263 Waverley Road, Toronto, ON

The Beaches, Toronto · MLS® E14030680

$1,478,000
For Sale
Just listed todayNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 14, 2026, 10:38 a.m.. Price and status may have changed since; refresh in a minute for the live version.

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3Bedrooms
2Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • Elegant classic Semi with am easy stroll to the Toronto Beaches and the Boardwalk.
  • The newly refreshed walk-up basement with direct access to the large private yard is a bonus.

Elegant classic Semi with am easy stroll to the Toronto Beaches and the Boardwalk. Tastefully updated property maintaining its classic charm with several exposed brick feature walls while enjoying all the modern amenities like gas cooking, updated kitchen and bathrooms, chic lighting, granite and solid counters and stainless steel kitchen appliances. Carpet free for healthy living and fancy window shades are also to be noted. The newly refreshed walk-up basement with direct access to the large private yard is a bonus. The location is amazing with a few minutes walk to the street car that takes you directly into the city and the financial district as well as other public transit options. Walk To Queen St in minutes to savor the many restaurants and explore unique shops & services then head to the beach and the boardwalk to enjoy the long water views.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E14030680
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
17.04 × 139.9 ft
Cross streets
Queen St & Woodbine Ave
Parking
0 parking
Driveway
None
Basement
Finished, Separate Entrance, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,757 / 2025
Listing brokerage
REMAX YOUR COMMUNITY REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Malvern Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

The Beaches, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Norway Junior Public School
85%
Norway Junior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 85% meet the provincial standard
Glen Ames Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Williamson Road Junior Public School · Public elementary0.4 km · 78% at standard
Kew Beach Junior Public School · Public elementary0.7 km · 85% at standard
St John Catholic School · Catholic elementary0.9 km · 72% at standard
Beaches Alternative Junior School · Public elementary0.9 km
Kimberley Junior Public School · Public elementary0.9 km · 82% at standard
Bowmore Road Junior and Senior Public School · Public elementary1.0 km · 64% at standard
Notre Dame Catholic High School · Catholic secondary1.0 km · 82% at standard
Balmy Beach Community School · Public elementary1.1 km · 88% at standard
Adam Beck Junior Public School · Public elementary1.5 km · 73% at standard
Gledhill Junior Public School · Public elementary1.5 km · 76% at standard
Roden Public School · Public elementary1.6 km · 65% at standard
Neil McNeil High School · Catholic secondary1.6 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,736/mo
$277KIncome needed
5.3×Price ÷ income
$1,555Weekly cost
$52,070Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,736Property tax $563Total carry $7,299

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,538per month

Mortgage amount $1,182,400 · 4.49% over 25 years

$295,600Down payment (20.0%)
$1,182,400Loan before insurance
$0CMHC premium
$7,101Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,538
Property tax
$563
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,101

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,035
Toronto municipal land transfer tax
$26,035
Estimated closing costs
$52,070

Plus your down payment of $295,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,913/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$778,908Total interest paid
$1,961,308Total of all payments
Principal $1,182,400 Interest $778,908
YearPrincipalInterestBalance
1$26,386$52,066$1,156,014
2$27,584$50,868$1,128,430
3$28,837$49,616$1,099,593
4$30,146$48,306$1,069,447
5$31,515$46,938$1,037,933
6$32,946$45,507$1,004,987
7$34,441$44,011$970,546
8$36,005$42,447$934,540
9$37,640$40,812$896,900
10$39,349$39,103$857,552
11$41,136$37,317$816,416
12$43,003$35,449$773,413
13$44,956$33,497$728,457
14$46,997$31,455$681,460
15$49,131$29,321$632,329
16$51,362$27,091$580,968
17$53,694$24,759$527,274
18$56,131$22,321$471,143
19$58,680$19,772$412,462
20$61,344$17,108$351,118
21$64,130$14,323$286,988
22$67,041$11,411$219,947
23$70,085$8,367$149,862
24$73,268$5,185$76,594
25$76,594$1,858$0

At the end of your 5-year term

Total paid over the term
$392,262
Principal paid down
$144,467
Interest paid
$247,794
Balance remaining
$1,037,933

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $6,757− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,407

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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