3517 St Clair Avenue, Toronto, ON
Clairlea-Birchmount, Toronto · MLS® E13885328
About this home
In short
- E Newly Renovated Detached Home In The Desirable Birchmount Park Neighbourhood, Offering A Spacious Main Home Plus A Completely Separate Basement Apartment With Its...
- The Second Floor Offers 3 Spacious Bedrooms, Hardwood Flooring Throughout, A Full 4-Piece Bathroom, Linen Closet And Plenty Of Natural Light.
- The Fully Renovated Basement Offers A Separate Entrance, Own Laundry, Brand New 4-Piece Bathroom, Laminate Flooring, Potlights And 5 Above-Grade Windows.
- The 40 x 113 Ft Lot Also Offers Outstanding Future Opportunity: Potential To Be Severed Into Two Lots, With Potential For Multiple Units, Two-Family Homes And Garden...
- A Rare Opportunity For Families, Investors, Builders And Buyers Seeking Income Potential And Long-Term Development Upside.
Welcome To 3517 St. Clair Ave. E Newly Renovated Detached Home In The Desirable Birchmount Park Neighbourhood, Offering A Spacious Main Home Plus A Completely Separate Basement Apartment With Its Own Entrance, Kitchen And Laundry - Ideal For Extended Family Or Additional Income Potential.The Main Floor Features A Large Living And Dining Area With Hardwood Flooring And Potlights Throughout. The Spacious Kitchen Offers Quartz Countertops, Double Sink, Stainless Steel Appliances, Ample Cabinetry And Large Pantry. A 2-Piece Powder Room And Separate Laundry Complete The Main Level. All First And Second Floor Windows Are Energy Star Rated.The Second Floor Offers 3 Spacious Bedrooms, Hardwood Flooring Throughout, A Full 4-Piece Bathroom, Linen Closet And Plenty Of Natural Light. The Primary Bedroom Features A Large Closet And South-Facing View. Two Bedrooms Feature Custom Millwork Closets.The Fully Renovated Basement Offers A Separate Entrance, Own Laundry, Brand New 4-Piece Bathroom, Laminate Flooring, Potlights And 5 Above-Grade Windows. Featuring 2 Bedrooms, Pantry Area And An Upgraded Kitchen With Stainless Steel Appliances, Quartz Countertops And Custom Backsplash.Enjoy A Large Backyard With New Deck, New Fencing And Garden Shed, Along With 4-Car Parking, Large Front Porch And Spacious Back Deck - Perfect For Entertaining And Outdoor Living.Located Close To Parks, Schools, Shopping, Restaurants And Everyday Amenities, With Access To TTC, St. Clair Ave E, Kingston Rd, Danforth Ave And Major Roadways.BUYER OPPORTUNITY! The Basement Apartment Offers Excellent Rental Potential. The 40 x 113 Ft Lot Also Offers Outstanding Future Opportunity: Potential To Be Severed Into Two Lots, With Potential For Multiple Units, Two-Family Homes And Garden Suites. A Rare Opportunity For Families, Investors, Builders And Buyers Seeking Income Potential And Long-Term Development Upside. Buyers To Verify All Development Potential, Severance And Permitted Uses WithThe City Of Toronto.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13885328
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 40 × 113 ft
- Cross streets
- St Clair/Birchmount
- Parking
- 2 parking
- Driveway
- Private
- Basement
- Apartment
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $3,900 / 2025
- Days on market
- 9
- Listing brokerage
- RE/MAX URBAN TORONTO TEAM REALTY INC.
Rooms
closet · above grade window · laminate
stainless steel appl · hardwood floor · double sink
laminate · pot lights · combined w/dining
custom backsplash · stainless steel appl · double sink
combined w/dining · hardwood floor · south view
laminate · above grade window
hardwood floor · b/i closet · east view
hardwood floor · b/i closet · south view
b/i closet · hardwood floor · north view
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is SATEC @ W A Porter Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $702/sqft; this home lists at $686/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Clairlea-Birchmount, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $959,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,308
- Property tax
- $325
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,633
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,473
- Toronto municipal land transfer tax
- $20,473
- Estimated closing costs
- $40,946
Plus your down payment of $239,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $318,454
- Principal paid down
- $117,285
- Interest paid
- $201,169
- Balance remaining
- $842,635
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX URBAN TORONTO TEAM REALTY INC.. MLS®/PropTx.