54 Thyra Avenue, Toronto, ON

Crescent Town, Toronto · MLS® E13867446

$889,000
For Sale
Listed 14 days agoNo offer date stated
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3+2Bedrooms
3Bathrooms
2Parking
1100-1500Sq ft

About this home

In short

  • Welcome to 54 Thyra Ave - a beautifully updated home in desirable East York.
  • Brand New Renovation: Washrooms (second & Main FL) ; Hardwood Floor , Freshly Painting; New windows ,brand-new kitchen, stove, dishwasher, over-the-range microwave...
  • Enjoy a quiet neighbourhood just a 3-minute walk to the subway, with easy access to Downtown Toronto, TTC, GO Train, schools, shops, restaurants and hospital.
  • Large lot with 2 laneway parking spaces and potential to explore a laneway house, subject to City approvals.

Welcome to 54 Thyra Ave - a beautifully updated home in desirable East York! Brand New Renovation: Washrooms (second & Main FL) ; Hardwood Floor , Freshly Painting; New windows ,brand-new kitchen, stove, dishwasher, over-the-range microwave, washer & dryer, pot lights, plus new basement drywall and flooring. Enjoy a quiet neighbourhood just a 3-minute walk to the subway, with easy access to Downtown Toronto, TTC, GO Train, schools, shops, restaurants and hospital. Large lot with 2 laneway parking spaces and potential to explore a laneway house, subject to City approvals. Enjoy three nearby parks - perfect for dog walking and outdoor activities.Move-in ready, exceptional location, great parking and exciting future potential - don't miss this opportunity!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13867446
Bedrooms
3+2 (5 total)
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
17.5 × 129 ft
Cross streets
Victoria Park Ave
Parking
2 parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,090 / 2026
Days on market
14
Listing brokerage
BAY STREET GROUP INC.

Rooms

Bedroom 2Second3.61 × 2.74 m

hardwood floor · window · closet

Bedroom 3Second3.43 × 2.31 m

hardwood floor · window · closet

Living RoomMain3.68 × 3.20 m

hardwood floor · window · pot lights

BedroomSecond4.64 × 3.70 m

hardwood floor · large window · closet

Dining RoomMain3.78 × 3.50 m

hardwood floor · window · pot lights

KitchenMain4.33 × 2.65 m

hardwood floor · w/o to deck · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Crescent Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Dunstan
73%
St. DunstanCatholic · Elementary · 0.6 km awayAround the GTA average · 73% meet the provincial standard
William J McCordic SchoolEQAO results not published
East York Alternative Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Crescent Town Elementary School · Public elementary0.5 km · 68% at standard
St Nicholas Catholic School · Catholic elementary0.6 km · 61% at standard
Samuel Hearne Public School · Public elementary0.7 km · 47% at standard
Secord Elementary School · Public elementary0.8 km · 61% at standard
Oakridge Junior Public School · Public elementary0.8 km · 61% at standard
Blantyre Public School · Public elementary1.0 km · 71% at standard
Adam Beck Junior Public School · Public elementary1.1 km · 73% at standard
Malvern Collegiate Institute · Public secondary1.1 km · 87% at standard
George Webster Elementary School · Public elementary1.2 km · 58% at standard
Beaches Alternative Junior School · Public elementary1.3 km
Kimberley Junior Public School · Public elementary1.3 km · 82% at standard
Notre Dame Catholic High School · Catholic secondary1.3 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,052/mo
$168KIncome needed
5.3×Price ÷ income
$935Weekly cost
$28,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,052Property tax $341Total carry $4,393

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,932per month

Mortgage amount $711,200 · 4.49% over 25 years

$177,800Down payment (20.0%)
$711,200Loan before insurance
$0CMHC premium
$4,273Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,932
Property tax
$341
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,273

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,255
Toronto municipal land transfer tax
$14,255
Estimated closing costs
$28,510

Plus your down payment of $177,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,759/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$468,504Total interest paid
$1,179,704Total of all payments
Principal $711,200 Interest $468,504
YearPrincipalInterestBalance
1$15,871$31,317$695,329
2$16,592$30,597$678,737
3$17,345$29,843$661,393
4$18,132$29,056$643,260
5$18,956$28,232$624,304
6$19,816$27,372$604,488
7$20,716$26,472$583,772
8$21,657$25,531$562,115
9$22,640$24,548$539,475
10$23,668$23,520$515,807
11$24,743$22,446$491,065
12$25,866$21,322$465,199
13$27,040$20,148$438,158
14$28,268$18,920$409,890
15$29,552$17,637$380,339
16$30,893$16,295$349,445
17$32,296$14,892$317,149
18$33,762$13,426$283,387
19$35,295$11,893$248,091
20$36,898$10,290$211,193
21$38,573$8,615$172,620
22$40,325$6,864$132,296
23$42,156$5,033$90,140
24$44,070$3,119$46,070
25$46,070$1,118$0

At the end of your 5-year term

Total paid over the term
$235,941
Principal paid down
$86,896
Interest paid
$149,045
Balance remaining
$624,304

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $4,090− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,074

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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