55 Chilton Road, Toronto, ON

East York, Toronto · MLS® E13874934

$999,999
For Sale
Listed 10 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 19, 2026, 5:31 a.m.. Price and status may have changed since; refresh in a minute for the live version.

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3Bedrooms
3Bathrooms
1Parking
1500-2000Sq ft

About this home

In short

  • Experience the ultimate modern transformation in this stunning 1930s residence.
  • Every square foot has been meticulously reimagined, featuring a designer chef's kitchen, premium flooring, and spa-inspired bathrooms.

Experience the ultimate modern transformation in this stunning 1930s residence. Every square foot has been meticulously reimagined, featuring a designer chef's kitchen, premium flooring, and spa-inspired bathrooms. No detail has been overlooked in elevating this home to the highest contemporary standards while honoring its timeless architectural character. Nestled in the sought-after Golden Triangle, you are just steps from the local community centre, scenic Don Valley trail network, and the future Cosburn subway station. With premier transit expansion on the horizon, this turnkey property offers an exceptional blend of lifestyle and long-term investment value.

Key facts

Property type
Detached, 2-Storey
MLS®
E13874934
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
25 × 108 ft
Cross streets
O'CONNOR DR & DONLANDS AVE
Parking
1 parking
Driveway
Mutual
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,647 / 2026
Days on market
10
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Bedroom 3Second3.68 × 2.83 m
Bedroom 2Second3.68 × 2.72 m
Dining RoomMain5.35 × 3.13 m
FoyerMain4.03 × 1.96 m
Living RoomMain5.29 × 3.63 m
Primary BedroomSecond5.04 × 2.77 m

Closet

KitchenMain4.08 × 5.20 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Westwood Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

East York, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near William Burgess Elementary School
59%
William Burgess Elementary SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 59% meet the provincial standard
East York Alternative Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Chester Elementary School · Public elementary1.0 km · 70% at standard
Thorncliffe Park Public School · Public elementary1.1 km · 33% at standard
Fraser Mustard Early Learning Academy · Public elementary1.2 km
Diefenbaker Elementary School · Public elementary1.3 km · 68% at standard
Cosburn Middle School · Public elementary1.4 km · 68% at standard
Rolph Road Elementary School · Public elementary1.5 km · 88% at standard
East York Collegiate Institute · Public secondary1.6 km · 64% at standard
Bennington Heights Elementary School · Public elementary1.7 km · 80% at standard
Wilkinson Junior Public School · Public elementary1.7 km · 86% at standard
Jackman Avenue Junior Public School · Public elementary1.8 km · 79% at standard
R H McGregor Elementary School · Public elementary1.8 km · 68% at standard
Marc Garneau Collegiate Institute · Public secondary1.8 km · 53% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,558/mo
$192KIncome needed
5.2×Price ÷ income
$1,052Weekly cost
$32,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,558Property tax $471Total carry $5,028

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,423per month

Mortgage amount $799,999 · 4.49% over 25 years

$200,000Down payment (20.0%)
$799,999Loan before insurance
$0CMHC premium
$4,894Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,423
Property tax
$471
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,894

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Toronto municipal land transfer tax
$16,475
Estimated closing costs
$32,950

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,354/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$527,001Total interest paid
$1,327,000Total of all payments
Principal $799,999 Interest $527,001
YearPrincipalInterestBalance
1$17,853$35,227$782,147
2$18,663$34,417$763,483
3$19,511$33,569$743,973
4$20,396$32,684$723,577
5$21,322$31,758$702,254
6$22,291$30,789$679,963
7$23,303$29,777$656,661
8$24,361$28,719$632,300
9$25,467$27,613$606,833
10$26,623$26,457$580,210
11$27,832$25,248$552,378
12$29,096$23,984$523,283
13$30,417$22,663$492,866
14$31,798$21,282$461,069
15$33,241$19,839$427,827
16$34,751$18,329$393,076
17$36,328$16,751$356,748
18$37,978$15,102$318,770
19$39,702$13,378$279,068
20$41,505$11,575$237,563
21$43,389$9,691$194,173
22$45,359$7,720$148,814
23$47,419$5,661$101,395
24$49,572$3,508$51,823
25$51,823$1,257$0

At the end of your 5-year term

Total paid over the term
$265,400
Principal paid down
$97,745
Interest paid
$167,655
Balance remaining
$702,254

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $5,647− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,595

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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