14 Saunders Road, Toronto, ON

Guildwood, Toronto · MLS® E14029206

$929,000
For Sale
Just listed todayNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 13, 2026, 6:38 p.m.. Price and status may have changed since; refresh in a minute for the live version.

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3+1Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Excellent Opportunity To Own A Charming Bungalow On An Oversized 50' x 210' Lot In The Desirable Scarborough Golf Club Area.
  • Featuring a separate entrance and an expansive backyard, this property offers excellent potential to customize, renovate, or explore future possibilities (subject to...

Excellent Opportunity To Own A Charming Bungalow On An Oversized 50' x 210' Lot In The Desirable Scarborough Golf Club Area! A fantastic opportunity for homeowners, renovators, and investors alike. Featuring a separate entrance and an expansive backyard, this property offers excellent potential to customize, renovate, or explore future possibilities (subject to applicable approvals). Conveniently located near TTC transit, Guildwood GO Station, shopping, schools, parks, restaurants, and everyday amenities. Easy access to major roads and commuter routes. Enjoy the benefits of a well-established Scarborough neighbourhood with convenient access to urban amenities and outdoor recreation. Don't Miss This Exceptional Opportunity To Own A Property With A Generous Lot In A Sought-After Location!

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
E14029206
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
50 × 120 ft
Cross streets
Kingston Rd & Scarb Golf Club
Parking
1 garage · 4 parking (detached)
Driveway
Available
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$3,937 / 2026
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Primary BedroomMain3.50 × 3.35 m

hardwood floor · double closet · large window

Family RoomMain4.90 × 4.50 m

hardwood floor · separate room · w/o to deck

Living RoomMain4.18 × 3.47 m

hardwood floor · w/o to porch · fireplace

KitchenMain3.32 × 3.32 m

hardwood floor · eat-in kitchen · modern kitchen

BedroomBasement8.90 × 3.28 m

Laminate

Living RoomBasement8.90 × 3.28 m

laminate · open concept

KitchenBasement4.96 × 4.45 m

laminate · walk-out · open concept

Primary BedroomMain3.50 × 3.35 m

Hardwood Floor

Bedroom 2Main3.34 × 3.31 m

hardwood floor · double closet · large window

Bedroom 3Upper8.95 × 3.43 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Scarborough Village Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Guildwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Scarborough Village Public School
65%
Scarborough Village Public SchoolPublic · Elementary · 1.2 km awayBelow the GTA average · 65% meet the provincial standard
Maplewood High SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Cedar Drive Junior Public School · Public elementary0.5 km · 53% at standard
Guildwood Junior Public School · Public elementary0.8 km · 80% at standard
Native Learning Centre East · Public secondary0.8 km
Sir Wilfrid Laurier Collegiate Institute · Public secondary1.0 km · 68% at standard
George P Mackie Junior Public School · Public elementary1.1 km · 81% at standard
Elizabeth Simcoe Junior Public School · Public elementary1.2 km · 81% at standard
St Boniface Catholic School · Catholic elementary1.2 km · 68% at standard
Willow Park Junior Public School · Public elementary1.4 km · 27% at standard
Cornell Junior Public School · Public elementary1.4 km · 74% at standard
Alternative Scarborough Education 1 · Public secondary1.4 km
Cedarbrae Collegiate Institute · Public secondary1.6 km · 56% at standard
Mason Road Junior Public School · Public elementary1.7 km · 43% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,234/mo
$175KIncome needed
5.3×Price ÷ income
$977Weekly cost
$30,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,234Property tax $328Total carry $4,562

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,109per month

Mortgage amount $743,200 · 4.49% over 25 years

$185,800Down payment (20.0%)
$743,200Loan before insurance
$0CMHC premium
$4,437Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,109
Property tax
$328
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,437

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,055
Toronto municipal land transfer tax
$15,055
Estimated closing costs
$30,110

Plus your down payment of $185,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,974/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$489,584Total interest paid
$1,232,784Total of all payments
Principal $743,200 Interest $489,584
YearPrincipalInterestBalance
1$16,585$32,726$726,615
2$17,338$31,973$709,277
3$18,125$31,186$691,152
4$18,948$30,363$672,203
5$19,809$29,503$652,395
6$20,708$28,603$631,687
7$21,648$27,663$610,038
8$22,631$26,680$587,407
9$23,659$25,653$563,749
10$24,733$24,578$539,016
11$25,856$23,456$513,160
12$27,030$22,282$486,130
13$28,257$21,054$457,873
14$29,540$19,771$428,333
15$30,881$18,430$397,452
16$32,283$17,028$365,168
17$33,749$15,562$331,419
18$35,282$14,030$296,138
19$36,883$12,428$259,254
20$38,558$10,753$220,696
21$40,309$9,003$180,387
22$42,139$7,172$138,248
23$44,052$5,259$94,196
24$46,052$3,259$48,143
25$48,143$1,168$0

At the end of your 5-year term

Total paid over the term
$246,557
Principal paid down
$90,805
Interest paid
$155,752
Balance remaining
$652,395

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $3,937− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,227

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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