73 Chestnut Crescent, Toronto, ON

Clairlea-Birchmount, Toronto · MLS® E14015450

$675,000
For Sale
Listed 7 days agoNo offer date stated
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3Bedrooms
1Bathrooms
3Parking
700-1100Sq ft

About this home

In short

  • Welcome to this long-time owner home since 1979, you'll discover quality windows on the main level & 2nd floor, super bow window, exuding natural sunlight in the...
  • Freshly painted throughout, 2 upgraded quality exterior steel doors, hardwood flooring throughout.
  • Separate entry to inviting unfinished basement area, to place your own stamp or design.

Dare to Compare! Welcome to this long-time owner home since 1979, you'll discover quality windows on the main level & 2nd floor, super bow window, exuding natural sunlight in the living area. Freshly painted throughout, 2 upgraded quality exterior steel doors, hardwood flooring throughout. Separate entry to inviting unfinished basement area, to place your own stamp or design. Quality good-size tool shed. This home contains good curb presence. Close proximity to TTC, schools & Kennedy & Warden subways. Some upgrades will transform this property into a real showcase!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E14015450
Bedrooms
3
Bathrooms
1
Size
700-1100 sq ft
Lot
41.96 × 67 ft
Cross streets
Birchmount Rd/ St Clair
Parking
3 parking
Driveway
Private
Basement
Separate Entrance, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Other
Property tax
$3,491 / 2025
Days on market
7
Listing brokerage
RE/MAX ULTIMATE REALTY INC.

Rooms

Primary BedroomSecond2.70 × 3.85 m

hardwood floor · closet

BedroomSecond4.00 × 2.40 m

hardwood floor · closet

BedroomSecond3.00 × 2.55 m

hardwood floor · closet

RecreationBasement4.15 × 5.00 m
KitchenMain3.30 × 2.80 m
LaundryBasement2.60 × 3.30 m
Dining RoomMain2.25 × 3.35 m

Hardwood Floor

Living RoomMain4.30 × 3.35 m

Hardwood Floor

Furnace RoomBasement2.60 × 3.80 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is SATEC @ W A Porter Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Clairlea-Birchmount, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near General Brock Public School
55%
General Brock Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Danforth Gardens Public School · Public elementary0.9 km · 58% at standard
J G Workman Public School · Public elementary1.2 km · 51% at standard
Regent Heights Public School · Public elementary1.4 km · 68% at standard
Our Lady of Fatima Catholic School · Catholic elementary1.5 km · 69% at standard
Norman Cook Junior Public School · Public elementary1.5 km · 56% at standard
Clairlea Public School · Public elementary1.6 km · 57% at standard
Corvette Junior Public School · Public elementary1.7 km · 60% at standard
Taylor Creek Public School · Public elementary1.7 km · 41% at standard
Victoria Park Elementary School · Public elementary1.8 km · 92% at standard
St Maria Goretti Catholic School · Catholic elementary1.8 km · 56% at standard
Birch Cliff Heights Public School · Public elementary2.1 km · 59% at standard
Scarborough Centre for Alternative Studi · Public secondary2.1 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,076/mo
$130KIncome needed
5.2×Price ÷ income
$710Weekly cost
$19,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,076Property tax $291Total carry $3,367

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,986per month

Mortgage amount $540,000 · 4.49% over 25 years

$135,000Down payment (20.0%)
$540,000Loan before insurance
$0CMHC premium
$3,277Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,986
Property tax
$291
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,277

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,975
Toronto municipal land transfer tax
$9,975
Estimated closing costs
$19,950

Plus your down payment of $135,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,614/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$355,726Total interest paid
$895,726Total of all payments
Principal $540,000 Interest $355,726
YearPrincipalInterestBalance
1$12,051$23,779$527,949
2$12,598$23,231$515,352
3$13,170$22,659$502,182
4$13,768$22,061$488,415
5$14,393$21,436$474,022
6$15,046$20,783$458,976
7$15,729$20,100$443,246
8$16,443$19,386$426,803
9$17,190$18,639$409,613
10$17,971$17,858$391,642
11$18,787$17,042$372,856
12$19,640$16,190$353,216
13$20,531$15,298$332,685
14$21,463$14,366$311,222
15$22,438$13,391$288,784
16$23,457$12,372$265,327
17$24,522$11,307$240,805
18$25,635$10,194$215,170
19$26,799$9,030$188,371
20$28,016$7,813$160,355
21$29,288$6,541$131,067
22$30,618$5,211$100,449
23$32,008$3,821$68,442
24$33,461$2,368$34,980
25$34,980$849$0

At the end of your 5-year term

Total paid over the term
$179,145
Principal paid down
$65,978
Interest paid
$113,167
Balance remaining
$474,022

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $3,491− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,595

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.

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