78 Woodbine Avenue, Toronto, ON

The Beaches, Toronto · MLS® E13878422

$1,399,000
For Sale
Listed 11 days agoNo offer date stated
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3Bedrooms
4Bathrooms
2Garage
2500-3000Sq ft

About this home

In short

  • Welcome to 78 Woodbine Avenue, offering over 2,500 sq. ft. across four spacious levels in the heart of The Beaches.
  • Bringing together substantial living space, distinctive parking and the lifestyle that makes The Beach so special, 78 Woodbine Avenue is a place to settle in and enjoy.

Room to grow. Space to unwind. The lake close to home. Welcome to 78 Woodbine Avenue, offering over 2,500 sq. ft. across four spacious levels in the heart of The Beaches. From dinners with friends to focused workdays and relaxed weekends, the generous layout offers flexibility for gathering together and finding a quiet space of your own. Create a dedicated home office, make room for your favourite activities and enjoy a home that adapts as your needs evolve. A standout detached garage with a hydraulic lift accommodates two cars; an exceptional convenience in this sought-after neighbourhood. Beyond your door, make morning walks along the Boardwalk, afternoons by the waterfront and coffee at a local café part of your everyday routine. Shops, restaurants, parks, schools and transit are nearby, with convenient access to major routes for connections across the city. Bringing together substantial living space, distinctive parking and the lifestyle that makes The Beach so special, 78 Woodbine Avenue is a place to settle in and enjoy.

Key facts

Property type
Townhouse, 3-Storey
MLS®
E13878422
Bedrooms
3
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
14.76 × 116.8 ft
Cross streets
Woodbine/Queen
Parking
2 garage (detached)
Driveway
Lane
Basement
Finished, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,144 / 2025
Days on market
11
Listing brokerage
KELLER WILLIAMS ADVANTAGE REALTY

Rooms

Dining RoomMain7.70 × 4.20 m

b/i bar · w/o to balcony

BedroomSecond3.00 × 4.20 m

hardwood floor · double closet · large window

KitchenMain7.70 × 4.20 m

quartz counter · stainless steel appl

Living RoomMain4.90 × 4.20 m

hardwood floor · pot lights · w/o to patio

Primary BedroomThird5.20 × 4.20 m

5 pc ensuite · cathedral ceiling(s) · w/o to balcony

Living RoomGround5.70 × 4.05 m

2 pc bath · pot lights · large window

BedroomSecond3.00 × 4.20 m

hardwood floor · double closet · 3 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Kew Beach Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

The Beaches, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Riverdale
$1.49M
Playter Estates-Danforth
$1.35M
Cabbagetown-South St. James Town
$1.55M
Clairlea-Birchmount
$925K
Palmerston-Little Italy
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Kew Beach Junior Public School
85%
Kew Beach Junior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 85% meet the provincial standard
School of Life ExperienceEQAO results not published
Also nearby: 12 more schools within 2.5 km
Glen Ames Senior Public School · Public elementary1.0 km
Williamson Road Junior Public School · Public elementary1.1 km · 78% at standard
Norway Junior Public School · Public elementary1.1 km · 85% at standard
Duke of Connaught Junior and Senior Public School · Public elementary1.4 km · 71% at standard
Equinox Holistic Alternative School · Public elementary1.6 km · 83% at standard
Roden Public School · Public elementary1.6 km · 65% at standard
Balmy Beach Community School · Public elementary1.6 km · 88% at standard
St John Catholic School · Catholic elementary1.7 km · 72% at standard
Beaches Alternative Junior School · Public elementary1.8 km
Kimberley Junior Public School · Public elementary1.8 km · 82% at standard
Notre Dame Catholic High School · Catholic secondary1.9 km · 82% at standard
Monarch Park Collegiate Institute · Public secondary2.0 km · 79% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,376/mo
$268KIncome needed
5.2×Price ÷ income
$1,471Weekly cost
$48,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $6,376Property tax $679Total carry $7,055

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,188per month

Mortgage amount $1,119,200 · 4.49% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,867Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,188
Property tax
$679
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,867

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Toronto municipal land transfer tax
$24,455
Estimated closing costs
$48,910

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,490/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,275Total interest paid
$1,856,475Total of all payments
Principal $1,119,200 Interest $737,275
YearPrincipalInterestBalance
1$24,976$49,283$1,094,224
2$26,110$48,149$1,068,114
3$27,295$46,964$1,040,819
4$28,535$45,724$1,012,285
5$29,830$44,429$982,454
6$31,185$43,074$951,270
7$32,600$41,659$918,669
8$34,081$40,178$884,589
9$35,628$38,631$848,961
10$37,246$37,013$811,715
11$38,937$35,322$772,778
12$40,705$33,554$732,073
13$42,553$31,706$689,520
14$44,485$29,774$645,035
15$46,505$27,754$598,531
16$48,616$25,643$549,915
17$50,824$23,435$499,091
18$53,131$21,128$445,960
19$55,544$18,715$390,416
20$58,065$16,193$332,351
21$60,702$13,557$271,649
22$63,458$10,801$208,191
23$66,339$7,920$141,851
24$69,351$4,908$72,500
25$72,500$1,759$0

At the end of your 5-year term

Total paid over the term
$371,295
Principal paid down
$136,746
Interest paid
$234,549
Balance remaining
$982,454

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $8,144− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,526

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY. MLS®/PropTx.

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