17,317$27,748$614,317
5$18,103$26,962$596,214
6$18,925$26,140$577,290
7$19,784$25,281$557,506
8$20,682$24,383$536,823
9$21,621$23,444$515,202
10$22,603$22,462$492,599
11$23,629$21,436$468,970
12$24,702$20,363$444,268
13$25,824$19,241$418,444
14$26,996$18,069$391,448
15$28,222$16,843$363,226
16$29,503$15,562$333,722
17$30,843$14,222$302,879
18$32,243$12,822$270,636
19$33,707$11,358$236,929
20$35,238$9,827$201,691
21$36,838$8,227$164,853
22$38,510$6,555$126,343
23$40,259$4,806$86,084
24$42,087$2,978$43,998
25$43,998$1,067$0

At the end of your 5-year term

Total paid over the term
$225,325
Principal paid down
$82,986
Interest paid
$142,339
Balance remaining
$596,214

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
3.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $5,278− Condo fees $6,866− Insurance $600− Vacancy & upkeep $5,412Net operating income $31,044

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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