103-185 Bonis Avenue, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E14014506

$399,999
For Sale
Listed 7 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Must See!!!Don't miss this exceptional one bedroom suite featuring a walk-out patio with two separate entrances, allowing guests to access your home directly from the...
  • Step inside to a freshly painted, open-concept living and dining area, where soaring 10-foot-plus ceilings and expansive west-facing windows fill the space with...
  • In the heart of Agincourt at Sheppard and Kennedy, live minutes away from TTC, library, schools, restaurants, shopping along with easy access to 401/404,this...
  • Amenities include 24 hrs. concierge, party room, guest suite, exercise room, indoor pool, sauna, rooftop garden

Must See!!!Don't miss this exceptional one bedroom suite featuring a walk-out patio with two separate entrances, allowing guests to access your home directly from the private terrace. This unique layout offers the perfect blend of privacy, convenience, and seamless indoor-outdoor living. Step inside to a freshly painted, open-concept living and dining area, where soaring 10-foot-plus ceilings and expansive west-facing windows fill the space with abundant natural light throughout the day, creating a bright, airy, and welcoming atmosphere. Perfect for Investment or if you want to live in it yourself. In the heart of Agincourt at Sheppard and Kennedy, live minutes away from TTC, library, schools, restaurants, shopping along with easy access to 401/404,this contemporary residence offers a perfect blend of comfort and convenience. Amenities include 24 hrs. concierge, party room, guest suite, exercise room, indoor pool, sauna, rooftop garden

Key facts

Property type
Condo Apartment, Apartment
MLS®
E14014506
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Sheppard & Kennedy
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$671/mo
Exposure
West
Property tax
$2,375 / 2025
Days on market
7
Listing brokerage
HC REALTY GROUP INC.

Rooms

BedroomFlat3.30 × 2.90 m

vinyl floor · closet · window

KitchenFlat2.45 × 2.60 m

stainless steel appl · stone counters · breakfast bar

StudyFlat1.90 × 1.80 m

Vinyl Floor

Living RoomFlat6.70 × 3.50 m

combined w/dining · vinyl floor · w/o to patio

Dining RoomFlat6.70 × 3.50 m

combined w/living · vinyl floor · w/o to patio

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Stephen Leacock Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$540K
Mount Pleasant West
$858K
Yorkdale-Glen Park
$631K
Church-Yonge Corridor
$541K
Waterfront Communities C8
$577K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Tam O'Shanter Junior Public School
56%
Tam O'Shanter Junior Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 56% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Inglewood Heights Junior Public School · Public elementary0.7 km · 72% at standard
Pauline Johnson Junior Public School · Public elementary0.9 km · 58% at standard
Agincourt Junior Public School · Public elementary1.0 km · 75% at standard
Highland Heights Junior Public School · Public elementary1.1 km · 60% at standard
Agincourt Collegiate Institute · Public secondary1.2 km · 82% at standard
Lynngate Junior Public School · Public elementary1.2 km · 61% at standard
Lynnwood Heights Junior Public School · Public elementary1.2 km · 84% at standard
Timberbank Junior Public School · Public elementary1.3 km · 71% at standard
Sir William Osler High School · Public secondary1.4 km
Glamorgan Junior Public School · Public elementary1.6 km · 63% at standard
Sir Alexander Mackenzie Senior Public School · Public elementary1.6 km
St Bartholomew Catholic School · Catholic elementary1.8 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,823/mo
$92KIncome needed
4.3×Price ÷ income
$421Weekly cost
$8,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $1,823Property tax $198Condo fee $671Total carry $2,692

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,769per month

Mortgage amount $319,999 · 4.49% over 25 years

$80,000Down payment (20.0%)
$319,999Loan before insurance
$0CMHC premium
$2,638Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,769
Property tax
$198
Condo / maintenance fees
$671
Heating
$0
Estimated monthly cost
$2,638

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,475
Toronto municipal land transfer tax
$4,475
Estimated closing costs
$8,950

Plus your down payment of $80,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,141/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$210,800Total interest paid
$530,799Total of all payments
Principal $319,999 Interest $210,800
YearPrincipalInterestBalance
1$7,141$14,091$312,858
2$7,465$13,767$305,393
3$7,804$13,428$297,589
4$8,159$13,073$289,430
5$8,529$12,703$280,901
6$8,916$12,316$271,985
7$9,321$11,911$262,664
8$9,744$11,488$252,920
9$10,187$11,045$242,733
10$10,649$10,583$232,084
11$11,133$10,099$220,951
12$11,638$9,594$209,313
13$12,167$9,065$197,146
14$12,719$8,513$184,427
15$13,297$7,935$171,131
16$13,900$7,332$157,230
17$14,531$6,701$142,699
18$15,191$6,041$127,508
19$15,881$5,351$111,627
20$16,602$4,630$95,025
21$17,356$3,876$77,669
22$18,144$3,088$59,525
23$18,968$2,264$40,558
24$19,829$1,403$20,729
25$20,729$503$0

At the end of your 5-year term

Total paid over the term
$106,160
Principal paid down
$39,098
Interest paid
$67,062
Balance remaining
$280,901

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.2%
Gross yield
− Property tax $2,375− Condo fees $8,051− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,868

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.

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