281 Warden Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13874776

$1,699,000
For Sale
Listed 11 days agoNo offer date stated
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4+1Bedrooms
5Bathrooms
5Parking
2000-2500Sq ft

About this home

In short

  • Incredible opportunity to own a sophisticated custom-built home in highly sought after Birch Cliff neighbourhood.
  • Gourmet eat-in kitchen with high end stainless steel appliances.
  • Primary suite with spa-like bathroom featuring ensuite bath, double vanity, standalone tub, glass enclosed shower, and walk-in closet makes it feel like a private...

Incredible opportunity to own a sophisticated custom-built home in highly sought after Birch Cliff neighbourhood. Five bedrooms, five bathrooms, and five car parking makes this a rare gem in the city. This home boasts a spacious and carefully thought out floor plain. The main floor is open and perfect for entertaining. Front entryway is tiled with a large double closet for coats and shoes. Home opens to inviting and sophisticated living and dining room. Gourmet eat-in kitchen with high end stainless steel appliances. Unwind in the cozy family room with gorgeous built in media centre and storage. Overlooks backyard with walk out to sundeck. This home boasts both a main floor office and powder room. Breathtaking glass staircase anchors the entire home with a modern, architectural style. The second level has four generously sized bedrooms. Primary suite with spa-like bathroom featuring ensuite bath, double vanity, standalone tub, glass enclosed shower, and walk-in closet makes it feel like a private sanctuary. Three additional bedrooms and two full baths make this home perfect for a large family. The basement offers space for kids to play, entertainment area, and potential for in-law suite or basement apartment. Enjoy the fenced-in backyard with mature trees for shade and room for play, BBQs and family time. Truly a must-see home with no detail overlooked and high end finishes throughout. Desirable neighbourhood in Birch Cliff Public School catchment, close to TTC, shops, grocery stores, and Scarborough Bluffs. Live the Birch Cliff lifestyle close to local gems like Bodega, Pizzeria Rustico, and Buster's.

Key facts

Property type
Detached, 2-Storey
MLS®
E13874776
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
2000-2500 sq ft
Lot
30 × 102 ft
Cross streets
Kingston Rd and Warden Ave
Parking
5 parking
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,928 / 2025
Days on market
11
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Living RoomMain7.50 × 3.90 m

hardwood floor · pot lights

Bedroom 2Second4.40 × 2.99 m

Closet

Bedroom 3Second3.50 × 3.08 m

Closet

Dining RoomMain3.40 × 3.00 m

hardwood floor · pot lights · panelled

KitchenMain5.85 × 3.60 m

centre island · combined w/family · stainless steel appl

Bedroom 4Second4.79 × 2.90 m

Closet

Bedroom 5Basement4.50 × 4.30 m
Family RoomMain5.85 × 4.47 m

overlooks backyard · fireplace · b/i shelves

Primary BedroomSecond6.49 × 4.97 m

4 pc ensuite · walk-in closet(s)

RecreationBasement9.57 × 5.20 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$1.50Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $668/sqft; this home lists at $755/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.70MThis home1.45M1.27M1.79MThis home vs active comparables

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine-Lumsden
$949K
Cliffcrest
$799K
Wexford-Maryvale
$849K
Bendale
$949K
Leaside
$2.48M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Oakridge Junior Public School · Public elementary0.9 km · 61% at standard
St Dunstan Catholic School · Catholic elementary1.0 km · 73% at standard
Samuel Hearne Public School · Public elementary1.0 km · 47% at standard
Taylor Creek Public School · Public elementary1.1 km · 41% at standard
Blantyre Public School · Public elementary1.2 km · 71% at standard
Courcelette Public School · Public elementary1.4 km · 77% at standard
Birch Cliff Heights Public School · Public elementary1.5 km · 59% at standard
Adam Beck Junior Public School · Public elementary1.6 km · 73% at standard
Neil McNeil High School · Catholic secondary1.6 km · 76% at standard
Crescent Town Elementary School · Public elementary1.8 km · 68% at standard
J G Workman Public School · Public elementary1.8 km · 51% at standard
Malvern Collegiate Institute · Public secondary1.9 km · 87% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,743/mo
$322KIncome needed
5.3×Price ÷ income
$1,787Weekly cost
$60,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,743Property tax $744Total carry $8,487

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,515per month

Mortgage amount $1,359,200 · 4.49% over 25 years

$339,800Down payment (20.0%)
$1,359,200Loan before insurance
$0CMHC premium
$8,259Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,515
Property tax
$744
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,259

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,455
Toronto municipal land transfer tax
$30,455
Estimated closing costs
$60,910

Plus your down payment of $339,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,096/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$895,375Total interest paid
$2,254,575Total of all payments
Principal $1,359,200 Interest $895,375
YearPrincipalInterestBalance
1$30,332$59,851$1,328,868
2$31,709$58,474$1,297,160
3$33,148$57,035$1,264,011
4$34,654$55,529$1,229,358
5$36,227$53,956$1,193,131
6$37,872$52,311$1,155,259
7$39,591$50,592$1,115,668
8$41,389$48,794$1,074,279
9$43,268$46,915$1,031,011
10$45,233$44,950$985,778
11$47,286$42,897$938,492
12$49,433$40,750$889,058
13$51,678$38,505$837,380
14$54,024$36,159$783,356
15$56,477$33,706$726,879
16$59,041$31,142$667,838
17$61,722$28,461$606,115
18$64,525$25,658$541,591
19$67,454$22,729$474,136
20$70,517$19,666$403,619
21$73,719$16,464$329,901
22$77,066$13,117$252,835
23$80,565$9,618$172,270
24$84,223$5,960$88,047
25$88,047$2,136$0

At the end of your 5-year term

Total paid over the term
$450,915
Principal paid down
$166,069
Interest paid
$284,846
Balance remaining
$1,193,131

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $8,928− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $34,528

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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