34 Carnahan Terrace, Toronto, ON

East End-Danforth, Toronto · MLS® E14030830

$599,999
For Sale
Listed 4 days agoNo offer date stated

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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • So, you want more than a condo.
  • Around 1,000 square feet.
  • Meet 34 Carnahan Terrace.

So, you want more than a condo. Two bedrooms. Around 1,000 square feet. Your own front door. A garage would be nice. Good schools are important. And ideally, you'd like to stay well under the price of a house in the East End. Meet 34 Carnahan Terrace. Tucked into a quiet Upper Beaches community, this two-level condo townhouse gives you the separation of a house without the price tag or maintenance. Upstairs, you've got your bedroom and living space. Downstairs, a second bedroom gives you flexibility for guests, an office, or whatever life calls for. Add direct access to your own garage, with no elevators or long condo hallways. Loblaws is around the corner, Danforth GO and Main Street Station are nearby, and you're in the Adam Beck, Glen Ames and Malvern school catchments. Head south and you've got Kingston Road Village, Queen Street, the boardwalk and the lake. There's a lot of life between a condo tower and a million-dollar house.

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
E14030830
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Victoria Park/Gerrard
Parking
1 garage (attached)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$406/mo
Exposure
East
Property tax
$3,307 / 2026
Days on market
4
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Dining RoomMain5.33 × 3.70 m

combined w/living · large window

Primary BedroomMain3.65 × 2.89 m

bamboo · large window · double closet

KitchenMain4.39 × 2.74 m

w/o to balcony · stainless steel appl · eat-in kitchen

Bedroom 2Lower2.69 × 2.43 m

4 pc ensuite · walk-in closet(s) · bamboo

Utility RoomLower

Combined w/Laundry

Living RoomMain5.33 × 3.70 m

combined w/dining · bamboo · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Malvern Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

East End-Danforth, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Adam Beck Junior Public School
73%
Adam Beck Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard
Glen Ames Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Blantyre Public School · Public elementary0.7 km · 71% at standard
St Nicholas Catholic School · Catholic elementary0.7 km · 61% at standard
William J McCordic School · Public elementary0.7 km
Notre Dame Catholic High School · Catholic secondary0.7 km · 82% at standard
Beaches Alternative Junior School · Public elementary0.8 km
Kimberley Junior Public School · Public elementary0.8 km · 82% at standard
St Dunstan Catholic School · Catholic elementary0.9 km · 73% at standard
Secord Elementary School · Public elementary0.9 km · 61% at standard
Crescent Town Elementary School · Public elementary1.1 km · 68% at standard
Samuel Hearne Public School · Public elementary1.1 km · 47% at standard
Neil McNeil High School · Catholic secondary1.2 km · 76% at standard
Oakridge Junior Public School · Public elementary1.2 km · 61% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,735/mo
$124KIncome needed
4.8×Price ÷ income
$631Weekly cost
$16,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $2,735Property tax $276Condo fee $406Total carry $3,416

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,654per month

Mortgage amount $479,999 · 4.49% over 25 years

$120,000Down payment (20.0%)
$479,999Loan before insurance
$0CMHC premium
$3,336Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,654
Property tax
$276
Condo / maintenance fees
$406
Heating
$0
Estimated monthly cost
$3,336

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,475
Toronto municipal land transfer tax
$8,475
Estimated closing costs
$16,950

Plus your down payment of $120,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,212/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$316,200Total interest paid
$796,199Total of all payments
Principal $479,999 Interest $316,200
YearPrincipalInterestBalance
1$10,712$21,136$469,288
2$11,198$20,650$458,090
3$11,706$20,142$446,383
4$12,238$19,610$434,146
5$12,793$19,055$421,352
6$13,374$18,474$407,978
7$13,982$17,866$393,996
8$14,616$17,232$379,380
9$15,280$16,568$364,100
10$15,974$15,874$348,126
11$16,699$15,149$331,427
12$17,457$14,391$313,969
13$18,250$13,598$295,720
14$19,079$12,769$276,641
15$19,945$11,903$256,696
16$20,850$10,998$235,846
17$21,797$10,051$214,049
18$22,787$9,061$191,262
19$23,821$8,027$167,441
20$24,903$6,945$142,538
21$26,034$5,814$116,504
22$27,216$4,632$89,288
23$28,451$3,397$60,837
24$29,743$2,105$31,094
25$31,094$754$0

At the end of your 5-year term

Total paid over the term
$159,240
Principal paid down
$58,647
Interest paid
$100,593
Balance remaining
$421,352

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.8%
Gross yield
− Property tax $3,307− Condo fees $4,871− Insurance $600− Vacancy & upkeep $4,488Net operating income $27,534

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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