71 Sandrift Square, Toronto, ON

Morningside, Toronto · MLS® E13884098

$1,240,000
For Sale
Listed 8 days agoNo offer date stated

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4Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 71 Sandrift Square.
  • Hard to find, 4 bedrooms, 2 storey house in Scarborough.
  • The main floor boasts an open-concept layout with hardwood flooring and a kitchen offering ample storage.
  • The second floor features vinyl flooring, a primary bedroom with a walk-in closet, and a convenient 3-piece ensuite.
  • Additional highlights include an upgraded electrical panel and a separate entrance from the garage.

Welcome to 71 Sandrift Square! Hard to find, 4 bedrooms, 2 storey house in Scarborough! Discover the perfect blend of space, style, and functionality in this fully upgraded home, set on a generously sized lot! Featuring an attractive stone veneer exterior, an abundance of natural light, and thoughtfully designed living spaces, this property is ideal for families and buyers seeking comfort and room to grow. The main floor boasts an open-concept layout with hardwood flooring and a kitchen offering ample storage. The second floor features vinyl flooring, a primary bedroom with a walk-in closet, and a convenient 3-piece ensuite. Additional highlights include an upgraded electrical panel and a separate entrance from the garage. Step outside to a large, fully fenced backyard complete with fruit trees, a deck, and a gazebo, which is perfect for family gatherings, outdoor entertaining, and enjoying your own private retreat. An exceptional opportunity to own a move-in-ready two story home with generous indoor and outdoor space. Don't miss your chance to make this property your own! This home is conveniently located near Scarborough Health Network - Centenary Hospital, the University of Toronto Scarborough Campus, and Centennial College Morning Side Campus.

Key facts

Property type
Detached, 2-Storey
MLS®
E13884098
Bedrooms
4
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
45 × 126 ft
Cross streets
Neilson/401
Parking
1 garage · 3 parking (attached)
Driveway
Private Double
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Stone
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$4,215 / 2025
Days on market
8
Listing brokerage
RIGHT AT HOME REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Highcastle Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Morningside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Highcastle Public School
65%
Highcastle Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 65% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Lucy Maud Montgomery Public School · Public elementary0.6 km · 74% at standard
St Florence Catholic School · Catholic elementary0.8 km · 73% at standard
St John Paul II Catholic Secondary School · Catholic secondary1.1 km · 76% at standard
Military Trail Public School · Public elementary1.2 km · 36% at standard
Berner Trail Junior Public School · Public elementary1.3 km · 56% at standard
Grey Owl Junior Public School · Public elementary1.3 km · 54% at standard
Burrows Hall Junior Public School · Public elementary1.3 km · 81% at standard
St Barnabas Catholic School · Catholic elementary1.4 km · 67% at standard
Emily Carr Public School · Public elementary1.5 km · 70% at standard
Dr Marion Hilliard Senior Public School · Public elementary1.6 km
St Columba Catholic School · Catholic elementary1.6 km · 40% at standard
Henry Hudson Senior Public School · Public elementary1.6 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,652/mo
$229KIncome needed
5.4×Price ÷ income
$1,304Weekly cost
$42,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,652Property tax $351Total carry $6,003

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,485per month

Mortgage amount $992,000 · 4.49% over 25 years

$248,000Down payment (20.0%)
$992,000Loan before insurance
$0CMHC premium
$5,836Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,485
Property tax
$351
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,836

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,275
Toronto municipal land transfer tax
$21,275
Estimated closing costs
$42,550

Plus your down payment of $248,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,639/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$653,481Total interest paid
$1,645,481Total of all payments
Principal $992,000 Interest $653,481
YearPrincipalInterestBalance
1$22,137$43,682$969,863
2$23,142$42,677$946,720
3$24,193$41,626$922,527
4$25,292$40,528$897,236
5$26,440$39,379$870,796
6$27,640$38,179$843,156
7$28,895$36,924$814,260
8$30,207$35,612$784,053
9$31,579$34,240$752,474
10$33,013$32,807$719,461
11$34,512$31,308$684,950
12$36,079$29,741$648,871
13$37,717$28,103$611,155
14$39,429$26,390$571,726
15$41,219$24,600$530,506
16$43,091$22,728$487,415
17$45,047$20,772$442,368
18$47,093$18,727$395,275
19$49,231$16,588$346,044
20$51,466$14,353$294,578
21$53,803$12,016$240,775
22$56,246$9,573$184,529
23$58,800$7,020$125,730
24$61,469$4,350$64,260
25$64,260$1,559$0

At the end of your 5-year term

Total paid over the term
$329,096
Principal paid down
$121,204
Interest paid
$207,892
Balance remaining
$870,796

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $4,215− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,027

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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