81 Courcelette Road, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E14023372
About this home
In short
- Beautifully Finished Home in a Sought-After Neighbourhood Located just one block north of Queen Street, in the desirable Courcelette and Malvern school districts...
- Inside, the main floor boasts a gas fireplace, custom kitchen cabinetry, a centre island, and a walkout to the backyard.
- The stunning five-piece bathroom is a true retreat, complete with double sinks, a soaker tub, a glass shower designed for two, and heated floors.
- The finished basement adds valuable living space, featuring an exposed brick wall, a four-piece bathroom, and ample storage.
- Step outside to your private backyard oasis, complete with a gas fire pit, pergola, gas BBQ hookup, custom-built storage shed, and a spacious heated composite...
Beautifully Finished Home in a Sought-After Neighbourhood Located just one block north of Queen Street, in the desirable Courcelette and Malvern school districts, this beautifully appointed home offers quality finishes, thoughtful design, and exceptional indoor-outdoor living.The welcoming front porch features subtle built-in storage and designer landscaping, creating wonderful curb appeal. Inside, the main floor boasts a gas fireplace, custom kitchen cabinetry, a centre island, and a walkout to the backyard. Custom blinds add a refined finishing touch throughout.The second floor offers two generously sized bedrooms. The primary bedroom features custom built-ins, while the second bedroom includes a walk-in closet and overlooks the backyard. The stunning five-piece bathroom is a true retreat, complete with double sinks, a soaker tub, a glass shower designed for two, and heated floors.The finished basement adds valuable living space, featuring an exposed brick wall, a four-piece bathroom, and ample storage.Step outside to your private backyard oasis, complete with a gas fire pit, pergola, gas BBQ hookup, custom-built storage shed, and a spacious heated composite deck-perfect for relaxing or entertaining. An in-ground sprinkler system services both the front and rear yards.A thoughtfully upgraded home with exceptional finishes, inviting living spaces, and a backyard designed to be enjoyed year-round.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E14023372
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 700-1100 sq ft
- Lot
- 20.89 × 76.66 ft
- Cross streets
- South of Kingston Rd
- Parking
- 1 parking
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Block, Brick
- Roof
- Asphalt Shingle, Metal
- Sewer
- Sewer
- Property tax
- $6,168 / 2026
- Days on market
- 6
- Listing brokerage
- ROYAL LEPAGE ESTATE REALTY
Rooms
broadloom · closet · west view
hardwood floor · stainless steel appl · w/o to deck
hardwood floor · walk-in closet(s) · overlooks backyard
broadloom · 4 pc bath · walk-in closet(s)
hardwood floor · b/i shelves · fireplace
laundry sink · b/i shelves
hardwood floor · pot lights · window
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readOn schools, this address is zoned for Malvern Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Neighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,419
- Property tax
- $514
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,933
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Toronto municipal land transfer tax
- $16,455
- Estimated closing costs
- $32,910
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $265,135
- Principal paid down
- $97,647
- Interest paid
- $167,487
- Balance remaining
- $701,553
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.