45 Westlake Avenue, Toronto, ON
East End-Danforth, Toronto · MLS® E13868044
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About this home
In short
- Character, space, and convenience come together at 45 Westlake Avenue.
- Set on a generous 125-foot-deep lot, this updated home pairs enduring period details with smart updates.
- Inside, hardwood floors extend throughout, while stained-glass windows preserve the home's original warmth and personality.
- The enclosed porch provides a practical landing place for bicycles, strollers, and seasonal gear without sacrificing any of your interior living space. :) A separate...
- Come see this perfect blend of updates and cozy charm at 45 Westlake Avenue.
Character, space, and convenience come together at 45 Westlake Avenue. Much larger than it appears this oversized three-bedroom, two-bathroom semi-detached home is set in a sought-after pocket south of the Danforth. Set on a generous 125-foot-deep lot, this updated home pairs enduring period details with smart updates. Inside, hardwood floors extend throughout, while stained-glass windows preserve the home's original warmth and personality. A cozy gas fireplace gives the living room an inviting spot for movie nights or rainy days with a book. The enclosed porch provides a practical landing place for bicycles, strollers, and seasonal gear without sacrificing any of your interior living space. :) A separate side entrance leads to the finished basement, creating flexibility for a recreation area, home office, guest accommodations, or rental potential. Out back, the deep yard offers ample room to garden, play or dine outdoors. A large shed adds welcome storage for tools, sports equipment, and outdoor essentials. Daily errands and commuting are exceptionally convenient here as well. Sobeys is just steps away, Stephenson Park is close at hand, and both Main Street Station and Danforth GO Station are within easy reach. The best BBQ in Toronto at Beach Hill Smokehouse, coffee runs to Poured, afternoon baseball games at Stephenson Park, treats from Carter's Ice Cream, and community events (Farmer's Market) at East Lynn Park add to the neighborhood's appeal. Leave the car at home...you can walk to everything here! Come see this perfect blend of updates and cozy charm at 45 Westlake Avenue. Check out the Virtual Tour!
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- E13868044
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 20.08 × 125 ft
- Cross streets
- Main and Danforth
- Parking
- 0 parking
- Driveway
- Mutual
- Basement
- Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air, Wall Unit(s)
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,841 / 2025
- Days on market
- 12
- Listing brokerage
- SKYBOUND REALTY
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readIts public catchment (Gledhill Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
East End-Danforth, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $783,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,330
- Property tax
- $403
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,734
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,055
- Toronto municipal land transfer tax
- $16,055
- Estimated closing costs
- $32,110
Plus your down payment of $195,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $259,827
- Principal paid down
- $95,693
- Interest paid
- $164,134
- Balance remaining
- $687,507
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SKYBOUND REALTY. MLS®/PropTx.